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2004-2009 Toyota Prius Lease Questions

174 messages,  Last post on Sep 09, 2009 at 6:55 PM

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What is this discussion about? Toyota Prius, Hybrid Cars, Car Leasing, Sedan

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#63 of 174 Is this a good deal in South Florida ? by jerrym43 May 07, 2007 (2:56 pm)
This is from the proposal from the dealer. 2007 Prius sedan, package #6. Money factor=0.00214. Res= %52 Res=$13967.20 cap cost=23236.38 advance= 33835 profit=329.46 init charge= $4500 inception fee deficiency=507.50 mark up=29.46 msrp=27450.00 monthly payment for 3 years=$359.00 including tax I'd have 35 payments after delivery----they would allow me $4500 for my 97 Camry in trade but the bluebook is only 3250 on a trade. That's the only thing I'd put down. I am seriously considering this but do not want to get taken. These are all the figures Igot from the dealer. Thanks for your help and advice Jerry Replies to this message: paxtonk (May 16, 2007 3:02 pm) Car_man (May 22, 2007 1:40 am)
#64 of 174 Re: Not Sure If I Got Burned Or Not.... [bgk99] by redesdale May 09, 2007 (9:09 pm)
Replying to: bgk99 (Apr 01, 2007 9:31 pm) I'm new to leasing, so forgive me, but why say no to the gap insurance? I've read around that when leasing, you absolutely do need it.
#65 of 174 Credit Score Switch by kiki4me May 12, 2007 (7:13 pm)
My wife and I ran our credit report to get our credit scores - 675 and 710 respectively. We got to the Toyota dealer and when they ran out report they came up with 608 and 595 respectively. The scores were both from Experian and TransUnion. What gives? Replies to this message: stevedebi (May 14, 2007 11:24 am) kiki4me (May 14, 2007 11:49 am)
#66 of 174 Re: Credit Score Switch [kiki4me] by stevedebi May 14, 2007 (11:24 am)
Replying to: kiki4me (May 12, 2007 7:13 pm) "My wife and I ran our credit report to get our credit scores - 675 and 710 respectively. We got to the Toyota dealer and when they ran out report they came up with 608 and 595 respectively. The scores were both from Experian and TransUnion. What gives?"   Did the dealer actually show you the scores, or just tell you? Replies to this message: kiki4me (May 14, 2007 11:49 am)
#67 of 174 Re: Credit Score Switch [stevedebi] by kiki4me May 14, 2007 (11:49 am)
Replying to: stevedebi (May 14, 2007 11:24 am) They printed out a form on the dealships' letterhead. We did not see anything that said it was from the three reporting agencies.
#68 of 174 Re: Is this a good deal in South Florida ? [jerrym43] by paxtonk May 16, 2007 (3:02 pm)
Replying to: jerrym43 (May 07, 2007 2:56 pm) jerrym43 -   The residual is based off of the MSRP. $27,450 * 52% = $14,274 not $13,967.20.   What is the actual selling price, bank fee and do they require a security deposit? I can run the lease for you.   Paxton
#69 of 174 Re: One more question? [thomaskl1] by Car_man HOST May 22, 2007 (1:28 am)
Replying to: thomaskl1 (Apr 25, 2007 2:03 am) Hi thomaskl1. I believe that Toyota had been providing lease support on the Prius for a number of months, not just March. The only reason that it ceased providing a special money factor on the Prius in April is that is replaced all of its existing support on it with special option package discounts of up to $2,000.   Car_man Host Prices Paid Forum
#70 of 174 Re: Am I High? [anchovy] by Car_man HOST May 22, 2007 (1:34 am)
Replying to: anchovy (Apr 26, 2007 10:17 pm) You're very welcome, anchovy. It definitely is very time consuming . What you were told is correct. When Toyota introduced the special option package discounts on the Prius in April it stopped providing special lease money factors on it. As a result, if you were to lease one through Toyota Financial Services right now, you would have to use its standard lease program. Its standard money factor varies somewhat by region, but the factor that you mentioned looks about right to me. The best that you can do is shop around for the lowest possible selling price on the Prius that you want and have the dealer that gives it to you use the money factor that you mentioned to calculate your monthly payment.   Car_man Host Prices Paid Forum
#71 of 174 Re: Is this a good deal in South Florida ? [jerrym43] by Car_man HOST May 22, 2007 (1:40 am)
Replying to: jerrym43 (May 07, 2007 2:56 pm) Hi Jerry . I see that you are considering trading in your Camry on a lease of a new Prius. There's nothing wrong with trading in a vehicle when leasing, however it would be in your best interest to have the dealer that you are working with cut you a check for your trade rather than using the proceeds from it as a down payment for your lease. I always advise consumers against making large down payments on leases. Those who do risk losing part or all of their down payment if their vehicle is totaled in an accident or stolen and never recovered.   The lease money factor that you were quoted for the Prius that you are interested in looks about right to me. In your post you mentioned that this car's cap cost is $23,236.38. Is this before or after the down payment is applied? If it is before, this is a great deal. If this is after, not so much.   Car_man Host Prices Paid Forum
#72 of 174 Residuals by youngjo6 May 23, 2007 (4:51 pm)
Car_man, First of all, you're a saint. I'm looking at a 2007 package 2 with a net cap cost=21995 and a money factor=.0025. I was wondering if you knew the current residuals for area codes 93030 and 93101(Oxnard and Santa Barbara CA) and if 21995 is a good price for that model. Thanks!!!

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