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Sedans Chevrolet Malibu Chevrolet Malibu vs. Toyota Camry vs. Honda Accord
653 messages, Last post on Dec 05, 2009 at 2:22 PM
You are in the Chevrolet Malibu Forum. Your Hosts are pat & karens
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Replying to: elroy5 (Jul 14, 2009 6:12 pm) I'm still hearing justificiation of a higher price for a car because, well, just because... If a car costs more to insure it's most likely that it has a higher risk to the insurance company for theft, accident, and other kinds of damage. That price has NOTHING to do with a car's being better than another car or worse than another car. If someone wants to justify their likes for a car and being gouged by dealers in this area (your area may be different) then that's okay with me. I just don't want to hear forever that somehow that makes the car better than another car. I expect others to respect my choice of vehicles. >(immobilizer system), Other cars have theft deterrent systems that keep the engine from running also. Honda isn't unique in any way.
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Replying to: imidazol97 (Jul 14, 2009 6:35 pm) Buy the car YOU want, and I will buy the car I want. We should both be happy then, right? 
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Replying to: butch100 (Jul 14, 2009 4:36 pm) |
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Replying to: elroy5 (Jul 14, 2009 7:39 pm) There is a thing called $$. I know, that when I look a new lease. I will look at what I want. Slow down and research, I am really focusing on a fun and fast engine. But, for the same payment I paid on my 06 Accord SE lease, I have loaded GM car that has all the features, except for a V6. Features, that can be found on a $30k Passat I looked at. Perhaps a few more features. So that is good! Remote start comes in handy in the winter. |
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Replying to: elroy5 (Jul 14, 2009 7:39 pm) >Then simple logic says it will also cost more to insure But that's still not complete. The insurance cost represents the probability of loss to the insurance company. Factors such as the driver's age, driving record individually and for a group, color of car, equipment on the car, and cost to repair are examples of factors in the actuarial prediction for insurance costs. I.E., if Civic coupes are owned by people who are more interested in racing from stoplights, driving at speeds far above the limit, driving carelessly, and the repair costs for damage from relatively minor hits are high then the cost of ownership for the vehicle will be higher than someone owning another brand of car quite capable of going from A to B but the mind set of the owners of the second brand doesn't lean toward the race car mentality. A higher insurance cost on an equivalent car doesn't mean it's worth more. |
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Replying to: butch100 (Jul 14, 2009 4:36 pm) |
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Replying to: imidazol97 (Jul 15, 2009 3:52 am) I thought we were talking about why the Accord would cost more to insure than the Malibu. I assumed we were talking about the same driver, same driving record, same color, same equipment, etc.  I think if you bought a Malibu that cost $23k or an Accord that cost $23k the insurance cost would be the same, because the value would be the same.
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Replying to: elroy5 (Jul 15, 2009 1:20 pm)
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Replying to: butch100 (Jul 15, 2009 4:27 pm) |
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Replying to: butch100 (Jul 15, 2009 4:27 pm) |
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