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Audi A4 Lease Questions

3147 messages,  Last post on Dec 08, 2009 at 9:02 PM

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What is this discussion about? Audi A4, Car Leasing, Sedan, Wagon

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#3053 of 3147 Re: 2010 A4 2.0T Quattro Premium Plus lease question [dvakaduke] by ghstudio Sep 15, 2009 (1:52 pm)
Replying to: dvakaduke (Sep 15, 2009 12:57 pm) A 36 mo lease with 53% residual and .0015 money factor should cost in the neighborhood of $593 with NO MONEY DOWN. I am assuming, for this that the dealer has an administrative fee of about $495 and there is an origination fee of $750...and that's included in my $593 number.   So, I don't understand how you are putting down $5750 and still paying $569.   Something isn't right here. you can get a close approx of your deal by taking $5000 of the $5750 (let's call the $750 your first months lease payment and registration) and dividing that $5000 extra payment by 36 months....which is $138 a month. That means that what they've quoted you is the equivalent of a no money down lease with a monthly payment of $569+$138=$707 a month.   What's wrong here????? Replies to this message: dvakaduke (Sep 15, 2009 1:57 pm)
#3054 of 3147 Re: 2010 A4 2.0T Quattro Premium Plus lease question [ghstudio] by dvakaduke Sep 15, 2009 (1:57 pm)
Replying to: ghstudio (Sep 15, 2009 1:52 pm) sorry - couple of details:   it's 42 months, not 36 - looking for MF at 42 months   also, trade in owe ~29k getting 24k in trade...
#3055 of 3147 Is this lease package fair? by boas13 Sep 18, 2009 (4:29 am)
Car Man, Here is the deal in front of me from a local dealer, 2010 A4 Premium Plus MSRP: 41250   Sell 39000 Tax 2742 Doc Fee, reg, elec fee plate, title 320 Acq Fee 625 Buy down 2495 Ref sec dep 478 1st mo payment 478 Purch option 22,275 Residual 54%  Appreciate your feedback. thanks Replies to this message: Car_man (Sep 25, 2009 1:52 am) boas13 (Sep 25, 2009 4:42 am) Car_man (Oct 06, 2009 1:49 am)
#3056 of 3147 Re: MSRP [ghstudio] by nickr1 Sep 18, 2009 (5:01 pm)
Replying to: ghstudio (Aug 24, 2009 3:46 pm) I agree with you but many of the things you say to do will end up with one walking out on the deal. In NY, my experience with Audi dealers regarding the A4 is that they think the car sells itself at asking price. I was offered a 2010 A4 with premium, heated seats and bluetooth, that's it, they wanted $36,150, and offered no discount below that.   Then the lease deal, 36 months, 12,000 miles, minimum down, which was tax, registration and first month, total around $2,800 down, monthly payment $500. This sounded like a terrible deal to me, but the other two cars I'm looking at, the BMW 328xi and the Infiniti G37x are both higher.   But here's what I find to be difficult when it comes to a lease deal. I read about other's experiences with the exact same spec and everyone gets a different price, some wildly different. The only thing that says to me is either the dealer is not discounting the car, he's over charging, or he is fudging the lease numbers to build in a larger profit for himself. In other words, if the dealer isn't jacking the price, he's jacking the lease numbers, or both.   I knew I was in trouble when he said to me: "you can always lower your monthly if you pay more up front." When I hear that line, and I hear it a lot, I just want to walk away right then and there. Trying to get a good lease price makes me feel like I'm being conned, it never feels fair. Is it just Audi, BMW, and Infiniti and other "luxury" foreign dealers that act like this, or is it everyone?
#3057 of 3147 lease terms for 2009 Audi A4 by nivshah Sep 18, 2009 (5:24 pm)
I'm looking at leasing a 2009 Audi A4 because of the lower sale price. The dealer I'm working with is offering a money factor of .00192, but on various sites I've seen .00106 as the money factor. However, the .00106 number comes from August, and I'm wondering if there's any chance this number has expired somehow.   Looking at - http://www.ridewithg.com/index.php/2009/08/09-audi-a3-a4-a6-a8-s4-s5-s6-s8-lease-rates-august-2009/   This is a solid $40 per monthly payment...   Rest of deal: 36mo/15k 29k sale price 51% residual
#3058 of 3147 Re: MSRP [ghstudio] by nickr1 Sep 19, 2009 (8:12 pm)
Replying to: ghstudio (Aug 24, 2009 3:46 pm) So, you wrote:   "What you care about...the only thing you should care about on a lease is the total cost of the lease over the entire lease. Add up all the payments, any money you do put down, any termination fees and then divide by the number of months. That's the real cost of the lease per month."   Correct, so why does everyone obsess over residual and money factor, which personally, I find changes constantly and is very confusing, thus helping the dealer, not you. What matters is what you pay over the course of a lease and it seems to be the one thing no one understands clearly and the one thing the dealer does not want you to think about. It should be a law that the total lease price for all new cars should be on the window sticker, full disclosure, up front, and if it changes, then retype the paper.   Sorry for being so militant, but hey, when you're right, you're right.
#3059 of 3147 How about this deal? by tkwolv Sep 21, 2009 (5:25 pm)
Audi A4 Quattro Prem Plus with Sports Package and Nav MSRP: $43,360 Price paid: $41,000   36 month lease; 12K miles/year Money Factor: 0.0017 (I tried pushing for the 0.00142 rate, but they said that was only for tier A+, whereas I was tier A only) LEV: 53%   Monthly payment: $706   Any thoughts?
#3060 of 3147 what do you think of this deal? by rlsrlj Sep 21, 2009 (8:13 pm)
Audi A4 Prem. plus, no nav. fwd It has light woodgrain, ipod dock and homelink with auto headlights (not sure if that is standard) Here is the quote: 32,985-MSRP .00149 MF 55%-residual 36 months 12000 annual miles with audicare (740.00) 625.00 (added to cap. cost) Base monthly payment: 534.36   They didn't offer anything off the MSRP..   Thanks! Replies to this message: spano1 (Sep 21, 2009 8:26 pm) rlsrlj (Sep 21, 2009 8:50 pm)
#3061 of 3147 Re: what do you think of this deal? [rlsrlj] by spano1 Sep 21, 2009 (8:26 pm)
Replying to: rlsrlj (Sep 21, 2009 8:13 pm) I am not sure where you are located but in Southern Cali I am easily getting offers at invoice NOT MSRP. Call other dealers in your area - MSRP is not even close to the best deal you should be able to fine. Time have changed!! Replies to this message: rlsrlj (Sep 21, 2009 8:50 pm)
#3062 of 3147 Re: what do you think of this deal? [spano1] by rlsrlj Sep 21, 2009 (8:50 pm)
Replying to: spano1 (Sep 21, 2009 8:26 pm) That's what I thought..they are the only dealer in the area..I am going to try in other cities. Another question...my fico is around 670-does this mean I will have to pay higher money factor?   Thanks!

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