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Acura RDX Lease Questions

521 messages,  Last post on Nov 21, 2008 at 4:18 AM

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What is this discussion about? Acura RDX, Car Leasing, Car Buying, SUV

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#93 of 521 Opinion on RDX Lease Quote by lasher30 Mar 20, 2007 (4:41 am)
I would appreciate your expert opinions on this lease offer I got...     Non-Tech RDX MSRP: $33,665 Lease Payment: $437.26 Lease Length: 36 Miles/Year: 10,000 Cap Cost: $32,500 Acquisition Fee: $595 Money Factor: 0.00108 Residual: 58% Due at signing: $741.52 (The 24 mo lease pmt is $539.29)   Thank you very much. Replies to this message: Car_man (Mar 27, 2007 1:47 am)
#94 of 521 Re: Acura RDX: Lease Questions [Car_man] by tmg6k Mar 21, 2007 (2:18 pm)
Replying to: Car_man (Aug 23, 2006 1:52 am) Hi Car_Man - I was just quoted a price for a RDX at $30941. If I were to put $3000 down, what should my monthly payments be for a 36 month, 15,000 mi lease. Thanks in advance for your help. Replies to this message: Car_man (Mar 27, 2007 1:53 am)
#95 of 521 Good Deal? by ar14senal Mar 22, 2007 (1:38 pm)
2007 RDX w/o tech MSRP $33,665 Cap $31,790 .00108 money factor 57% residual 36/12k term $456.06 monthly $169 reg & tags (3yr) $625.06 due   or   $385.52 monthly $3000 due   I feel like the cap is just a little high, am meeting with the dealer this coming tuesday, she says there is a little room for movement. Whats everyone think though? Thanks! Replies to this message: rihoops (Mar 22, 2007 4:26 pm) Car_man (Mar 27, 2007 1:56 am)
#96 of 521 Re: Good Deal? [ar14senal] by rihoops Mar 22, 2007 (4:26 pm)
Replying to: ar14senal (Mar 22, 2007 1:38 pm) Bad Deal. My buddy just bought a RDXw/tech for 34750. FirstAcura in Seekonk, MA has RDX's w/o tech for 29995 on the web.
#97 of 521 Advertised lease deal by duaneman Mar 23, 2007 (2:49 am)
I have been quoted a $449/mo. lease on an RDX w/Tech with approx. $3600 out of pocket ($1000 dn, $595 bank fee, $449 first months payment, taxes at 8%, and tags). I was told that the money factor works out to be 2% APR. My calcs tell me that this is about $34,700 selling price or approx. $550 above invoice. Can I expect better pricing, and if so what is the best way to deal? Thanks for your help. Replies to this message: Car_man (Mar 27, 2007 1:59 am)
#98 of 521 Re: Lease Deals [stephlite] by Car_man HOST Mar 26, 2007 (3:20 am)
Replying to: stephlite (Mar 08, 2007 1:43 pm) No problem, stephlite. I always advise consumers against making down payments on leased vehicles. Those who make one risk losing it if their vehicle is totaled in an accident or stolen and never recovered. If I was in your shoes I definitely would not make any down payment on this lease.   Car_man Host Prices Paid Forum
#99 of 521 Re: Lease #'s on RDX [larryshomework] by Car_man HOST Mar 27, 2007 (1:26 am)
Replying to: larryshomework (Mar 10, 2007 6:21 pm) Hello larryshomework. Acura's lease program for the MDX is different in March than it was in February. You are correct, the money factor is exactly the same for models with and without the Technology Package. When calculate lease payments for consumers and say that they require no money down I mean no capitalized cost reduction. They would still have to pay their vehicle's first month's payment, a security deposit equivalent to that payment rounded up to the nearest $25 increment (unless it is waived), Honda Finance's $595 acquisition fee, and any required state taxes or fees at lease signing.   Car_man Host Prices Paid Forum
#100 of 521 Re: Good Lease Deal? [gmoorman] by Car_man HOST Mar 27, 2007 (1:28 am)
Replying to: gmoorman (Mar 14, 2007 3:42 pm) Hi gmoorman. You never mentioned the selling price or MSRP of the RDX that you are interested in leasing. These are important numbers for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing this truck's selling price in relation to its MSRP you don't know how much of a discount you are getting on it. The second reason is that one needs the selling price and MSRP, including the destination charge, of a vehicle to calculate its lease payment. I would be more than happy to give you my opinion on this deal if you let me know what these numbers are.   Car_man Host Prices Paid Forum
#101 of 521 Re: A few questions on RDX lease variables [bb121] by Car_man HOST Mar 27, 2007 (1:36 am)
Replying to: bb121 (Mar 15, 2007 10:37 am) Hi bb121. As you are probably already aware, a credit score of 570 definitely is not very good. It would be in your sister's best interest to try to get her credit score in better shape before leasing a new vehicle. At the very least, she should pull a copy of her credit report and check it for mistakes. If she finds any and has them corrected that may help.   I believe that Honda's lowest credit tier, its "Select" tier is for consumers who have credit scores of 609 and lower. If she is approved to lease an RDX, your sister will probably have to use this credit tier's money factor to calculate her month;y payment. I do not know exactly what Honda Finance's money factor for a Select tier lease of an Acura RDX is right now, but it will probably be .00200 to .00250 higher than its best money factor for this model.   Vehicles' residual values are set by the bank that you are leasing through and individual dealers do not have the authority to alter them. They based upon the model, term, and mileage that you choose. Vehicles that are leased through Honda Finance for 36 months with only 12,000 miles per year have residuals that are 2% higher than its 15,000 mile per year residuals.   Car_man Host Prices Paid Forum
#102 of 521 Re: Opinion on RDX Lease Quote [lasher30] by Car_man HOST Mar 27, 2007 (1:47 am)
Replying to: lasher30 (Mar 20, 2007 4:41 am) Hi lasher30. The money factor that you were quoted is right in line with Honda Finance's current buy rate for a "Super Preferred" tier lease of this model. That is a good thing because it means that the dealer that you are working with is not trying to mark your truck's money factor up to add additional hidden profit to your deal.   Now let's take a look at this truck's selling price. A 2007 Acura MDX without the Tech package has a dealer invoice price of $30,942. The price that you were quoted is just over $1,5000 over invoice. This isn't terrible, but if I was in the market for this truck and was in an area that had a couple of Acura dealers I personally would shop around a little bit to see if I could beat this price. You don't have anything to lose by trying. Make sure to stop by the following discussion to see how much other community members have paid for similar vehicles lately: "Acura RDX: Prices Paid & Buying Experience".   Car_man Host Prices Paid Forum

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