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SUVs Isuzu Axiom Isuzu Axiom Maintenance and Repair
207 messages, Last post on Nov 30, 2009 at 5:58 PM
You are in the Isuzu Axiom Forum. Your Hosts are steve_ & tidester
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Replying to: walk_the_walk2 (Jul 07, 2009 7:55 am) My question: will the vehicle be safe to drive? Thank you - Coop
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Replying to: coop15 (Jul 11, 2009 6:14 am) Most Consumer Rights people attached to state AG offices are a great and aggressive resource. Let us know how it all turns out. Bert |
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Replying to: bertbcfm (Jul 11, 2009 1:58 pm) I can't thank you enough - you're giving me the resources to help her. I didn't even know we had a State Insurance Commissioner... Funny, last Wednesday my husband paid a visit to the welding shop and apparently put this guy on notice, this morning he refused to touch the vehicle (finally got it up on a lift to look, with my girlfriend in attendance). Literally falling apart in rusty chunks - He said he wouldn't touch it if he couldn't guarantee her safety - (???). What I suspected all along, why did it take a visit from a man to 'compel' this guy's moral reasoning... I will let you know - thanks again. I'm so grateful I found this site.... Sherry
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Replying to: steve_ (Jul 10, 2009 12:11 pm) |
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Replying to: coop15 (Jul 11, 2009 4:20 pm) This is how I was able to have my insurance company "total" my wife's Isuzu Axiom. I got $7500 for the car, and was expecting $0. 1. Call your insurance company and tell them you hit a really bad pothole. Make sure there are potholes or construction near or where you were driving. Or tell them you were driving in a place where you know there is road construction (pretty much most state highways these days). Tell them you almost had an accident and it helps if you had small children or senior citizens with you (empathy play). Both were the case with my wife. You can also visit your local state highway comission and view all the ongoing road construction projects and refer to them by project # (I'll get to this later). Example is like the Mass one: http://www.mhd.state.ma.us/default.asp?pgid=dist/distRoot&sid=wrapper&iid=dist/d- ist.asp Print out a copy of the state highway project report and location and make sure you give it to the adjuster to show him/her that you didn't do this on your own. If you can convince them that road construction by the state caused the unusual damage, then they would not have a chance in hell suing the state for the claim you want them to pay you. 2. DO NOT tell the insurance adjuster about the NHTSA Report # PE09030 opened on June 16th 2009. http://www-odi.nhtsa.dot.gov/ Telling the insurance adjuster about this pending case will only allow them to assume it's a defect in the car mfg and let you deal with the problem once the government sues Isuzu.....10 years from now. Do not mention this to the adjuster. (The Isuzu Rodeo uses the exact same frame as the Aixom). DO submit your own claim on this site. 3. DO Call Isuzu and file a formal complaint. They will do nothing and will tell you that they are prepared to do nonthing since they don't want your business any more. Record the Case #. 4. DO take pictures of potholes that you say are the some of the ones that you hit. Make sure the hole is on the correct side of the road and match the axel side that is rusted off. Otherwise it will look like you were driving on the wrong side of the road. 5. DO look into the Cash for Clunkers program if it's still in effect by the time you read this posting. I was ready to drive an 8 inch bolt between the frame and the rear trailing arm just good enough for me to drive the car 3 miles to my new car dealer to get $3500. I would have towed it to the parking lot next store to the dealership for $50 and hobble it across the parking lot to get my free money. I had the towing company bring her Axiom to the Isuzu service dealer and they told me the only repair was a new frame for about $6000. Then I had the car brought back to my house and left it there until the adjuster came and eventually towed away. 6. DO expect a letter from your insurance company after they pay the claim (at least in MA) that in such a situation where there is no other driver in an accident, they are allowed by MA law to assume that you are more than 50% at fault and as a result they are eliminating your safe driver credit! Is that a kicker or what! It's not like she hit a pole or tree or other parked car. It was a pot hole left in the road by the state! You are entitled to dispute the judgement and have your day in traffic/insurance court. So.....remember that list of road projects that you pulled down where you ran over the "pot" hole, and remember those compelling pot hole photos you took where you destroyed the car? Well make copies of those and include all of them in your letter stating that the state is at fault in that they did not adequately prepare the road surface for safe driving (unless it says drive at your own risk on signs). Use those photos of the road and surrounding area with constructions ignes, barrels, potholes with objects (like your leg) that show how deep they are. Have these ready for the insurance adjuster in case you feel he's going to find in "favor" of the insurance company. 7. DO ask for another insurance adjuster if the first one doesn't see the damge your way. You probably have been a paying customer for many years now and that is the least they could do. If the car is at a repair facility, state they must have looked at the wrong car or confused your car. If it's at your home (like mine was) be friendly and cordial to the adjuster. Ask if they've ever seen potholes cause this type of damage? Ask if the insurance company would go after the state after paying out your claim (a bit presumptuous). 8. DO file a complaint with the state Insurance Comissioner if you are denied. Call your local consumer advocate. In Boston, we have Hank Phillipie Ryan, Help me Hank, and others on the local network affiliates. A phone call could be worth $7K or more. 9. DO NOT buy another Isuzu.....Just had to throw this one in (since they don't sell passenger cards in North America). Just thought I would pass on my advice to success.
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Replying to: howardru (Jul 20, 2009 7:46 pm) The car ends up being scrapped when it is turned in and the dealer provides the credit to you. This might be a good time for many to turn in their old Isuzus for a new car. Read more here: http://www.cars.gov/ |
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Replying to: howardru (Jul 20, 2009 7:46 pm) Just Kidding............ However your explicit fraud instructions on collecting the insurance money will be very helpful. By the way, you better hope no one in law enforcement or the insurance industry reads your last post. Frankly, I wouldn't have shared that type of information on a public forum Dead serious........... Best Regards Bert |
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Agreed and grateful - the information is very helpful, but you might have put yourself at risk - Thank you for sharing! Meanwhile, I'm sure my friend will get a chuckle out of this...
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Replying to: coop15 (Jul 21, 2009 6:42 am) However, there is no fraud at all. The problem I had was due to the potholes that were on the state highway project. I have the proof of the project, road damage and every other piece of evidence signed, sealed and delivered. I also do have those witnesses who were in the car and would swear in court. What's a little embelishment? |
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Replying to: coop15 (Jul 07, 2009 7:24 am) |
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