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SUVs Land Rover Freelander Maintenance and Repair
281 messages, Last post on Nov 21, 2009 at 10:22 AM
You are in the Land Rover Forum. Your Hosts are steve_ & tidester
I have a situation, I have a car note on a 2003 freelander. I can't make the payments on it anymore due to the cost of the repairs. I want to let the lien holder take it back. I do have a co-signer on the car, will that leave her liable? Also I wrecked the car, should I pay the deductible to get it fixed, it will cost me $500.00. My credit score is not good, would you suggest trading it in before I let the bank come and repo it. How much are you getting on the trade ins? I need advice. I don't want to hurt my co-signers credit. 
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Replying to: cyd68 (Nov 14, 2008 2:15 pm) My maintenance experience was similar to many others who have posted messages on this board...new transmission 500 miles out of warranty, windows that quit working, cooling system issues, etc. I got rid of it when it was having a good day. |
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Replying to: mysonscar1 (Nov 14, 2008 12:41 pm) For the co-signer issue, yes if you stop paying on it, they will go after the cosigner for the payments and impact that persons credit. If you trade it in, I've read posts saying anywhere from $1000 (damaged vehicle) to $5000 (if it is in pristine condition, and the word is out on these vehicles, so Kellys Blue Book and other valuators dropped these vehicle values to next-to-nothing. You may want to see if the cosigner can be removed from the loan with the lender, sometimes they will allow that if you've made payments on-time and then you would be able to do what you planned. Otherwise, these vehicles are a legal fiasco waiting to happen and I dont know any easy ways out, other than consulting a lawyer for possible legal issues with the dealer or whomever sold you the Freelander.
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Replying to: sripley (Nov 14, 2008 3:17 pm) If not and I trade the car in, can't I also cancel my GAP insurance and my extended warranty and get a prorated refund on both the GAP insurance AND my extended warranty? (Remember, I only bought the car a year ago. I paid $600 for GAP and $2300 for a mid-grade 36K/36 mo extended warranty that has covered next to nothing.) (People can knock GAP and it doesn't make sense for cars that keep their value but I know three people who were virtually saved from financial ruin because of GAP insurance.) ~ Kelly
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Replying to: desertchildaz (Nov 14, 2008 3:49 pm) tidester, host SUVs and Smart Shopper |
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I live in Bakersfield CA (roughly 110 miles northeast of Los Angeles) - the new owner of an 03. No dealer in our city. Anyone recommend a dealer in Valencia or this side of LA?
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Replying to: mysonscar1 (Nov 15, 2008 10:06 am) |
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Replying to: sripley (Nov 14, 2008 3:17 pm) |
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Okay, just an update. As I mentioned, I owe $14,800 on my '03 Freelander and I'm trying to unload it by trading it in. I found an '09 Toyota that I want to buy, sat down, worked out a $5800 trade in (they would give NO MORE even though they have a 2002 Freelander out on the lot selling for $14,000. Crooks). Despite having a FICO in the mid 700's, I'm being told I need to put $6-8,000 down on the $20,000 car I'm buying because of the negative equity on the Land Rover. Apparently, these days, lenders are being so overly cautious that they will not loan more than 120% of the book price of the new car for someone with a mid-700 credit score.  So, essentially, I'm having to pay off the LR to get the new car. Argghhh! I won't be able to come up with that money until the end of December when I get my Christmas bonus (which isn't even guaranteed in these times). So, needless to say, I didn't drive away with a new car. Still have my Land Rover and terrified to drive it in case something worse goes wrong with it before I can trade it in at the end of December. It sits in the garage and my boyfriend and I intend to commute in his car until the end of December. On that note, reading these forums I see all the talk about the Class Action Suit. Nothing has been formally been submitted on that yet, has it? Wouldn't it be more productive, in the meantime, if we created some kind of standard form letter that owners can fill out and submit to their state's respective consumer advocacy groups or Attorney Generals? I think the sheer NUMBER of similar letters they receive in the same format would have more of an impact than individual personal letters here or there. They would see a more organized group of affected consumers. The form could include a list of all related repairs that are epidemic on these cars (i.e. disappearing coolant, intake manifold, sunroof, engine replacement, transmission replacement, etc.) Each owner can check the boxes of those problems they experienced that are specific to this car. Each form would contain a field for vehicle model, purchase date, mileage at purchase, purchase price, extended warranty cost. Another section would include "Out-Of-Pocket Repair Expenses" and "Warranty Covered Expenses". Total Damages for purchase, repairs, etc. It would also contain a field for "Voluntary Repossession", "Negative Equity on Trade" or "Estimated Loss of Value". It would contain another section for mental anguish (loss of sleep, stress during operation,etc.), "Income Loss". A section for "Land Rover Relations" (Customer service issues), "Land Rover Acknowledgements and Recommendations" (Admissions by Land Rover representatives of Engine Defects and their Recommendations ("trade it in"). LR owners would attach receipts, additional comments and copies of correspondence with other agencies, lawyers and Land Rover. Maybe we can create a "committee" of sorts to design the form and post it online for people to download by State, with instructions for where it is to be send for that state, etc? I think it's important that all of these forms be sent to the SAME person for each state....the Attorney General and copied to the equivalent Federal counterpart. I think that we would be more effective if we were more organized. The Class Action Suit is a good step but timely. Of course, you should also submit a report to the NHTSB complaint site as well.
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Replying to: desertchildaz (Nov 20, 2008 9:38 pm) I am now the proud owner of a brand new 2009 Scion XB. It will be my personal mission in life to make sure nobody I know ever owns any vehicle ever made by Land Rover.
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