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Sedans Saab 9-5 Saab 9-5: Lease Questions
75 messages, Last post on Jul 11, 2008 at 1:58 AM
You are in the Saab 9-5 Forum. Your Hosts are pat & karens
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Replying to: tretyten (Dec 27, 2007 8:23 pm) GMAC doesn't use money factors, they use straight interest rates on their leases. As stated in the post before yours it is still at 3.35% with a .5% interest markup to waive security deposit. So 3.85% unless you pay the security deposit up front, which would be the monthly payment rounded up the next $25 increment. Usually about a wash. Your best bet would be to take the 27 month term for the best payment. Which the residual would be 67% on 27 and 68% on 24. Hope this helps.. |
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| I'm looking at turning in my 2006 9-5 at lease end and getting a new 2008. Does anyone know what the residual is for a 27 month lease and what rate GMAC is currently using? Also, Edmunds indicates a $2500 Mfg to Dealer rebate. How do I get the dealer to part with that? | |
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Replying to: shorebound (Jun 08, 2008 3:26 pm) |
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Replying to: shorebound (Jun 08, 2008 3:26 pm) The $2500 cash to dealer, and the current Saab $1000 bonus cash are NOT valid on leases. In April, Saab did have a $1000 lease bonus. I am waiting for that to come back. I am hoping for a July 4th sale of some kind. Also - The only way to lease a Saab (if you can afford it) is with GM's SmartLease Plus program. Using this lease, you prepay the entire lease up front - it's also known as a "One payment lease". The benefit is a lower lease rate. Right now the standard lease rate (27 Month) is 3.35%. Using the SmartLease Plus, the rate drops to 1.75%. Buying additional miles upfront is much less expensive than buying them at lease end. Saab has a current Pull-Ahead program in effect. They will pay up to 2 remaining payments if you turn your current Saab in early. This was 6 months back in December - so the number of payments is subject to change. Saab has a 174 day supply of vehicles (as of 04/30/08) so incentives have no where to go but up. There are several new 2007 9-5 units out there with manual transmission at discounts ranging from 12000 to 15000 dollars! Good luck with your transaction.
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Good accurate advice on all accounts except the '07 info.$15K. is wayyyyyyyyy high.Max purchase cash back is on the 9-3 conv't. $6k....strip out all dealer margin including holdback,add owner loyalty and on a non-loaner you'll top out at about $10,500.00 and leasing through GMAC is not available on an '07 anyway.
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Replying to: airpower (Jun 11, 2008 7:20 am)
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Replying to: saablcp (Jun 11, 2008 11:52 am) New 2007 Saab 9-5 Aero: $42,915 MSRP 5 Speed Manual Sedan 4 Cylinder Turbo 2 wheel drive - front Fusion Blue, VIN YS3EH45G673510947 Barry's Middletown, Inc. 1-866-503-6403 He has three more available at less 10 to 12K. Keep in mind that the discount is more like $ 16200 compared to the 2008 model as the manual transmission was made a "no cost" option. |
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Replying to: groundhog6 (Jun 17, 2008 11:15 am) Keep in mind with a 39 month lease you are probably going to go through a set of tires which will add about $500 to your lease. |
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Replying to: groundhog6 (Jun 17, 2008 11:15 am) Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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