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What's the best vehicle for my needs?

1145 messages,  Last post on Sep 17, 2009 at 12:59 PM

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What is this discussion about? Car Buying


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#971 of 1145
Re: I need help finding a car that my daughter can afford [fritzi2] by jeffyscott
Jul 04, 2009 (4:26 am)
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Replying to: fritzi2 (Jul 03, 2009 11:20 pm)

Is she a member of a credit union? If not, she might consider joining one as they may have money to loan her at more reasonable rates. I know ours has been advertising this fact for quite some time.
 
A repo may not necessarily be that cheap, as they tend to be newer cars. A lot of cheap used cars, especially those being sold by private parties, are on craigslist. In my area some dealers that fix up and sell salvaged cars advertise on craigslist.org as well as autotrader.com and cars.com...those tend to be cheap, by dealer standards anyway.
 
In my area there are companies that rent older cars for as little as, I think, $10 per day. Perhaps something like that could be a temporary solution while she looks?
#972 of 1145
Re: I need help finding a car that my daughter can afford [fritzi2] by plekto
Jul 04, 2009 (6:02 am)
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Replying to: fritzi2 (Jul 03, 2009 11:20 pm)

That's silly, really.
 
Here's what to do - get a used car for her for about $4K. Let her pay you back. Yes, it might be a decade old, but there are plenty of decent older vehicles out there.
 
What are her criteria for a vehicle?
 
****
About the rear seat/3rd row....
 
http://video.aol.com/video-detail/fifth-gear-season-15-episode-1-airdate-0105200- - 9/2589390523
Let it load for 4-5 minutes and then scroll forward to 38:00 Quite sobering.
 
(or go back 5 minutes and see some Ferrari car porn all about the California model...)
#973 of 1145
Re: I need help finding a car that my daughter can afford [fritzi2] by morin2
Jul 04, 2009 (6:50 am)
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Replying to: fritzi2 (Jul 03, 2009 11:20 pm)

Is there another car in the family that she can use? How far is her commute and does anyone do it by bicycle? Can she bum a ride with a co-worker who has the same schedule & help out with his/her gas money?
 
A used car will carry a higher interest rate to finance anywhere. The biggest lesson of this economy is not to over-extend on credit. Save and pay cash. Learn how to negotiate. Here is a personal example: In March 2005, I bought a 2002 Chev. Prizm LSI with 25K miles on it for $5750 after 3 days of negotiating (it was originally priced 10295) at a new car dealer. They were happy to sell a car and I was happy to get a reliable car at my price for cash. I drove it exactly 4 years and another 70K miles without a problem and gave it this spring to my daughter who now enjoys a reliable car. There are plenty of such cars. You need to do your research into her needs and preferences, then research negotiation techniques or go with a pro (former car salesman, for example) and learn how to do it. She will have a lifetime of buying cars & needs to learn how its done. Some negotiations fail & those are learning experiences. Don't fall in love with a used piece of equipment on a lot - emotion has no place in this deal.
 
Once she has that car, she needs to learn to care for it to prevent her current situation from repeating itself. She can take an evening auto maintenance class at a high school or community college. These used to be called "auto maintenance & repairs for women" until they realized that everybody needs to learn to care for their own vehicles. My son is going into his final year of college and drives a well-maintained 15 year old car (Subaru Legacy) with 153K miles on it. Its so reliable that he thinks nothing of driving it on 500-600 mile trips, in fact he leaves in the morning for a trip to NYC.
 
To start your research, use the April auto issue of Consumer Reports & look at "used vehicles to avoid" (believe them!) and recommended used cars. Every library has Consumer Reports. Go back several years. Research here on Edmunds too - its a great place.
#974 of 1145
Re: I need help finding a car that my daughter can afford [morin2] by morin2
Jul 04, 2009 (7:44 am)
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Replying to: morin2 (Jul 04, 2009 6:50 am)

I forgot to add something that is almost a given - Have the used car examined by a mechanic before you even begin to negotiate. Otherwise, you do not have the information you need for a negotiation. The $50-$100 spent on a mechanical inspection is the best investment you can ever make. Just ask the people who are writing in to "Ask the Community" here at Edmunds with questions about their "as-is" used car purchases that break down on their drives home. That's a tough and expensive lesson.
#975 of 1145
Re: Having rented a couple of cars I was looking at... [demigawd] by qbrozen
Jul 04, 2009 (10:32 am)
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Replying to: demigawd (Jul 02, 2009 9:20 am)

You mentioned that Volvo's geartronic is not the fastest reacting - what woud you say is a faster reacting one?
 
Well, for one, the G35. I've read about many others, but haven't driven them. The zf 6-speed auto found in cars such as the 335i, corvette, and camaro, to name a few, is supposed to be very very good.
 
As for trying out the other volvos, as the other poster said, just get yerself to a dealer and try them on for size.
#976 of 1145
Re: family vehicle [carstryke] by qbrozen
Jul 04, 2009 (10:33 am)
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Replying to: carstryke (Jul 02, 2009 3:34 pm)

fezo beat me to it. Mazda5 sounds like what you are looking for. Although you may feel it is technically a minivan. (OK, it technically is, but you don't have to tell anyone)
#977 of 1145
Re: I need help finding a car that my daughter can afford [plekto] by jeffyscott
Jul 04, 2009 (10:38 am)
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Replying to: plekto (Jul 04, 2009 6:02 am)

That minivan getting rear-ended was pretty bad, but I wonder how bad getting hit by a "lorrie" would be in a sedan (and what about a hatchback, such as the, #1 in europe, golf?). It'd have been interesting if they'd have done a comparison.
#978 of 1145
Re: I need help finding a car that my daughter can afford [morin2] by plekto
Jul 04, 2009 (10:44 am)
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Replying to: morin2 (Jul 04, 2009 7:44 am)

I forgot to mention my own personal list of vehicles:
 
81 Buick Regal - slow but impossible to kill.
84 Buick Regal - same exact car, different dash. Died in accident.
75 Volvo 164E - bulletproof and simple. No smog.
81 Dodge Colt/Mitsubishi Mirage. Indestructible but slow as a slug.
87 Buick LeSabre - transmission finally gave out so tossed it.
90 Volvo 240. Loved this car. Sold eventually as I wanted something better.
67 Mercedes 230S. This was it. Lovely car. Would still have it if the *entire* engine didn't need replacing at $4-6K.
87 4Runner. 380K on the odometer. Can't kill it - repels yuppies.
(plus a bunch of smaller stuff and motorcycles)
 
I've never bought anything new. Either classic or 5-8 years old at the time. Sure stuff breaks, but nothing bad.
 
The average person spends half a million dollars in their lifetime if they do nothing but buy new cars all the time. I won't likely spend 1/5th that.
 
What are thr criteria? Also, will she drive manual(anyone can learn - that's not an issue, really). I've spent less maintaining my 5 vehicles with manuals so far than even ONE of my Buicks' automatics. This is the easiest way to keep a car running for cheap. And it's a good skill to learn.(plus a turn-on to guys she might date later on - heh)
 
***
As for the crash test - you'll notice that the 2nd row was fine since it was past the crumple zone. If the seats have headrests, it's very rare to have major injuries in a rear collision in a sedan.(if RWD, the rear axle is about as good as an engine block in stopping further crumpling) At worst, they get pushed forward into the front seats which are padded. Maybe break their legs at worst. But 6 inches from the back like a lot of 3rd rows are... yeah... way too close. Get a full size van or SUV if you really need to carry 6 or more people.
#979 of 1145
Re: Turbocharged cars [demigawd] by jchan2
Jul 04, 2009 (4:42 pm)
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Replying to: demigawd (Jun 24, 2009 11:33 am)

If you're going to consider a Volvo, I also have to throw in a suggestion for a Saab.
 
Yes, the '03-'05 9-3s had some rather troubling reliability problems, but the ancient 9-5 has been pretty solidly reliable after about 2003, and in your price range, you might be able to get into an '06 9-3 if you really wanted to.
 
Sure, they're not AWD/4WD, but they are FWD and known as decent snow cars. Avoid the V6 on the 9-5 (2004 and up models were 4 cylinder only) and you should be good to go...
 
Generally, all Saabs depreciate like crazy because on the new end they are discounted like crazy since they are (in my opinion) overpriced on the new end.
 
You might also consider a Saab 9-2X, which was basically just a rebadged Subaru Impreza. Given that you're looking in Chicagoland (if I recall correctly) you should be able to find plenty of Saabs, although the 9-2X can be rather difficult to find since it was never really popular to begin with.
#980 of 1145
Re: I need help finding a car that my daughter can afford [jeffyscott] by fritzi2
Jul 05, 2009 (10:42 pm)
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Replying to: jeffyscott (Jul 04, 2009 4:26 am)

Thanks everyone. These are really great suggestions. She has a friend who is a mechanic who has offered to not only go with her but make any repairs that she needs free of charge. The problem is finding a used car with the money she has and it's not much, believe me. I just don't understand why a bank is willing to finance her for 18 months at 12.5% when the loan is over $9,000 but ups the interest rate to 24% when the loan amount is only $6,000. Each way the payments are $100.00/mo over what she can reasonably afford to pay. I have to respect the kid in that she refuses to go over what she knows she can afford. Unfortunately, we don't have an extra car for her to use so it looks like I will be driving her to and from work for a while. Since she only works about 3 miles from home, she is toying with buying a used Vespa for the commute during the summer. If nothing else, please keep us in your prayers.

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