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Audi Q7 Lease Questions

721 messages,  Last post on Oct 11, 2008 at 10:08 AM

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What is this discussion about? Audi Q7, Car Leasing, Car Buying, SUV

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#23 of 721 Re: Q7 best time to Buy or Lease? [bwedotnet] by anumolu Jun 08, 2006 (11:55 am)
Replying to: bwedotnet (Jun 08, 2006 8:51 am) I will buy that suggestion on lowering the down $ to 1400/-so that total monthly is $690/- for 12K/Year. what do you think about the deal, impressive or have I some room left for bargain?. If the Dealer can work it out I am thinking to commit for $1400 down, $715/m , 15K/Year, not sure yet. Replies to this message: rbirns1 (Jun 09, 2006 11:25 am)
#24 of 721 Lease vs Buy by gosharks Jun 08, 2006 (9:24 pm)
If we assume agreed sales prices will drop in time, doesn't it make more sense to lease than to purchase at this time, and pay an agreed depreciation; then later renegotiate the residual value when the lease matures, and production has caught up with demand? Unless of course you have no interest in keeping the vehicle, in which case all that matters is the difference between the capitalized cost and the residual value. Please correct me if I'm mistaken. For example, does the predicted residual value change (higher percent) as the average captilized cost drops? This would result of course in equalizing RV across the sales period. Sorry if this is too confusing.
#25 of 721 Re: Q7 best time to Buy or Lease? [anumolu] by rbirns1 Jun 09, 2006 (11:25 am)
Replying to: anumolu (Jun 08, 2006 11:55 am) You're not getting the point. Do not put down any money on a lease.   Take that $1400 and put it in an account somewhere (bank, mutual fund, whatever). Your lease payment will be about $40 higher. You can take the $40 from the account every month to make the car payment. At the end of the lease, the account should have a little left from the interest you earned.   Main reason to do this is in case that lease doesn't go to maturity. If your car is stolen or totalled, that down payment is stolen with it. Same problem if you want to get out of the lease early.   Never, ever, put money down on a lease. There is absolutely no good reason to do so.
#26 of 721 Re: MF for June 2006? [bwedotnet] by bwedotnet Jun 09, 2006 (11:53 am)
Replying to: bwedotnet (Jun 06, 2006 7:57 am) OK, I am picking up my Q7 later today. Here's the lease deal I was offered (after I haggled a bit):   Term/Miles: 36/15K MF: 0.00125 Residual: 56% MSRP/Price Paid: $54070 Inception Fees: $1929 Downpayment: $0 ($0 drive off) Monthly Lease Payment: $824.13 + tax (~$73/mo)   It seems like a fair deal. I will post dealer details and recommendations after I close the deal. Replies to this message: rbirns1 (Jun 10, 2006 7:04 am) bwedotnet (Jun 10, 2006 2:23 pm) bwedotnet (Jun 10, 2006 7:56 pm)
#27 of 721 Re: MF for June 2006? [bwedotnet] by rbirns1 Jun 10, 2006 (7:04 am)
Replying to: bwedotnet (Jun 09, 2006 11:53 am) What are "Inception Fees"? $1929 sounds pretty steep for the usual bank fee, registration, etc. Replies to this message: bwedotnet (Jun 10, 2006 2:23 pm) bwedotnet (Jun 10, 2006 7:56 pm)
#29 of 721 Re: MF for June 2006? [rbirns1] by bwedotnet Jun 10, 2006 (2:23 pm)
Replying to: rbirns1 (Jun 10, 2006 7:04 am) Hi:   I had the dealer break down the inception fees, everything was inline with what it should be. Keep in mind it includes the first month payment. My drive off was $0 (the only way to go).   Final deal details:   Term: 36/15K MSRP/Price: $54070/$54070 (no discount off MSRP of course) Inception Fees: $2003 Residual: 56% ($30279) MF: 0.0125 (3%) Drive-off: $0 Total payment with taxes (7.75%): $888/mo   All in all I am happy with the deal and the wife loves the car (it is an awesome vehicle). Replies to this message: bwedotnet (Jun 10, 2006 7:56 pm)
#30 of 721 Re: MF for June 2006? [bwedotnet] by bwedotnet Jun 10, 2006 (7:56 pm)
Replying to: bwedotnet (Jun 10, 2006 2:23 pm) EDIT: the MF was 0.00125 not 0.0125.
#31 of 721 Re: MF for June 2006? [bwedotnet] by Car_man HOST Jun 29, 2006 (3:08 am)
Replying to: bwedotnet (Jun 06, 2006 7:57 am) You've very welcome, bwedotnet. Talk to you then.   Car_man Host Prices Paid Forums
#32 of 721 Re: Q7 best time to Buy or Lease? [anumolu] by Car_man HOST Jun 29, 2006 (3:12 am)
Replying to: anumolu (Jun 08, 2006 7:49 am) Hi anumolu. You never mentioned this car's MSRP. This is an important number because it shows if you are bring given any sort of discount and it will enable me to calculate what its monthly payment should be using Audi's actual lease program. For now I can tell you that $5,000 is way too much money to put down when leasing. If your leased Q7 is totaled in an accident or stolen and never recovered, your down payment essentially disappears. You can and should lease this truck without making any sort of capitalized cost reduction.   Car_man Host Prices Paid Forums

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