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Audi A4 Lease Questions

3145 messages, Last post on Dec 04, 2009 at 11:32 PM
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Ok, I worked up a quick and dirty cash flow table and figured that the three choices: 1) 1.9% interest rate for 36 months 2) 4.9% interest rate for 60 months, first two payments made by Audi -or- 3) 36 month lease, first payment made by Audi all seem to work out approximately the same at the end of 60 months. I assumed that I started with about $34k cash in the bank, with an interest rate of 3%. Now I just have to decide if I want to go through the hassle of converting my purchase to a lease in the morning. |
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| I'm currently negotiating with a dealer on a 2009 A4 3.2. Cabrio. MSRP $49,865, 15K miles p/year. I'm being told residual is .47 and MF of .00015. This is with me laying down $2600 which included all incentives, aquistion fee, cap reduction etc. everything except motor vehicle fees. Monthly payment is at $642 for 36 months. Sounds higher than expected. I'm told the residual is less on the 3.2 than the 2.0. Any advice? | |
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Just came back from the dealer and he said those deals from 1 or 2 months before are gone. There was a volume incentive from Audi and they no longer are taking a bath on the A4s anymore. The Audi summer event is essentially they pay your 1st month and thats it. All the other fees get rolled up into the lease payment. Which is kind of bullshit as they don't say that in the fine print. 2009 A4 2.0T Premium Plus Lease 10K miles per year MSRP $38,350 Cap Cost Price $36,800 Residual 51% MF .00071 Due at Signing (TTL only) $1800 All fees rolled into lease.....for $540 a month. Way too high IMHO. I would pay the fees upfront and knock the payment down to $500 and then he would need to drop another 2K off the price and then we are more in range....$450-480. So I need to find someone who will sell/lease me a P+ for $34,000 |
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