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Prices Paid: Buying & Leasing Experiences Acura RDX Lease Questions
581 messages, Last post on Nov 20, 2009 at 10:49 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Hi everyone. Please use the following discussion to post any questions that you have about leasing an Acura RDX. Thanks. Car_man Host Prices Paid Forum
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Replying to: Car_man (Aug 23, 2006 1:52 am) to get the ball rolling -- do you know where I can find lease terms for the RDX? Do you have experience in how a manufacturer would go about estimating residuals on a car that is brand new? Do they tend to overestimate or underestimate the residual? I'm getting the sense that you may not get the best lease deals on a car model that just hit the lot, at least compared with paying cash. any thoughts would be welcome.
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Replying to: bbydad (Aug 23, 2006 7:14 am)
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Replying to: gofitguy (Aug 24, 2006 9:13 am) 57% residual 21,184 money factor .00293 $645 monthly payment $33,665 60% residual $20,199 money factor .00293 $559 monthly payment (from memory) these payments include 5$ MA tax. |
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Replying to: rmse46 (Aug 24, 2006 11:21 am) |
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Replying to: rmse46 (Aug 24, 2006 11:21 am) as a leasing expert, what is your opinion of these lease terms, especially when compared to other vehicles. i get the sense that they are very high compared with BMW. are you still thinking about an RDX?
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Replying to: bbydad (Aug 24, 2006 6:03 pm) I am a financial planner by trade and I have leased a number of vehicles over the years. The last several have been through BMW financial services. My last lease was a re-lease of a my 2001 330i. The numbers were so compelling that it made financial sense to keep the car. This car is almost 6 years old and 75K miles, I am ready for a change. FYI, anyone interested in this car, there is an awesome deal available. Anyway, the RDX lease terms are horrible compared to BMW. So far the money factor on Acura is high about a 7.03%. You need to keep in mind that with leasing your are financing 100% of the capitalized cost and paying it down to the residual value. With BMW, the money factor (interest rate) is lower and because residual is based on MSRP and most of us can purchase for less than MSRP, the leasing numbers look better. In many respects, you will be able to lease the more expensive BMW for less than the RDX. I really like the RDX but I have have a hard time paying the MSRP and money factor. My lease is not up until March, so I have time but like many of you, I have been following the development of this car for almost a year. Rick
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Replying to: gofitguy (Aug 24, 2006 9:13 am) The only difference is that my numbers assume 15k annual miles. Rick |
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Replying to: rmse46 (Aug 25, 2006 5:14 am) that's what I thought. the money factor looks steep. I heard that's historically been a problem with Acura -- they just don't get aggressive with their lease rates, so they lose out consistently to BMW for those who look to lease. I wonder why that is there strategy. You would think that if they truly want to compete with BMW for the sport luxury segement, they would make their leasing terms more attractive, even if it is a new model. |
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Replying to: bbydad (Aug 23, 2006 7:14 am) Car_man Host Prices Paid Forum
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