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Prices Paid: Buying & Leasing Experiences Audi Q7 Lease Questions
817 messages, Last post on Nov 26, 2009 at 9:50 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: lej1447 (Feb 22, 2007 6:12 am) |
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Replying to: mikeoc1 (Feb 21, 2007 4:12 pm)
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Replying to: 0audilicious0 (Feb 22, 2007 8:35 am)
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Replying to: Car_man (Feb 22, 2007 3:44 am)
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Replying to: mikeoc1 (Feb 22, 2007 8:43 am)
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Replying to: rocco50 (Feb 22, 2007 11:06 pm) Let's take a scenario and run it. MSRP 60,000 Selling Price 58000 MF 0.00125 Residual Value 55% Taxes 7% Let's say the residual value is the same for 36 months and 39 months. This is the way it was on my current lease. From Lease Calculator For 36 month lease, the monthly payment would be $864.76. Let's assume that all of the upfront fees are the same, in this case $0. 36 $864.76 payments = $31,131.36 total cost of the lease. For a 39 month lease, the montly payment would be $807.61. 39 $807.61 payments = $31,496.79 You are payment a little more in total payments because you are using their money for 39 months instead of 36 months. The depreciation cost is the same. You are paying it over 39 months instead of 36, so the payment is lower, but you make more payments. If the residual value is much lower on a 39 vs 36, then you have the analyze the two and see which is better. This scenario costs you $365 over 39 months to have a payment that is $57/month lower.
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Replying to: mikeoc1 (Feb 23, 2007 8:08 am) Do you know if I should be paying both the Destination Charge and the Acquisition (Bank) Fees, or just one of them? Should this fee(s) be capitalized as a part of my Net Cap, or paid up front? Please look at my numbers that I got from the dealer yesterday: http://tinyurl.com/33h269 The dealer said he's charging me $300 over invoice, yet the Net Cap includes the Tax amount... I also have the right to give them multiple security deposits to reduce my MF ?
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Replying to: rocco50 (Feb 23, 2007 9:04 am) As for the MSDs, they should be allowed but check on their program. For instance, a Mercedes dealer told me that for them, MSDs reduce their base money factor. If MB Financial is offering a subsidized money factor, MSDs do not lower the subsidized rate, making them a non-factor. I know for sure that BMW and Audi allow for MSDs to reduce whatever the rate they offering. |
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Replying to: mikeoc1 (Feb 23, 2007 9:59 am) Could someone please post the current money factor and residuals on the ML, I checked the M forum but its dead.
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Replying to: rocco50 (Feb 24, 2007 9:41 pm)
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