New Vehicle Financing - What Rate Can I Get?

25 messages,  Last post on Jan 19, 2010 at 11:35 PM

You are in the Smart Shopper Forum.

What is this discussion about? Car Financing

#17 of 25 Re: Need advice-urgent [black_tulip] by joel0622

May 27, 2008 (12:16 pm)

Replying to: black_tulip (May 23, 2008 9:08 pm)
"Thanks for any help you can give."
  
Pay your bills.
  
" Many of the bads are medical bills from 2 years ago"
  
Buy health insurance instead of SUVs.
  
"We found a Honda Pilot-2008- with only 5 miles on it for $24888.00. I"
  
Buy cheaper cars instead of SUVs. Imagine for a moment that by some fluke, you are able to "buy" it. Are you then going to stiff your creditors for the gas bills?
  
"Is there any hope for us? "
  
Only if you learn to live within your means.

 
What an ass.

#18 of 25 Re: Need advice-urgent [joel0622] by kirstie_h HOST

May 28, 2008 (7:49 am)

Replying to: joel0622 (May 27, 2008 12:16 pm)
OK, let's check the hostility. Unless the poster has a time machine, retroactively-applicable advice won't help and just comes off as being self-righteous.

#19 of 25 Shop for a Car by your Target Monthly Payment by greensuv

May 22, 2009 (11:17 am)

We now have an Affordability Calculator which helps you figure out the price range of the cars you should shop for based on your desired monthly payment: http://www.edmunds.com/apps/calc/CalculatorController?pmtcalAction=affordability- -

#20 of 25 Re: New Vehicle Financing: What Rate Can I Get? [kirstie_h] by arg4

Jan 08, 2010 (4:48 am)

Replying to: kirstie_h (Oct 16, 2006 6:19 am)
Hey I guess, there has been new reforms in auto loans. Isn't it?
 
Please share, I would like to know about it

#21 of 25 Re: New Vehicle Financing: What Rate Can I Get? [arg4] by kirstie_h HOST

Jan 08, 2010 (1:51 pm)

Replying to: arg4 (Jan 08, 2010 4:48 am)
My message, which you responded to, is about 3.5 years old, so there wouldn't be anything "new" about that.
 
If you have questions about auto loans, please be specific - however, since this site focuses on the North American auto consumer, our information may not apply to your situation.

#23 of 25 Re: fico score financing question [fades_spins] by arg4

Jan 19, 2010 (11:05 pm)

Replying to: fades_spins (Oct 30, 2006 1:25 pm)
Hi,
This happens to almost all the car owners. The reason is simple, the depreciation rate for a vehicle is more (For a luxury cars, this is far higher!). After paying their EMI for a year or two, every car owners will find they are paying more for a loan where it real worth (present worth of the vehicle will be less due to depreciation, market condition, technology etc, etc.,)
 
Like (more than) paying the insurance, the best thing you can do is to try for car loan modification.
 
I hope autoreliefgroup can help you in this case!

#24 of 25 Are we Paying More for our car??? by arg4

Jan 19, 2010 (11:35 pm)

Hi All,
I have observed many pf the car owners are paying more for their cars. It seems they have not noticed that their car has depreciated almost 10% - 20% or even 30% but still pay for that 100% amount. How many of you have similar situation?
 
Wonder how to get relieved from this??
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