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Acura RDX Lease Questions

514 messages,  Last post on Oct 07, 2008 at 6:37 AM

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What is this discussion about? Acura RDX, Car Leasing, Car Buying, SUV


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#395 of 514
Re: Latest & best [izbod] by techdude
Apr 04, 2008 (7:13 pm)
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Replying to: izbod (Apr 04, 2008 4:40 pm)

That's true. The numbers i'm getting ar higher than what you got with tech. Let me know who you dealt with and at what dealership. Just usa.com to my sn to email me the info. Thanks!
#396 of 514
Re: RDX lease offer specs [palleg33] by gakmsg
Apr 04, 2008 (9:41 pm)
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Replying to: palleg33 (Mar 27, 2008 6:24 pm)

$520 seems about right
 
I got 575 with 1500 down for 25k miles. (tech package) Running boards, body side molding, and floor mats for 589....in PA, Montgomeryville and West Chester ... Ardmore and Jenkintown a bit higher.
#397 of 514
I can't figure out the dealer's #'s by jett5113
Apr 05, 2008 (7:41 pm)
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I went to the dealership today and had them run some numbers for me on an RDX base. I cannot get my own numbers to match up to theirs and I'm trying to figure out why - I want to make sure they haven't "slipped" something extra in!
 
Some caveats - I'm in Chicago so we aren't doing a true lease but rather one of the balloon notes / owners choices / whatever they are called to avoid having to pay the extra lease use tax. Also, in IL, you pay sales tax on the entire price of the car including the residual, not just on the monthly payments.
 
I'm hoping someone can help me?!? Are the finance charges calculated the same way? My numbers do match any "lease calculator" I try online so I'm wordering if something is different in a balloon or if they slipped something in there.
 
For instance, I was looking at the RDX base so MSRP is 33,910 and they quoted me $31,219 + $168 in title/license fees. I have to pay 9.25% sales tax on the whole amount and that is rolled into the monthly payments so total capitalized cost is 34,290.30.
 
Residual is 55% which seems to match what I've seen so residual value is $18,650.
 
But, finance charges come to $78.27 per month according to the dealer's sheet. In my sheet and in the online calculators, finance charges come to $65.96 per month based on this APR and the cooresponding money factor. I cannot figure out why there is a difference but it's driving me nuts!
 
I come out to a monthly payment of $500.39 and the dealer comes to $516.83
 
Any suggestions?
#398 of 514
OOPS by izbod
Apr 05, 2008 (10:37 pm)
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That payment should be $443.......still $50 cheaper than the price 2 mos ago
 
Sorry!
#399 of 514
RDX Base Lease by lakersfan2
Apr 06, 2008 (11:41 am)
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I went to my local dealer in South Florida today. For a 36 month lease on a base model with 18K miles per year they quoted $1300 out of pocket and $460 plus tax ($495) per month. Is this is agood deal?
#400 of 514
Re: I can't figure out the dealer's #'s [jett5113] by techdude
Apr 07, 2008 (11:17 am)
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Replying to: jett5113 (Apr 05, 2008 7:41 pm)

Try using the spreadsheet located at this website. It's pretty straightforward and i think it's pretty useful. I put in the numbers you have and the dealers math seems to be on point. If it's a good deal, is another story. Good luck.
 
http://www.carbuyingtips.com/regm.xls
#401 of 514
RDX Tech lease by tpav1
Apr 07, 2008 (11:26 am)
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For what it's worth. Dealers have a $399/mo $1999 down deal (plus usual fees) going on. I asked what they could do with 0 down figuring it would be $460+. Surprised when they offered it at $420 and not just 0 down, but 0 driveoff as well. Threw in an old Audi trade-in for $600 and got back to $400 and 0 driveoff.
#402 of 514
Re: I can't figure out the dealer's #'s [techdude] by jett5113
Apr 07, 2008 (11:59 am)
Reply

Replying to: techdude (Apr 07, 2008 11:17 am)

Thanks for the spreadsheet. I put in the #'s and I still come up with MY number of $500.39 for monthly payments, not the dealer's number of $514....
 
They must be adding something else in. Any other suggestions?
 
Any thoughts on whether this is a good deal. From what we can tell, the IL tax is just killing us since (1) it is higher than many other states and (2) you pay it on the total price of the car including the residual, not just the part you use.
 
Can anyone in IL share what kind of deal they got on the RDX???
#403 of 514
Re: I can't figure out the dealer's #'s [jett5113] by techdude
Apr 07, 2008 (12:23 pm)
Reply

Replying to: jett5113 (Apr 07, 2008 11:59 am)

What are you using as your money factor? i've been getting .00072 around my area. Could it be gap insurance factored in?
#404 of 514
New rates? by rihoops
Apr 07, 2008 (7:04 pm)
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I just checked and Acura changed the lease special to a Tech package for 399 a month. I'm guessing a tech should cost under 400 with 12K mileage now. Any thoughts?

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