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Chevrolet Trailblazer: Lease Questions

112 messages,  Last post on Sep 29, 2009 at 2:18 AM

You are in the Chevrolet TrailBlazer Forum. Your Hosts are steve_ & tidester

What is this discussion about? Chevrolet TrailBlazer, Chevrolet TrailBlazer EXT, Car Leasing, SUV

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#109 of 112 Re: Options at end of SmartBuy [atom1] by Car_man HOST Mar 30, 2009 (2:22 am)
Replying to: atom1 (Mar 23, 2009 6:15 pm) Hi atom1. It is difficult to say whether GMAC will be willing to lower your vehicle's purchase option price. The only way to find out for certain is to give them a call directly and see if they will work with you. More often than not banks won't, but I would not be surprised in the least if you were able to get them to offer your this truck at a reasonable price. If your initial contact at GMAC isn't willing to work with you, you may have better luck if you work your way up the ladder to a manager. Good luck.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#110 of 112 Am I Paying 14.25% Interest? by procsp Sep 10, 2009 (10:12 pm)
Could someone please help me understand what portion of my lease is used to determine the interest rate? I simply subtracted the amount of rent--5880 from the Cap Cost--41253 and come up with 14.25%, ?   Cap Cost $41,253.25 (Invoice 35770, there was no trade payoff, but they lied and said there was and I signed because I believed them. That is why the Cap is higher than the invoice.) Cap Red. -$4,500 Residual -$9,412 Rent Chrg $5,880.60 = %?? state tax rate .7% 66 month lease   Please help.   1. Payment? 2. Interest Rate? Replies to this message: kyfdx (Sep 11, 2009 2:57 am) Car_man (Sep 29, 2009 2:18 am)
#111 of 112 Re: Am I Paying 14.25% Interest? [procsp] by kyfdx HOST Sep 11, 2009 (2:57 am)
Replying to: procsp (Sep 10, 2009 10:12 pm) A 66-month lease?!   I didn't figure your payment, because I'm not sure if your net CAP cost is $41,500, or if that figure is before your CAP cost reduction.. (don't you know the payment?)   But, it's easier to come close to the interest rate.. A rough estimate is about 4.3% APR..
#112 of 112 Re: Am I Paying 14.25% Interest? [procsp] by Car_man HOST Sep 29, 2009 (2:18 am)
Replying to: procsp (Sep 10, 2009 10:12 pm) Hi procsp. General Motors is not currently providing lease support on the Trailblazer. Entering into an unsupported lease on a GM product does not make financial sense. You would be better off financing an '09 Trailblazer through GMAC at 2.9% for 5 years or financing it through an independent bank and taking advantage of the total cash allowance of $4,000 that is currently available on it.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum

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