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Saturn ION Lease Questions - READ ONLY

11 messages,  Last post on Mar 10, 2008 at 9:35 AM

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What is this discussion about? Saturn ION, Saturn ION Red Line, Car Leasing, Coupe, Sedan

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#2 of 11 q by danny14 Sep 15, 2005 (6:21 am)
Can you give me the resdidual values and MFs for a 36 mo 36k lease on a 06/05 ION 1/2?
#3 of 11 q by Car_man HOST Sep 21, 2005 (3:12 am)
a: If you were to lease a 2006 Saturn ION Sedan 2 through General Motors Acceptance corp. right now for 36 months with 12,000 miles per year, its base lease rate and residual value should be 1.34% and 47%, respectively. GMAC is no longer offering supported leases on 2005 Saturn models.   Car_man Host Smart Shopper / Prices Paid Forums Replies to this message: danny14 (Jul 26, 2006 12:00 pm) Car_man (Aug 06, 2006 5:37 am)
#4 of 11 Leasing info for 2006 ION 3 by brak May 21, 2006 (2:40 pm)
Hwy carman,   MSRP is $18000 on ION 3 loaded. What are current Lease rate and RV for 36 months...... Incentives......I have three months to buy a car..... Replies to this message: Car_man (Jun 02, 2006 2:56 am)
#5 of 11 Smart Buy on 2006 ION 3 by brak May 31, 2006 (2:10 pm)
Got a great deal and the full Saturn experience, the whole staff introduced themselves. They even paid the last three payments of the leased vehicle I was currently driving..... Note: It really helps to walk in with a great credit score 750+ as this lets them know you can buy any car, any where.......
#6 of 11 Re: Leasing info for 2006 ION 3 [brak] by Car_man HOST Jun 02, 2006 (2:56 am)
Replying to: brak (May 21, 2006 2:40 pm) Hey brak. If you were to lease a 2006 Saturn ION 3 Sedan through General Motors Acceptance Corp. right now for 36 months with 15,000 miles per year, its base lease rate factor and residual value should be 2.3% and 49%, respectively.   Car_man Host Smart Shopper / Prices Paid Forums
#7 of 11 Re: q [Car_man] by danny14 Jul 26, 2006 (12:00 pm)
Replying to: Car_man (Sep 21, 2005 3:12 am) Can you tell me the residuals and MFs for manual 06 ION 2 for 24months/24k and 36month/36k leases? Thanks Replies to this message: Car_man (Aug 06, 2006 5:37 am)
#8 of 11 Re: q [danny14] by Car_man HOST Aug 06, 2006 (5:37 am)
Replying to: danny14 (Jul 26, 2006 12:00 pm) Greetings danny14. General Motors Acceptance Corp., Saturn's captive finance company, publishes lease rates instead of money factors for the vehicles that it leases. You can convert its published lease rates into approximate money factor equivalents by dividing them by 2400. GMAC's current base lease rate and residual value for a lease of a 2006 Saturn ION 2 Sedan leased for 24 months with 12,000 miles per year are 2.3% and 67%, respectively. the numbers for an otherwise identical 36 month lease should be 2.3% and 60%.   Car_man Host Prices Paid Forum
#9 of 11 Lease clculation question by tg50 Aug 16, 2006 (5:35 am)
When I use the lease calculation formula from "leasing tips" I always end up higher than the lease quote from the incentives page at Edmunds. For instance....using the formula and the figures: $18500 msrp, $1995 due at signing, 39 months, 49% residual, and 2.3% money factor---I come up with about $263 per month. The "lease quote" on the Saturn Ion page is $218. Where am I going wrong? Replies to this message: berne1 (Aug 18, 2006 9:14 am)
#10 of 11 Re: Lease clculation question [tg50] by berne1 Aug 18, 2006 (9:14 am)
Replying to: tg50 (Aug 16, 2006 5:35 am) These websites differ in the way they quote, as many don't include taxes and fees due to state differences. Also, some sites don't include rebates. Because of legal issues, a lot of times mfr websites don't quote rebates & taxes. That's probably the difference. At the numbers you stated I would come up with the $263 with 6% tax and doc & title fees, however that does not include any rebates, so as a rule of thumb take off about $20-$25 per month for every $1K in rebates.
#11 of 11 Returning my Saturn ION 2 Sedan by juniata02 Mar 10, 2008 (9:35 am)
Hello - I have a 2004 Saturn Ion 2 Sedan. The lease will be up in August of 2008 (I had a 48 month/12,000 mile per year SmartLease). I am at 47,500 miles now in March, and so I will be over my 48,000 mile limit by the time I turn it in. I was interested in leasing another Saturn (perhaps upgrading to a Saturn Vue). I was just wondering if anyone knew how Saturn was at writing off those extra miles instead of charging for them if I was to lease another Saturn? Besides this, the car is in immaculate condition. I know I would obviously be paying a little bit more a month for the larger vehicle, but I'm fine with this. I just wanted to know if I would get hit with a ton of over milage charges if I stuck with them for my next car as opposed to going to a different dealer. Thanks!

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