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Volvo XC90 Lease Questions

1503 messages,  Last post on Nov 01, 2009 at 10:13 AM

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What is this discussion about? Volvo XC90, Car Leasing, SUV

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#1494 of 1503 Re: Please help - urgently need a car. [Car_man] by godfather9 Oct 18, 2009 (10:58 pm)
Replying to: Car_man (Oct 16, 2009 2:06 am) Car Man,   Do we know what the rates are for the US bank leases? Replies to this message: autoboy19 (Oct 22, 2009 8:05 pm) zamo (Oct 23, 2009 5:43 am)
#1495 of 1503 Purchase at End of Lease by hjh22 Oct 20, 2009 (11:00 am)
My 2008 Xc90 (6 cyl) with DVD and third row, lease is up in December and we are thinking of buying the car. My purchase price is 30,000 and I'll have about 23,000 miles on it.   Looking back at past posts it looks like there is currently little leeway on getting the purchase price reduced. Figuring I had nothing to lose, I called Volvo Finance and the person I talked to told me the negotiation to purchase should be done with the dealer. I thought Volvo Finance was the only one who could reduce the purchase price? What am I missing and what are the odds of me getting the purchase price reduced below 30,000.   Thanks in advance for your help Replies to this message: crestonave (Oct 20, 2009 11:29 am) zamo (Oct 20, 2009 11:34 am) binsky33 (Nov 01, 2009 9:43 am)
#1496 of 1503 Re: Purchase at End of Lease [hjh22] by crestonave Oct 20, 2009 (11:29 am)
Replying to: hjh22 (Oct 20, 2009 11:00 am) My thought is that if Volvo Finance were going to reduce the buy out, they would only do it through the dealer, because that will give the dealer an opportunity to make a buck on the deal. They don't want to cut out their dealers.   That's only my thought, I don't know that for sure. Several years ago I tried to buy out a GM car at lease end and GMAC wouldn't talk to me, but the dealer was able to come up with an offer which included eliminating the final few montly payments plus a discount from the buy out. I'm sure there was something in it for him.
#1497 of 1503 Re: Purchase at End of Lease [hjh22] by zamo Oct 20, 2009 (11:34 am)
Replying to: hjh22 (Oct 20, 2009 11:00 am) VCFNA has no interest on negotiating as their leases are insured. They recoup the difference between the auctioned price and lease buyout. The dealer will be able to help a bit, but not enough. In my experience, it is better to buy it from a dealer that has already bought a car alike from auction.
#1498 of 1503 Re: Please help - urgently need a car. [godfather9] by autoboy19 Oct 22, 2009 (8:05 pm)
Replying to: godfather9 (Oct 18, 2009 10:58 pm) Here are the rates on U.S. bank leases   Residuals for 12k miles per year (15k per year are 2% lower)   U.S. bank does not have a 24 month lease program.   XC90 FWD   36 37% 39 35% 48 29% 51 28% 60 23%   XC90 AWD   36 39% 39 37% 48 31% 51 30% 60 25%   R design models are 1% lower across the board. V8 models are 1% lower than the 3.2 AWD, except for the 36 and 39 month terms which are the same.   The base money factors are .00214 for 48 and 51 months, and .00224 for 36, 39, and 60 months. Replies to this message: zamo (Oct 23, 2009 5:43 am)
#1499 of 1503 Re: Please help - urgently need a car. [autoboy19] by zamo Oct 23, 2009 (5:43 am)
Replying to: autoboy19 (Oct 22, 2009 8:05 pm) Those residuals are horrible. The good thing, there is a lease cash incetive of $3,500 if you go with US Bank.   I just ordered an R-Design
#1500 of 1503 Winter Tires on a Lease Return by steveinvt Oct 31, 2009 (2:05 pm)
Hello, My wife has an '08 XC90 3.2 AWD with 17 inch wheels. The tires are due for replacement, but the car is a lease and we are looking to return it next March when the lease is up. Since we are going into winter, I am tempted to take advantage of a really good deal on winter tires and just keep them on for the next 15 months til the lease finishes up. I am wondering if there are any issues with returning a lease with winter tires on the car (assuming tread level is ok)? Replies to this message: jayrider (Nov 01, 2009 7:47 am) zamo (Nov 01, 2009 10:13 am)
#1501 of 1503 Re: Winter Tires on a Lease Return [steveinvt] by jayrider Nov 01, 2009 (7:47 am)
Replying to: steveinvt (Oct 31, 2009 2:05 pm) If the tires look like winter tires the inspection will probably result in you paying for a set of all seasons. If they aren't obviously winter tires you might slip by. I wouldn't chance it -- just buy all seasons. you might also need to buy tires of comparable quality. No off brand cheapos. Replies to this message: zamo (Nov 01, 2009 10:13 am)
#1502 of 1503 Re: Purchase at End of Lease [hjh22] by binsky33 Nov 01, 2009 (9:43 am)
Replying to: hjh22 (Oct 20, 2009 11:00 am) Hi HJH22,   I just bought out my '08 XC90 from Volvo finance. It was 2 years old with 21K miles   First off Volvo finance will only give you the buy-out price to the dealer. So you have to go through a dealer. Second expect to pay the buy-out price in your lease. Back when gas prices were over $4 the buttom fell out of SUV prices and you could get offers $4,000 below buy-out . Well the gas prices are down and the SUV market has fully recovered.   I converted my car to CPO (Certified Pre-owned) when I bought it out for an additional cost of $1,500. This gives me 4 more years of warranty, I will not come near the mileage ceiling. So for $32,000 plus tax and tags I bought a CPO car that I knew everything about since I was the previous owner!   I have AWD, 3rd Row, Premium, Versatility, and Convience package with backup system, Pollen Filter, and folding mirrors.   I could not get a 2010 XC90 fully loaded for anywhere near $32,000. I have about 90% of the safe and sound with the CPO. $4k or more difference to get into a 2010 was not worth it in my opinion. Plus, I cannot tell the difference from a 2010 vs 2008. HD radio might be the only real difference.   Note: I believe a well maintained Volvo goes forever. I have a '96 850 with 160K (the kids car), and a '01 S80 (mine) with 90k. I get a new Volvo every 7 years or so whether I need one or not. My wife loves her XC90 she will drive it for many years.
#1503 of 1503 Re: Winter Tires on a Lease Return [jayrider] by zamo Nov 01, 2009 (10:13 am)
Replying to: jayrider (Nov 01, 2009 7:47 am) They look at the remaining tread only. Doesn't matter the brand.

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