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Toyota Camry: Lease Questions

518 messages,  Last post on Nov 24, 2009 at 5:16 AM

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What is this discussion about? Toyota Camry, Car Leasing, Sedan

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#1 of 518 Toyota Camry: Lease Questions by Car_man HOST Aug 31, 2005 (4:23 pm)
Hi everyone. Please use the following discussion to post any questions that you have about leasing a Toyota Camry. Thanks.   Car_man Host Smart Shopper / Prices Paid Forums Replies to this message: lmacmil (Sep 01, 2005 3:27 pm) crandleman (Sep 01, 2005 8:42 pm) lmacmil (Sep 02, 2005 2:01 pm) mi_sat (Sep 04, 2005 3:13 pm) memphistigers (Aug 08, 2006 2:46 pm) mrum (Nov 28, 2006 10:54 am) Car_man (Nov 30, 2006 3:46 am)
#2 of 518 Re: Toyota Camry: Lease Questions [Car_man] by lmacmil Sep 01, 2005 (3:27 pm)
Replying to: Car_man (Aug 31, 2005 4:23 pm) I leased a Camry in April. Just a bit of info. Toyota "residualizes" the options differently than just about everyone else. They use a different residual factor for the options than for the base car. Not a big deal but makes the lease calculation more complicated if you're trying to figure it out yourself from the standard formula. Replies to this message: crandleman (Sep 01, 2005 8:42 pm) lmacmil (Sep 02, 2005 2:01 pm) mi_sat (Sep 04, 2005 3:13 pm)
#3 of 518 Re: Toyota Camry: Lease Questions [lmacmil] by crandleman Sep 01, 2005 (8:42 pm)
Replying to: lmacmil (Sep 01, 2005 3:27 pm) I found that out yesterday after I called a dealer a liar. He told me that the residual was off the base MSRP and not the sticker MSRP with the destination included. Problem was that I looked on Edmunds, MSN, leasing guide, and called the 3 other area dealers and they all said that the dealer was wrong. Turns out he wasn't but he was still a liar about MANY other things so it made it easier to walk.   Why the hell does Toyota do it this way? Essentially you pay a lot more than you would with other cars. Replies to this message: lmacmil (Sep 02, 2005 2:01 pm) mi_sat (Sep 04, 2005 3:13 pm)
#4 of 518 Re: Toyota Camry: Lease Questions [crandleman] by lmacmil Sep 02, 2005 (2:01 pm)
Replying to: crandleman (Sep 01, 2005 8:42 pm) Who knows why they do it like they do? Even the finance guy at the dealership thought it was stupid. I think it resulted in about $20/month more on my lease payment. That's not all that much compared to the overall cost. Certainly not a deal breaker.
#5 of 518 Re: Toyota Camry: Lease Questions [crandleman] by mi_sat Sep 04, 2005 (3:13 pm)
Replying to: crandleman (Sep 01, 2005 8:42 pm) "Why the hell does Toyota do it this way? Essentially you pay a lot more than you would with other cars."   And therein lies the answer.
#6 of 518 September Lease Specials by crandleman Sep 05, 2005 (5:35 pm)
Car_man,   Any news on the September specials for the 05 or 06 Camry's? I would like to know the money factor and residual for Tier 2 credit.   Thanks,   Chris 9/5/05
#7 of 518 Re: Re: Toyota Camry: Lease Questions by Car_man HOST Sep 11, 2005 (5:07 am)
Excellent point, lmacmil. Toyota Financial Services' option residualization policy is indeed different from that of most other banks. It makes calculating lease payments on Toyotas more difficult.   Car_man Host Smart Shopper / Prices Paid Forums
#8 of 518 Re: September Lease Specials by Car_man HOST Sep 11, 2005 (5:09 am)
Hey crandleman. I would be happy to try to give you an idea of what Toyota's September lease program is like on the 2005 and 2006 Camry. However, in order for me to do so I need you to tell me how long you want to lease one for, how many miles per year you need to be able to drive it, and what state you are in.   Car_man Host Smart Shopper / Prices Paid Forums Replies to this message: crandleman (Sep 11, 2005 1:47 pm)
#9 of 518 Re: September Lease Specials [Car_man] by crandleman Sep 11, 2005 (1:47 pm)
Replying to: Car_man (Sep 11, 2005 5:09 am) Car_man,   2006 for 36 months 12,000 miles with Tier 2 credit in Iowa.   Thanks
#10 of 518 Re: Re: September Lease Specials by Car_man HOST Sep 14, 2005 (3:07 am)
Hey crandleman. I have not seen Toyota's specific lease money factor for the 2006 Camry in your area, but in every area of the country that I have seen it for Toyota Financial Services' buy rate lease money factor is .00190. Its 36 month, 12,000 miles per residual value for the '06 Camry is currently 56%.   Car_man Host Smart Shopper / Prices Paid Forums

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