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Toyota FJ Cruiser Lease Questions

52 messages,  Last post on Aug 02, 2009 at 12:40 PM

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What is this discussion about? Toyota FJ Cruiser, Car Leasing, Car Buying, SUV

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#43 of 52 Is this a decent deal by krw1 Sep 29, 2007 (8:59 pm)
I was quoted the following on 07 FJ:   36 month, 12,000 miles   MSRP- $27,624 Invoice- $25,162 Selling price $24,362 Residual- $15,256 Money factor .00285 Acquisition fee- $550 License/Reg fee -$799 Zero down no money paid upfront Monthly payment of $447 plus tax for 35 months.   Is this a reasonable deal?   Thanks for any help. Replies to this message: steevo (Oct 01, 2007 9:50 am) Car_man (Oct 25, 2007 2:46 am)
#44 of 52 Re: Is this a decent deal [krw1] by steevo Oct 01, 2007 (9:50 am)
Replying to: krw1 (Sep 29, 2007 8:59 pm) I get 365 if you are paying the aquisition and license up front. Otherwise around 400-410. Are you sure that monthly doesnt include tax? Maybe they are taking a down payment but rolling it in? Anyway, common sense should dictate that 447 month is way too high to pay for a 24000 dollar sale.   24000 at 6% would be 475 a month on a 5 year loan.   I say they are trying to rob you.
#45 of 52 Re: Car_Man [pss2] by Car_man HOST Oct 25, 2007 (2:39 am)
Replying to: pss2 (Sep 24, 2007 4:36 am) Hi pss2. Do you happen to know this truck's selling price as well? It is probably the most important number to focus on when negotiating a lease. The selling prices of leased vehicles are negotiable, just as if you were paying cash for or financing them. Without knowing what the selling price is, you don't know how much room you have to negotiate. Let me know what the selling price is and I'll tell you what I think.   For now I can tell you that Toyota is not currently providing lease support on the FJ Cruiser in you area. As a result, if you were to lease one through Toyota Financial Services' right now you would have to use its standard lease program. Its buy rate standard lease money factor varies slightly by region, but it should probably be around .00275 to .00285 for consumers who qualify for its top credit tier.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#46 of 52 Re: Is this a decent deal [krw1] by Car_man HOST Oct 25, 2007 (2:46 am)
Replying to: krw1 (Sep 29, 2007 8:59 pm) Hi krw1. A selling price of $800 below dealer invoice is an excellent deal on a 2007 Toyota FJ Cruiser. Plus the money factor that you were quoted is right in line with Toyota Financial Services' buy rate for this model. The acquisition fee is right, too. At first glance, this looks like a good deal to me. However, the payments that you were quoted look strange. I come up with a zero down, pre-tax monthly payment of around $366 without the $550 and $799 fees added into the cap cost and a payment of around $408 with them added in. I doubt that sales tax amounts to $40 per month. Have the dealer double check the payments.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#47 of 52 Re: TOYOTA FJ CRUISER BASE 4WD AUTO LEASE RATES [Car_man] by romis257 Dec 30, 2007 (3:01 pm)
Replying to: Car_man (Apr 25, 2007 2:36 am) I am new to the forum and after reading some of the posts, I am getting a sick feeling on a deal I thought was very fair. I leased the FJ Cruiser last night. It is a 2008 and what seemed to be loaded (front grill,brush guards, fog light, roof rack, side boards). It was leased in lake couny ILL. It is a 36 month lease, 15k miles per year, and no money down (except first month payment, title fee, and license transfer = $726). Tax's are rolled into the lease. Total tax was $2103. The agreed Gross Capitalized Value is $29750. My MONTHLY PAYMENT $570. Please tell me if this is a fair price? Even if it's a ballpark guess. I keep seeing in the forum here, payments of around $450? Final question. Is there any type of law that protects the consumer if after signing, they have like 24 hours or 2 business days to cancle?. By the way, the above is close end lease. Depreciation and any Amortized Amounts over lease term is = $16454. Rent charge = $4729. Total of base monthly payments = $21184.92. Thank you in advance for any help.
#48 of 52 Lease prices for April 2008 by monkee08 Apr 13, 2008 (11:43 pm)
Anyone that has leased an 08 FJ March or April 08 I would love to know what your numbers are as there are no incentives for this vehicle right now.
#49 of 52 Tri-State Area (NY-NJ) Jacking up prices? by despy Apr 17, 2008 (8:48 pm)
I dont get it..........when I look at the TMV (based on my area) on the prices on this website or like these the price for the vehicle is around 21 to 23 thousand and thats MSRP!!!....however when I got qouted from some dealers around here there charging full sticker as if the FJ would be brand spanking new (charging 27,835 MSRP best price I could get out of them after some haggling was 25,535 before taxes and fees) at this rate I told one salesman im just better off waiting until the '09s come out and walked away...I understand that it is a model year vehicle but still if I was to drive it off the lot tommorrow and paid that price I was offered in essence thats almost four grand I lost right there..now am I right for thinking like that or is that just the nature of the beast living where I do...HELP!!!
#50 of 52 leasing by oshetitzjay Aug 01, 2009 (3:15 pm)
So in May of 2008, I bought a pre owned 2007 FJ Cruiser w/ 16000 miles for around 24k plus warranty n stuff came out to around 27K. I had a $487 payment for 72 mos. A year later, i noticed that the vehicle had depreciated so much and that i was under and thought it wasn't worth it. in an attempt to get out of it, i leased a new 2009 yaris, which i am now paying $450 a month for 60 months, with $4000 down. Is there any way out of this shitty lease? I thought of posting on lease trader but who would pay $450 a month for a yaris? any insight as to how i could've done this or what i still can do? Replies to this message: kyfdx (Aug 02, 2009 9:44 am) oshetitzjay (Aug 02, 2009 12:40 pm)
#51 of 52 Re: leasing [oshetitzjay] by kyfdx HOST Aug 02, 2009 (9:44 am)
Replying to: oshetitzjay (Aug 01, 2009 3:15 pm) The reason your lease payment on the Yaris is so high, is you rolled in all of the negative equity from the FJ Cruiser.. That was a big mistake. You would have been much better off to keep makiing the payments on the FJ Cruiser. At the end of 5 more years, you would have owned it. What a vehicle is currently worth is of no consequence, if you don't sell it.   The Yaris? You are stuck with that payment. Your mistake has already been made.. Anything you do, other than ride out that lease will cost you thousands more..   I wonder what made you go through with that deal, once you saw the numbers?   regards, kyfdx Replies to this message: oshetitzjay (Aug 02, 2009 12:40 pm)
#52 of 52 Re: leasing [kyfdx] by oshetitzjay Aug 02, 2009 (12:40 pm)
Replying to: kyfdx (Aug 02, 2009 9:44 am) Thanks for the reply. I guess i was thinking that i was going to have a lower payment for the meantime and at the end of the lease, i'd be done and just walk away and start fresh. Only thing is, i feel like a base liftback yaris for $450 isn't worth it, but i guess i'm just paying off all the negative equity that got rolled over from the fj cruiser. The mistake's been made. I'll just ride it through. Great mileage though. ha.

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