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Prices Paid: Buying & Leasing Experiences Acura RDX Lease Questions
507 messages, Last post on Aug 05, 2008 at 3:27 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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I am gonna sign papers tomorrow on a great deal for an RDX Tech, and I am so excited. I could not, however, get my numbers to match the (very nice) finance guy's numbers so I asked him to print me off the sheet so I could come back in the the morning and sign the papers. So I need you help, oh smart lease people. Let me give you his numbers: MSRP $37,410 Sale Price of RDX $34000 ($429 under invoice) No cap cost reduction Term 36 mo/10k miles year MF .0009 Residual 53% = $19827.30 Acq Fee $595 Thier Doc fee $389 Registering in NoVA (4.17% tax, I am pretty sure) Monthly of $504.62 On this lease worksheet he printed out for me, he's got a few confusing things listed (on line 25 for anyone who knows the lease worksheet printout): Govt fees = $109 (title and 2 year plates, I guess) Taxes $2590 (he kept saying that he was estimating 1500 for personal prop tax). I thought I paid sales tax with each payment and the personal property tax is something I pay to Alexandria, VA outside of my lease (though Honda Finance initailly pays Alexandria and then I pay Honda). SO HERE'S THE THING -- My math (using leaseguide.com's worksheet) has me at $493 a month assuming $595 acq, $385 doc fee, $99 plates, $10 title and a 4.17% tax rate. Can anyone tell me what I am missing or what he's added in? By the way, I know the finance person always say stuff like this, but he said I got a fab deal. The one thing he let slip is that the dealership is making less than $25 on this deal. I got the feeling that there is an incentive of just over $450 for the RDX... MANY THANKS FOR ALL YOUR HELP!!! I am a nervous nelly about these things, and I just want to be sure I am getting the best deal possible. 
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Replying to: rgustafs (Mar 02, 2008 6:12 pm) In the Commonwealth of VA, one must pay 3% of the gross cost of the vehicle for the VA Motor Vehicle Sales and Use Tax, and -- for the purposes of the the VA MVSUT -- gross cost includes the dealer doc fee. So that's $34000 car + $385 doc fee x 3% = $1031.55. More from VA on the MVSUT for leased cars here. And calculate your own MVSUT, registration and title fees here. And to think that I was calculating the sales tax based on only the part of the car I was leasing. Oh, Virginia. So annoying with all the darn taxes. So apparently the 4.17% VA tax (wherever the heck I got that?!?!) does not even factor in because the VA MVSUT is the only sales tax that is paid, as far as I can tell. Now I just have to figure out why the dealership is using $1090 as opposed to $1031.55...  As soon as I sign the papers, I will post a full report on my deal. This is all taking place at Radley Acura in Falls Church. They have been nothing but fabulous so far. Now if Honda will just take my 05 Pilot back a few weeks early without too much hassle... |
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Replying to: rgustafs (Mar 02, 2008 11:05 pm) |
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Car_man - With the new lease special available for the RDX w/ tech would a monthly payment of $450 w/ 0 due at signing be too optimistic? I definitely need 15K miles per year and it looks like there may be some dealer cash available considering the deal infinitimn received. Thanks. |
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Replying to: nolealum05 (Mar 05, 2008 7:03 am)
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Replying to: infinitimn (Mar 05, 2008 3:17 pm) The same dealer offered $528 including taxes w/ all weather mats and roof rack installed. |
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Replying to: nolealum05 (Mar 05, 2008 7:03 am)
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Replying to: gzackerman (Mar 05, 2008 6:58 pm) What was your final payment including tax? The new MF is .00072 thru 4/31 and two dealers so far have agreed to make the cap reduction which is why I am thinking they are receiving some dealer cash from Honda/Acura. My ideal payment would be no more than $500/month. Is anyone having any luck in their negotiations? |
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Replying to: rgustafs (Mar 02, 2008 11:05 pm) What the acquisition fee for acura's leasing company?
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Replying to: british_rover (Mar 06, 2008 8:09 am) Pennies add up to dollars, young man!!
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