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Prices Paid: Buying & Leasing Experiences Acura RDX Lease Questions
494 messages, Last post on Jul 23, 2008 at 7:14 AM
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I went to the dealership today and had them run some numbers for me on an RDX base. I cannot get my own numbers to match up to theirs and I'm trying to figure out why - I want to make sure they haven't "slipped" something extra in! Some caveats - I'm in Chicago so we aren't doing a true lease but rather one of the balloon notes / owners choices / whatever they are called to avoid having to pay the extra lease use tax. Also, in IL, you pay sales tax on the entire price of the car including the residual, not just on the monthly payments. I'm hoping someone can help me?!? Are the finance charges calculated the same way? My numbers do match any "lease calculator" I try online so I'm wordering if something is different in a balloon or if they slipped something in there. For instance, I was looking at the RDX base so MSRP is 33,910 and they quoted me $31,219 + $168 in title/license fees. I have to pay 9.25% sales tax on the whole amount and that is rolled into the monthly payments so total capitalized cost is 34,290.30. Residual is 55% which seems to match what I've seen so residual value is $18,650. But, finance charges come to $78.27 per month according to the dealer's sheet. In my sheet and in the online calculators, finance charges come to $65.96 per month based on this APR and the cooresponding money factor. I cannot figure out why there is a difference but it's driving me nuts! I come out to a monthly payment of $500.39 and the dealer comes to $516.83 Any suggestions?
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That payment should be $443.......still $50 cheaper than the price 2 mos ago Sorry! |
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| I went to my local dealer in South Florida today. For a 36 month lease on a base model with 18K miles per year they quoted $1300 out of pocket and $460 plus tax ($495) per month. Is this is agood deal? | |
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Replying to: jett5113 (Apr 05, 2008 7:41 pm) http://www.carbuyingtips.com/regm.xls
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For what it's worth. Dealers have a $399/mo $1999 down deal (plus usual fees) going on. I asked what they could do with 0 down figuring it would be $460+. Surprised when they offered it at $420 and not just 0 down, but 0 driveoff as well. Threw in an old Audi trade-in for $600 and got back to $400 and 0 driveoff.
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Replying to: techdude (Apr 07, 2008 11:17 am) They must be adding something else in. Any other suggestions? Any thoughts on whether this is a good deal. From what we can tell, the IL tax is just killing us since (1) it is higher than many other states and (2) you pay it on the total price of the car including the residual, not just the part you use. Can anyone in IL share what kind of deal they got on the RDX???
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Replying to: jett5113 (Apr 07, 2008 11:59 am) |
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| I just checked and Acura changed the lease special to a Tech package for 399 a month. I'm guessing a tech should cost under 400 with 12K mileage now. Any thoughts? | |
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Replying to: tpav1 (Apr 07, 2008 11:26 am) |
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All, after much comparison shopping and test drives, have decided on the RDX Tech and am very excited. However, looking for some help on getting best deal available. I've got all the numbers to get to the current $399/month and $1999 due at signing deal w/ 10k miles. Actual payment with sales tax is $419/month. Right now, on the current deal, dealer makes $902 (without the holdback). If the dealer gives me the $902 (only takes the holdback), total payment is down to $392 (still with $1,005 cap cost reduction). If I don't put the $1,005 down, payment is $422. Basically, I want to know how much I can bring them down. Should I ask for the $902 off or should I accept the current deal and ask for them to throw in Acura protection package (wheel locks, floor mats, cargo tray); running boards and body side molding??? If I choose the latter, can I also try to get them to bump the miles up to at least 12k?? Sorry for the long post, but any help is greatly appreciated and if anyone can post their recent deals that would be great too. Thanks again.
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