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Chrysler Town & Country Prices Paid & Buying Experience

1653 messages,  Last post on Apr 25, 2013 at 4:44 PM

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What is this discussion about? Chrysler Town and Country, Car Buying, Van

    

Messages Page 163 of 166

#1618 of 1653 New Purchase -Balloon Loan by megros

Aug 25, 2011 (7:10 am)

Hi! I've been looking at a 2011 Town & Country Touring and we really like it. The MSRP is a bit over $29,000 and there is a deal going right now that brings the price to $22,378 -this is with $2,000 cash back from the manufacturer and then another $4,000 in rebates for financing with a particular bank with a $3,500 balloon payment at the end of the loan -I would refinance the loan, pretty much immediately and the dealership has told me that I can absolutely do this refinance at any time without any penalties or anything. I'm really not sure of it though -the price is great and the 2012's are rolling in, so I would have to act on this pretty quickly I think. Oh -the amount I end up financing would actually be $21446.
 
Has anyone had experience with refinancing a balloon loan? Is there something that I'm missing? You know what they say about "if it sounds too good to be true"...

#1619 of 1653 Re: New Purchase -Balloon Loan [megros] by newhere79

Aug 27, 2011 (12:18 pm)

Replying to: megros (Aug 25, 2011 7:10 am)
How did you get thst deal? Is it just at a specific dealer or wit a specific financing company?

#1620 of 1653 Re: 2010 T&C Limited [bob550k] by fathertom

Aug 30, 2011 (11:51 am)

Replying to: bob550k (May 11, 2011 4:01 pm)
Frankly there shouldn't be ANY fees. They are there to sell a car and if they want to sell it for 30,000 so be it... but I'll be d(*&ed if I'm going to agree to 29,000 and then give them 1,000 for some BS fees.

#1621 of 1653 Re: New Purchase -Balloon Loan [newhere79] by megros

Sep 14, 2011 (12:37 pm)

Replying to: newhere79 (Aug 27, 2011 12:18 pm)
newhere79 - I think that deal was just from a specific bank. I have not purchased yet as the whole balloon deal with re-financing is confusing to me. I have been looking around still though and there is now another dealership in my area (Rochester, NY) that is listing rebates of around 7k on Chrysler T&Cs Touring trims and bringing the price down to $22,995. I have just emailed them to see if that is with a rebate for a balloon payment.

#1622 of 1653 Re: New Purchase -Balloon Loan [megros] by djgooch

Nov 21, 2011 (8:17 pm)

Replying to: megros (Aug 25, 2011 7:10 am)
I was just at transittown chrysler in clarence ny and was looking at the same deal. It just sounds a little fishy to me. I am not sure I want to sign a finance contract and trust that I can pay it off without any penality.
 
Did you buy the vehicle with the balloon rebate just wondering how it worked out for you.

#1623 of 1653 Re: New Purchase -Balloon Loan [djgooch] by dp007

Nov 22, 2011 (7:47 pm)

Replying to: djgooch (Nov 21, 2011 8:17 pm)
This is my first post on this forum.
Last week I got new 2011 Chrysler T&C Touring (Flex-Fuel) with following sticker for $22K + taxes + other fees. (Upstate NY Area)
 
Window Sticker
Base Price: $30,280
Tech Equipment Credit: -$1,100
Driver Convenience Group: $810
Destination: $835
--------------------------------------------
MSRP: $30, 805
--------------------------------------------
FYI Driver Convenience Group includes:
     Bluetooth Streaming Audio
     Heated Steering Wheel
     Remote USB Port
     uConnect Voice Command w/Buletooth
     Heated Front Seats
     Auto Dimming Rear View Mirror with Microphone
 
Tech Equipment Credit
  Removes the following options:
     Blind Spot Monitoring
     Cross Path Detection
     Rain Sensitive Wipers
     Smartbeam Head Lamps
     Premium Tire Pressure Monitoring
     ParkSense Rear Park Assist
     Auto Dimming Rear View Mirror
  Adds: Body Color Ext. Mirrors
      
The final sale price ($22k) was including the Balloon Cash ($3000, with 5.25% APR) and the my employers discount (do not know how much it was), however overall ended up paying $22k + NY taxes + fees. All together on road cost was $24,278.
 
I was also told by my dealer that, there will not be any penalty for refinancing after one or two monthly payments . I hope everything will go smooth when I try to refinance and hope the deal I got is a good one.
 
THX

#1624 of 1653 Re: New Purchase -Balloon Loan [dp007] by djgooch

Nov 27, 2011 (4:25 pm)

Replying to: dp007 (Nov 22, 2011 7:47 pm)
What dealer did you buy it from. I was at transittown in williamsville.

#1625 of 1653 Re: New Purchase -Balloon Loan [djgooch] by dp007

Dec 07, 2011 (5:45 pm)

Replying to: djgooch (Nov 27, 2011 4:25 pm)
Sorry for the delayed reply, was on vacation.
My dealer is in Olean, NY.

#1626 of 1653 chrysler T&C 2011 with 4500 miles by minderaser

Dec 13, 2011 (12:17 pm)

Hi Guys
I live in Atlanta and I am getting a deal from this dealership for a Chrysler T&C 2011 limited van (fully decked out, with everything on it and a cherry on top).
The van is a demo van, however (with 4500 miles on it), and the dealer is asking around 33,500 for it (msrp is around 44). Does anybody have an opinion on whether this is a good one?

#1627 of 1653 Re: New Purchase -Balloon Loan [dp007] by invdave

Dec 29, 2011 (5:56 pm)

Replying to: dp007 (Dec 07, 2011 5:45 pm)
dp007 - I'm looking at the same deal down the Thruway from you (Syracuse).
 
Did you pay off the loan? If you did, did you pay the balloon off as well?
 
Any things to watch out for in this deal?
 
Thanks,
Dave

Messages Page 163 of 166

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