You are here: Forums Sedans Volvo S40 Volvo S40: Prices Paid & Buying Experience

Volvo S40: Prices Paid & Buying Experience

698 messages,  Last post on Apr 29, 2009 at 10:36 AM

You are in the Volvo S40 Forum. Your Hosts are pat & karens

What is this discussion about? Volvo S40, Sedan

Messages Page 69 of 70 1 ... 64 65 66 67 68 69 70 Prev Next Last

Go To Msg # Search This Discussion

#679 of 698 Re: 2008 Vovlo S40 T5 [jim99000] by fogarty19 Feb 20, 2008 (9:54 am)
Replying to: jim99000 (Feb 19, 2008 10:11 am) thanks for the advice. I talked with the dealer and got him down a little. The MSRP is 33,000. They dropped it to 31,000 (invoice is 30,800). Then they took off the $6000 incentive so it comes down to 25,000 (but you have to have $995 in volvo/bank fees so the Net Cap is 25995). As for a net cap i think that is a very good deal. However, to get the $6000 off i have to go through volvo's outside lender who screws me with the residual and the money factor. the residual rate is 43% and the money factor is .00202 (or 4.92%). when you calculate it out, at $0 down, it comes to about $408 a month pre-tax and 429 with 5% sales tax (MA) for a 36 month lease at 12,000 miles.   MSRP- 33,014 x .43= 14196 25995 - 14196= 11, 798 11, 798/36= 327.95 25995 + 14196= 40191 x .00202= 81   327 + 81= 408   408 x .05 = 20 in tax a month   408 + 20= 429 a month with tax with $0 money down   this seems like a decent deal to me, any opinions? Replies to this message: jim99000 (Feb 23, 2008 8:21 am) fogarty19 (Feb 23, 2008 9:02 am)
#680 of 698 Re: 2008 Vovlo S40 T5 [fogarty19] by jim99000 Feb 23, 2008 (8:21 am)
Replying to: fogarty19 (Feb 20, 2008 9:54 am) fogarty,   Why do you think the outside lender screwed you on the residual value and money factor? I never asked about Volvo's residual/money factor compared to outside banks - do you know what the Volvo numbers were?   Your deal is similar to mine. I would have insisted on an invoice deal but the extra couple of hundred bucks is minimal. My cap cost was less b/c I took less options ($21958). My money factor was .00168 and residual was .44 on a 36 month lease with 12K miles a year, so I guess the money factor was the only real semi-significant difference.   I'm paying $305/mo with payment of bank fees and state sales tax upfront in my state. Replies to this message: fogarty19 (Feb 23, 2008 9:02 am)
#681 of 698 Re: 2008 Vovlo S40 T5 [jim99000] by fogarty19 Feb 23, 2008 (9:02 am)
Replying to: jim99000 (Feb 23, 2008 8:21 am) according to the guy who runs this forum (car man ) volvo Finance's current lease money factor for a 36 month lease of a 2008 S40 T5 AWD with 12,000 miles per year are .00099 and 52%. That's why i was saying they screwed me on the residual, but if you go through Volvo finance then you dont get the $6,000 off. so in the end it pretty much comes out the same either way.
#682 of 698 Lease Deals 2008 s40? by jb911 May 07, 2008 (9:39 am)
Does anyone know the current lease deals or incentives available for 2007 s40? My local Volvo dealership has 9 in stock and I'm sure they are very willing to get rid of them. My ideal lease would be 36 months at 12,000 miles per year. What would be the money factor and residual? Are there any manufacturer incentives available?   Thanks,   Jeff Replies to this message: jim99000 (May 12, 2008 2:06 pm)
#683 of 698 looking at buying a used s40 by mooley May 07, 2008 (10:07 pm)
I was looking at buying a used 2000,2001 s40. Can anybody tell me if they are reliable cars. any pro or cons. Thanks for your input.
#684 of 698 Nice Car by sandman46 May 10, 2008 (4:04 pm)
Wife would've bought the S40, but the rear head rests were to high and compromised the rear view out the rear window, so she got the exact same car with the Mazda 3...same body just with a larger engine, different front and rear facia and more safety features for mucho $. I did recently price one out here in South Florida for me actually and I could get an auto base unit for close to $23k. Still mulling this over but with the ever rising gas prices and the fact that my beloved Civic gets excellent mileage plus that my oldest is in the market for a car, I've put this idea on hold for the forseeable future. One day perhaps!   The Sandman
#685 of 698 Re: Lease Deals 2008 s40? [jb911] by jim99000 May 12, 2008 (2:06 pm)
Replying to: jb911 (May 07, 2008 9:39 am) jb911,   2007? My area's 2007 S40's were gone by August of last year. I'm surprised your dealer has any left, much less 9.   If a 2008, not sure on the money factor and residual but the current manufacturer-to-dealer incentives for both a lease and a buy are $1500. As of 4/1/08, Volvo greatly reduced the $5000 and $6000 lease incentives that it had been offering.
#686 of 698 2008 s40 Lease ?Purchase? numbers? by s60leaser Jul 04, 2008 (9:11 am)
Hello there Carman and everyone Any numbers for the S40 in the CT-NY-NJ tri state area for an S40? The S40 seems to be a great compromise from the higher priced S80(an excellent car!) without sacrificing safety. May lease or buy, depending on the numbers. Likely 3 yr/36-45 miles very few options,2.4i unless the incentives etc make the AWD model a better deal. No leather, no climate... Happy 4th of July to all!
#687 of 698 S40 2006-resale value by franbo Aug 25, 2008 (7:17 pm)
Hi everyone,   I am currently shopping for a car (no rush). I am pretty set into a certified pre-owned car to avoid the initial depreciation hit. I have looked at Acura, BMW and Audi. Recently I took the chance to look into Volvo S40 and I was surprised to see that my closest dealer has a few certified pre-owned 2006 models in the 30000 mile range that they are mark as 20000 $ give or take. This prices look relatively cheap to me so I was wondering if 2006 was a bad year or there is any advice you could give to someone like me that it is not that versed in cars.   Thanks! Replies to this message: snead_c (Aug 26, 2008 5:39 am)
#688 of 698 Re: S40 2006-resale value [franbo] by snead_c Aug 26, 2008 (5:39 am)
Replying to: franbo (Aug 25, 2008 7:17 pm) I own a 2006 S40 T5 AWD and I am very satisfied after 43,000 miles. Highway milage is 30+ and town around 20. No problems with rattles etc or repairs. Did have a problem with the passenger side power windows and door loocks not operating but it seems to have been fixed under warrantee. All the models you are considering will cost more than average for service and repairs IMO.

Messages Page 69 of 70 1 ... 64 65 66 67 68 69 70 Prev Next Last

Go To Msg # Search This Discussion

You are here: Forums Sedans Volvo S40 Volvo S40: Prices Paid & Buying Experience