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General Questions about Leasing Vehicles

284 messages,  Last post on Aug 01, 2009 at 9:50 AM

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What is this discussion about? Car Leasing, Car Buying

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#277 of 284 Re: rookie in the leasing game and don't know squat [uturnsue] by tidester HOST Aug 18, 2008 (2:12 pm)
Replying to: uturnsue (Aug 18, 2008 11:57 am) The main difference is that when you finish making your loan payments, you own the car whereas when you finish making your lease payments you own nothing. A practical difference is that lease payments are generally lower than loan payments. As to which is the "better deal" I am sure others will chime in one way or the other.   tidester, host SUVs and Smart Shopper Replies to this message: volvomax (Aug 19, 2008 9:35 am)
#278 of 284 Re: rookie in the leasing game and don't know squat [tidester] by volvomax Aug 19, 2008 (9:35 am)
Replying to: tidester (Aug 18, 2008 2:12 pm) The main difference is that when you finish making your loan payments, you own the car whereas when you finish making your lease payments you own nothing.   Problem is, most people never finish paying on their loan. They trade the car in before the loan is done. With the price of cars going up, loan terms are longer. 60 months is the norm and 72 or 84 months are becoming more common. Can't remember the last 36 or 48 month loan we have done.
#279 of 284 Question about lease tax by bigbutr Aug 21, 2008 (3:51 am)
We have three payments left on our current lease. Since tax is figured on the part of the vehicle I use (depreciation), if I turn the vehicle in early, do I still have to pay the tax if I turn the vehicle in early? We're looking at getting something new and the dealers are offering to make our final payments. It's not that much, say $100 or so, but hey, it's $100. Replies to this message: volvomax (Aug 21, 2008 6:53 am)
#280 of 284 Re: Question about lease tax [bigbutr] by volvomax Aug 21, 2008 (6:53 am)
Replying to: bigbutr (Aug 21, 2008 3:51 am) Yes, you owe the tax. Making the payments is the means of collecting the tax. The lease co MUST forward the tax portion if the payment is recieved.
#281 of 284 cheapest lease possible by maxlee2 Sep 17, 2008 (12:24 am)
I'm looking to lease a car - just need it to drive about 10 miles a day (round trip) to work and back. Does anyone know what kind of car would be the cheapest? I am really not picky - just looking to spend as little as possible. THinking maybe i would need a 24 month lease. Thanks
#282 of 284 BMW X5 3.0 by MSUHOCKEY7 Feb 02, 2009 (6:26 pm)
I have posted on here a few times looking into different options as far as BMW. My recent visit and discussion with a BMW dealer offered me the BMW SELECT Financial plan. 2.9% , option is to put money down or not on a purchase, choose the amount of months you want to finance. i.e. 60 months 10k cash down with a balloon payment on the last payment which in this example is month number 60. Does anyone have know about this? Any information? Any pitfalls or tricks up the sleeves of the finance folks. I am looking to pull the trigger in the next week or so and want to get everything in order. i am new to this stuff and trying to reach out to this type of community. Any help is appreciated. Replies to this message: tidester (Feb 02, 2009 9:59 pm)
#283 of 284 Re: BMW X5 3.0 [MSUHOCKEY7] by tidester HOST Feb 02, 2009 (9:59 pm)
Replying to: MSUHOCKEY7 (Feb 02, 2009 6:26 pm) There was some discussion of that issue here: http://townhall-talk.edmunds.com/direct/view/.ef9d9d2/841   You may want to take a look at it.   tidester, host SUVs and Smart Shopper
#284 of 284 lease return & registration by tacot Aug 01, 2009 (9:50 am)
Hi everybody,    Great forum btw!    I am return my leased minivan to Nissan - due 9/18.    My CA vehicle registration was due for renewal in June. The final date to renew the registration is after the lease trade in date.   Can I turn the vehicle in w/o renewing my registration?    Thanks in advance!

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