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Chevy Trailblazer/GMC Envoy/Olds Bravada: Prices Paid & Buying Experience

179 messages, Last post on Nov 16, 2008 at 4:40 PM
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Hi, I have come across a 2002 Trailblazer LT.. Leather seats, Fully Loaded etc with only 18000 original miles on it. An old lady is selling it as it used to be her deceased husbands car. Its been garaged for over 2 years and has only been used a few times... Its absolutely like brand new... Problem is im not sure what to offer for it... We were thinking of 15000... It might even have some warranty left on it...Does this sound like a good deal??
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I am looking to buy a 2005 Chevy Trailblazer. I have already secured financing through my credit union at 4.99%. Today at a dealership, the salesman said that if I do a GMAC Smartbuy that I can get an additional $2500 off of my purchase price. He said that since I really want finance through a regular loan that I could turn around after I make my first Smartbuy payment and refinance through my credit union. I told him that I would have to check with my credit union on Monday. The price I was quoted with the smartbuy is $21527 +TTL. This is an LS with the Sun, Sound and Entertainment package. Has anyone had any dealings with the smartbuy program? Taking the additional $2500 off would really help me a lot but I'm nervous about this because I haven't done this type of a purchase before. Any advice would be greatly appreciated!
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Replying to: kerley1 (Jun 11, 2005 8:39 pm) My father likes to buy cars outright - cash only. When he got his Deville, he was going to pay cash, but when he talked to the sales manager (a family friend), he was basically told the same thing you were - finance it throuh SmartBuy, take advantage of the additional discounts available and then pay it off. Which is what he did. I don't know where you live, but in NY where I live, because of new legislation you can't lease, but you can do SmartBuy. In essence, it is the same thing for us except the title is in your name, and it is much less restrictive there are mile restrictions though 12 or 15 thousand per year. At the end of the 48 months you can either give the car back or pay the balloon payment. Email me if I can help explain this further or help with any questions. I am certainly not the expert, but I have done this a couple of times.
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Replying to: stag1203 (Jun 12, 2005 5:20 am) Regarding refinancing, do you happen to know how long your Dad waited until he paid it off and was there any kind of a penalty? My salesman talked like I could turn around and refinance as soon as I made my first payment. By the way, I live in Texas so we are still able to lease and Smartbuy. The mile restrictions appear to be the same as they are in New York. I'm glad to hear that you have been happy with the program for future reference. Thanks again for your help. I've been researching the Trailblazer and I really thing I'm going to like it.
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Replying to: kerley1 (Jun 12, 2005 11:11 am) Good luck with the TrailBlazer, I pick up mine tomorrow, I cannot wait.
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Was looking hard. But I think I finally found the PERFECT vehicle. Someone tell me if I got the right deal please. It is a black on black leather Envoy XL(7 seats) Fully laoded, everything except a DVD player, what would I need it for, no kids. 900 miles, GM drove for a few weeks. 31000 purchase price, due to the DEMO status, I got a 75,000 mile bumper to bumper warranty w.a $50 deductible for $900.00 financed. 72 month term 606/month. 35K out the door. This is Envoys creme de la creme. |
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Replying to: stag1203 (Jun 12, 2005 6:27 pm) Could someone that has used Smartbuy please provide a lease/Smartbuy comparison or let me know why you chose Smartbuy rather than a lease? Thanks in advance!
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Replying to: maninthebox (Jun 13, 2005 10:49 pm) When I used to lease, in NY anyway, the title would be in the leasing company's name and they would hold the title. With SmartBuy, the title is in your name and you hold it as you would with financing. Leases also typically require some sort of cap cost reduction up front. To me, they seem very similar. I have been leasing since 1992 and SmartBuy customer since it started in NY about 3 years ago.
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Replying to: jayk47 (Jun 11, 2005 1:23 pm) |
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