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Chevrolet Trailblazer: Lease Questions

112 messages,  Last post on Sep 29, 2009 at 2:18 AM

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What is this discussion about? Chevrolet TrailBlazer, Chevrolet TrailBlazer EXT, Car Leasing, SUV

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#105 of 112 Re: 2008 TRAILBLAZER LEASES [luigisdad] by infinitemethod Mar 10, 2008 (8:57 am)
Replying to: luigisdad (Mar 07, 2008 3:03 pm) Ok, so the dealer guy apparently didn't hear me correctly when I said 27 month, 12k a year.   The SS is a 3SS and for 36 months with 12k a year it'll be $561 with $793 down.   The fully loaded LT with the same terms is $432 with 752 down.   I just need an SUV in general. I'd rather have an SS but honestly just want an SUV. My buddy got his 2007 1SS for $398 for 36 months, 12k a year and $500 out of pocket.
#106 of 112 Hiw di I get out of my lease early and for how much?? by sylviae May 02, 2008 (7:09 am)
I have reached my 36,000 mileage and need to get another lease car---how do I get out of this lease on a 2006 Trailblazer that isn't up until Oct 2008????? Also---how much can I expect to lease an Impala for (2008) ? Replies to this message: Car_man (May 07, 2008 2:25 am)
#107 of 112 Re: Hiw di I get out of my lease early and for how much?? [sylviae] by Car_man HOST May 07, 2008 (2:25 am)
Replying to: sylviae (May 02, 2008 7:09 am) Hey sylviae. I am sorry to say that it is usually fairly expensive to get out of leases well before their scheduled end dates. In order to do so, you need to purchase the vehicle that you are currently leasing from the bank that you are leasing it through. It often turns out that it costs more to do so than your vehicle is worth on the open market. Furthermore, many banks expect consumers who end their leases early to still make all, or at least the depreciation portion of their remaining lease payments. As you can see, this can get very expensive.    You can determine approximately how much it will cost you to get out of your Trailblazer lease by comparing its purchase price to its value on the open market at this time. You should place a call to the bank that you are leasing your vehicle through to find out its exact price. Once you know exactly how much money it is going to cost you to buy your leased vehicle you need to compare it to its current value on the open market. You can find out approximately what your vehicle is worth by looking up its Edmunds.com True Market Value in the Used Vehicle Pricing section of this site. You also may want to stop by the following discussion: "Real-World Trade-In Values". Don't forget to check to see if you are still on the hook for your remaining lease payments. The difference between your leased vehicle's current value and how much it will cost you to buy it plus any remaining lease payments that you are obligated to pay will equal the cost of getting out of your lease right now. You may find that you are better off trying to keep your mileage as low as possible and waiting until you are closer to the scheduled end of your lease to get another new vehicle.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#108 of 112 Options at end of SmartBuy by atom1 Mar 23, 2009 (6:15 pm)
The SmartBuy on my 2006 Trailblazer SS ends in June. The payoff is $22k, which is probably $2-3k over market value. I am well under the mileage limit, but it's possible they could make me pay to replace the tires. Tirerack has the OE tires for $105 each. Otherwise, I don't expect any penalties for turning it back in.   What is the best option? I would like to keep it if I could buy it for the current market price. Is there any chance they would lower the payoff to get me to keep it? Otherwise, I need to start looking for a new SUV. Replies to this message: Car_man (Mar 30, 2009 2:22 am)
#109 of 112 Re: Options at end of SmartBuy [atom1] by Car_man HOST Mar 30, 2009 (2:22 am)
Replying to: atom1 (Mar 23, 2009 6:15 pm) Hi atom1. It is difficult to say whether GMAC will be willing to lower your vehicle's purchase option price. The only way to find out for certain is to give them a call directly and see if they will work with you. More often than not banks won't, but I would not be surprised in the least if you were able to get them to offer your this truck at a reasonable price. If your initial contact at GMAC isn't willing to work with you, you may have better luck if you work your way up the ladder to a manager. Good luck.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#110 of 112 Am I Paying 14.25% Interest? by procsp Sep 10, 2009 (10:12 pm)
Could someone please help me understand what portion of my lease is used to determine the interest rate? I simply subtracted the amount of rent--5880 from the Cap Cost--41253 and come up with 14.25%, ?   Cap Cost $41,253.25 (Invoice 35770, there was no trade payoff, but they lied and said there was and I signed because I believed them. That is why the Cap is higher than the invoice.) Cap Red. -$4,500 Residual -$9,412 Rent Chrg $5,880.60 = %?? state tax rate .7% 66 month lease   Please help.   1. Payment? 2. Interest Rate? Replies to this message: kyfdx (Sep 11, 2009 2:57 am) Car_man (Sep 29, 2009 2:18 am)
#111 of 112 Re: Am I Paying 14.25% Interest? [procsp] by kyfdx HOST Sep 11, 2009 (2:57 am)
Replying to: procsp (Sep 10, 2009 10:12 pm) A 66-month lease?!   I didn't figure your payment, because I'm not sure if your net CAP cost is $41,500, or if that figure is before your CAP cost reduction.. (don't you know the payment?)   But, it's easier to come close to the interest rate.. A rough estimate is about 4.3% APR..
#112 of 112 Re: Am I Paying 14.25% Interest? [procsp] by Car_man HOST Sep 29, 2009 (2:18 am)
Replying to: procsp (Sep 10, 2009 10:12 pm) Hi procsp. General Motors is not currently providing lease support on the Trailblazer. Entering into an unsupported lease on a GM product does not make financial sense. You would be better off financing an '09 Trailblazer through GMAC at 2.9% for 5 years or financing it through an independent bank and taking advantage of the total cash allowance of $4,000 that is currently available on it.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum

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