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Cadillac STS: Lease Questions

87 messages,  Last post on Mar 17, 2008 at 11:35 AM

You are in the Cadillac STS/STS-V Forum. Your Hosts are pat & karens

What is this discussion about? Cadillac STS, Cadillac STS-V, Car Leasing, Sedan


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#28 of 87
GMAC mf to APR question by jr32
Jul 28, 2006 (7:38 pm)
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the dealer is telling me the 3.95 is not really APR and that dividing the by 2400 (typical APR to MF conversion) is not correct. GMAC posts 3.95 on the STS but the real APR they get by using a chart which comes out to more like 4.something. Does that sound like BS???? It's a difference in about $50 to $60 per month.
#29 of 87
Re: Lease Calculation [jmdeang] by Car_man HOST
Jul 31, 2006 (1:26 am)
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Replying to: jmdeang (Jul 18, 2006 5:12 am)

I sure can, jmdeang. According to my calculations, if you were to lease a 2006 Cadillac STS V6 with an MSRP of $50,025 and a selling price of $41,082 through GMAC right now for 36 months with 15,000 miles per year, your zero down, pre-tax monthly payment should be around $490.
 
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#30 of 87
Re: GMAC mf to APR question [jr32] by Car_man HOST
Jul 31, 2006 (1:28 am)
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Replying to: jr32 (Jul 28, 2006 7:38 pm)

Hey jr32. I've never heard that before. It sounds like the dealer is trying to mark your car's lease rate up to add additional back-end profit to your deal to me.
 
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#31 of 87
Re: Lease Calculation [jmdeang] by kstro135
Aug 03, 2006 (7:58 pm)
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Replying to: jmdeang (Jul 18, 2006 5:12 am)

Is this caddy w/NAV? If so who offered a deal i like this. I live in so. jersey and would love a deal like this. thanks.
#32 of 87
06 STS Lease offer by kstro135
Aug 05, 2006 (2:49 pm)
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Just got offered an 06 STS V6awd, MSRP $51375 12k miles per year, $1000 due at signing for $573/mos. I used the employee discount and received $45/mos. off of the $573 (the original price.) I waited to get the best deal i could get before asking about the discount prgm. (thanks to my good friend who got me the cert.) This deal was done in south Jersey.
#33 of 87
Re: 06 STS Lease offer [kstro135] by Car_man HOST
Aug 15, 2006 (3:44 am)
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Replying to: kstro135 (Aug 05, 2006 2:49 pm)

Congratulations on your new car, kstro135. You definitely got a good deal since you leased it through GM's Employee Purchase Program. Enjoy!
 
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#34 of 87
Employee program by jr32
Aug 23, 2006 (7:41 am)
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How does one get a cert for a EPP deal?
#35 of 87
Re: Cadillac STS: Lease Questions [Car_man] by stiles
Aug 26, 2006 (7:21 am)
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Replying to: Car_man (Aug 31, 2005 2:24 am)

I am leaseing a 2005 STS, the lease ends April 2007. Because of illness, i am putting very few miles on the car. (so far 9,000). Like the car very much and am wondering about a re-lease for another 3 yrs, I am worried that if I do lease this car again (based on the residual) I will NOT have a warranty, can I extend the warranty? Tell me what you think?
#36 of 87
Need 2006 STS Lease Rates by andre1
Aug 31, 2006 (9:54 am)
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Car_Man,
  In an earlier post, you mentioned the lease interest rate on 2006 Cadillac STS is 3.95%. What are the residuals for 24 and 36 months at 12K and 15K miles per year? Also, how much lease cash is available? Thanks!
#37 of 87
Need 2006 STS Lease Rates by andre1
Aug 31, 2006 (9:55 am)
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Car_man,
  I forgot to mention that this is for the V6 and V8 sport versions of the STS. Thanks.

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