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Lexus ES 350 Lease Questions

472 messages,  Last post on Nov 25, 2009 at 12:37 PM

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What is this discussion about? Lexus ES 350, Car Leasing, Car Buying, Sedan

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#61 of 472 Re: Mistake?? [kyfdx] by robynl Jul 14, 2006 (6:05 pm)
Replying to: kyfdx (Jul 14, 2006 4:57 pm) Yes, that's what I just figured. That's ridiculous!! Isn't the residual more orless set by LFS and what do I say to the sales manager regarding this? I want to sound knowledgable and not be taken advantage of. Money factor cant vary that much!! Replies to this message: robynl (Jul 17, 2006 8:09 am)
#62 of 472 Re: Mistake?? [robynl] by robynl Jul 17, 2006 (8:09 am)
Replying to: robynl (Jul 14, 2006 6:05 pm) What has been the money factor for those of you that have recently leased?
#63 of 472 Please let me know your thoughts...... by cablondeblue Jul 17, 2006 (12:26 pm)
I just got back from the dealership and have finally ordered an ES350. We negotiated for about two hours and I have a deal in writing but have not officially signed off on anything yet. They are ordering the car and it may take 2 to 4 weeks for delivery. (I thought I was all prepared but then when you get in there, after awhile, your head starts spinning.) I need your opinions if this is a good deal or not.   UL Package with Mark Levinson Surround Package, DVD Navigation and Park Assist 36 month lease 15,000 miles MSRP - 44,286.00 Price - 40,163.00 Cash down - 2,800 (1000 is drive off fees and 1800 buy down. I know some of you frown on putting money down but I rather have a lower monthly payment. They said 1000 buys down approximately 25.00 per month.) Total Monthly Payment - 600.79   Note: The residual when down to 58% from when I received a quote a month ago from another dealer. After the salesman gave me his first quote today, I showed him that quote and he seemed to have turned pale. He knew he had to match it and went down $138.00 in the payment in one shot. So I feel like that was that was a good move on my part.   Please share your thoughts on this deal. Replies to this message: Car_man (Aug 01, 2006 2:20 am)
#65 of 472 Please HELP - money factor question by robynl Jul 18, 2006 (11:20 am)
Oaky folks, I need help quick. According to several posts on this forum the Money Factor should be about .00255. My Lexus dealerships (one in Lexington and one in Louisville) have given me a .00325. Can somebody please tell me if this is legit??? That converts to 7.75% versus 6.12%. What should I do. The difference in MF equals about $50/mo and I won't do that. Can anybody shed some light on this for me???????????? Replies to this message: cablondeblue (Jul 18, 2006 7:26 pm) robynl (Jul 19, 2006 7:35 am) cablondeblue (Jul 19, 2006 10:18 am) Car_man (Aug 01, 2006 2:24 am)
#66 of 472 Re: Mistake?? [kyfdx] by robynl Jul 18, 2006 (11:32 am)
Replying to: kyfdx (Jul 14, 2006 4:57 pm) kyfdx, Could you answer the post I just posted? I sure would appreciate it. Replies to this message: smith000 (Jul 18, 2006 11:57 am)
#67 of 472 Re: Mistake?? [robynl] by smith000 Jul 18, 2006 (11:57 am)
Replying to: robynl (Jul 18, 2006 11:32 am) If I were you I would tell them you are willing to let them profit on the vehicle and not on the financing. If they won't give you the buy rate, you're certain one of the other dealerships in the city/state/region/country will. No one says you have to buy the car from them.
#68 of 472 Re: Please HELP - money factor question [robynl] by cablondeblue Jul 18, 2006 (7:26 pm)
Replying to: robynl (Jul 18, 2006 11:20 am) Robyl, the money factor is usually based on your credit score. If you know your FICO score (credit score), I would call around to other dealerships (even if they are out of your area) and see what money factor they would offer you. There are different tiers to the money factor. You have to find out what tier you fall into.   Keep me posted. Replies to this message: robynl (Jul 19, 2006 7:35 am) cablondeblue (Jul 19, 2006 10:18 am)
#69 of 472 Re: Please HELP - money factor question [cablondeblue] by robynl Jul 19, 2006 (7:35 am)
Replying to: cablondeblue (Jul 18, 2006 7:26 pm) Cablondeblue, Thanks for responding. I should have mentioned in the post that my credit is in the 800 range which is Tier 1 credit and that is what I have been telling the dealerships. Lexington calculated lease on .00325, Louisville told me they didn't know where I was getting the .00255 money factor figure from and gave me about what Lexington did, Cincinnati quoted .00269 and Atlanta quoted .00296. What is going on here? These figures are all over the place. Replies to this message: cablondeblue (Jul 19, 2006 10:18 am)
#70 of 472 Re: Please HELP - money factor question [robynl] by cablondeblue Jul 19, 2006 (10:18 am)
Replying to: robynl (Jul 19, 2006 7:35 am) I did some research and found a post in the "Prices Paid & Buying Experience" forum from Car_Man Host on June 14, 2006, stating that the tier 1 credit money factor should be .00255. I know that I am tier 2 and mine is .0265. I don't know why the figures are all over the place. Lexington sounds like that are taking you to the cleaners. I am not sure if these Money Factors vary depending on what part of the country you are in.   I am trying to do a little more research for you and see what I can find.   (Sorry I didn't see your desperate post earlier. I was getting all involved in a discussion in the main ES forum. Since this Leasing Forum doesn't get much action, if you need a response immediately, try posting a quick question in the main forum. There are more people there.)

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