Ask the Car People.SM


BMW 5-Series Lease Questions

3910 messages,  Last post on May 18, 2013 at 11:25 PM

You are in the BMW 5-Series Forum.

What is this discussion about? BMW 5 Series, Car Leasing, Sedan, Wagon

Messages Page 365 of 392

#3637 of 3910 Re: Residual and Money Factor on 2012 and 2013 528xi [Car_man] by repete81

Sep 25, 2012 (9:36 am)

Replying to: Car_man (Sep 24, 2012 4:25 pm)
Car Man can you tell me what the residual would be on a 2013 BMW 535xi with 15000 miles is?

#3638 of 3910 535 lease by friedcfood

Sep 29, 2012 (8:56 am)

Car_man-
 
Lease offer for 535i 2012 manager demo car with 5kmiles
Msrp 63k
Cap 54200
MF 0.00125
RV 57% 10K miles
Monthly 668 tax inc
Down would be about 2k to include first month, bank fee, registration.
 
Problem is I have a BMW lease 2009 model with 2 payments left costing 950.
They're not willing to pay off my current lease. If I eat the 950 will this be a good deal? Or is there something else I can do? I checked the buy off on my current lease and its less than the current trade in value. So buying my current lease and then selling it is not an option.
 
Thnka for your help. Cheers.

#3639 of 3910 Re: 535 lease [friedcfood] by dv5990

Sep 29, 2012 (9:19 am)

Replying to: friedcfood (Sep 29, 2012 8:56 am)
This isn't carman but it seems like you could do better.
 
I just leased a 2012 with an msrp of 65,745 for 670 with 3500 all in.
 
Brand new 12k per year including tax.
 
Hope this helps.

#3640 of 3910 is this a good deal by drofnats

Sep 29, 2012 (10:26 am)

2012 535i
 
10K/36 mo
MSRP 55745
RV 57%
MF .00145
Prem/XM Sat
$3500 BMW, $750 loyalty, $2500 dealer discount
$1k due at signing inc 1st mo payment/$625 inc tax
 
Is this a good deal?

#3641 of 3910 Re: BMW 528Xi - Is this a good deal? [sshenoy] by kssod1

Sep 30, 2012 (8:06 am)

Replying to: sshenoy (Aug 14, 2012 1:55 pm)
The only way to evaluate a lease is to know:
 
1 MSRP
2 Negotiated sale price
3 Money factor
4 residual
 
It is highly advised on this board and others that one does not put money down to lower payment.
state taxes vary so independent of lease

#3642 of 3910 Re: BMW 528Xi - Is this a good deal? [kssod1] by SergeyM

Sep 30, 2012 (9:09 pm)

Replying to: kssod1 (Sep 30, 2012 8:06 am)
Not really. You use these four numbers to calculate a lease payment, but the only number that actually counts is the monthly payment, I assume $0 OOP. MSRP is only important to specify how much car you getting.
 
E.g $63K BMW 535 for $600 per month for 36 month, 12K miles per year is a great value, $750 per month for the same car and terms - not so much.

#3643 of 3910 How much should I put down with monthly lease for 535i by kaz12

Oct 01, 2012 (2:20 pm)

Hi,
I need some help here. I was wondering what is the right amount of money to put down with monthly lease for this http://www.motorwerksbmw.com/detail-2012-bmw-5_series-4dr_sdn_535i_xdrive_awd-ne- - w-9135769.html
 
I was thinking in terms of $3500 down with $600 monthly lease. Is it still high or is it a good deal if it works out?
 
Thanks.

#3644 of 3910 Re: Residual and Money Factor on 2012 and 2013 528xi [repete81] by Car_man HOST

Oct 01, 2012 (3:19 pm)

Replying to: repete81 (Sep 25, 2012 9:36 am)
Hi repete81. BMW Financial Services' current buy rate lease money factor and residual value for a 36-month lease of a 2013 535xi with 15,000 miles per year are .00145 and 58%, respectively for consumers who qualify for its top credit tier.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum

#3645 of 3910 Re: 535 lease [friedcfood] by Car_man HOST

Oct 01, 2012 (4:20 pm)

Replying to: friedcfood (Sep 29, 2012 8:56 am)
HI friedcfood. Including all of the available cash incentives, there is probably a spread of a little over $8,000 between this car's MSRP and dealer invoice price. That puts the selling price that you were quoted at around $800 under invoice...plus the use of an attractive money factor. That's not bad at all. I personally might want a slightly larger discount on a demo that already has 5,000 miles on it, but then again dealers are rarely willing to discount demo vehicles enough for my taste.
 
This is a fairly thin deal already, so I can't say that I'm surprised that the dealer isn't willing to absorb the remaining payments on your current vehicle.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum

#3646 of 3910 Re: How much should I put down with monthly lease for 535i [kaz12] by tybalt33

Oct 02, 2012 (5:53 am)

Replying to: kaz12 (Oct 01, 2012 2:20 pm)
Be careful putting down too much on a lease. If the car gets totaled or is a loss this is money you will not get back. Dont focus on the monthly payment when negotiating. Negotiate the price alone first. Then, make sure you know all the fees the dealer is going to add in. Watch the money factor as well as many dealers will tack on their own profit to BMW's published rate. This is negotiable. If you have good credit and the dealer won't work with you on the MF, go elsewhere. I just got my 2013 535i lease at the published MF of 0.00145 paying only the BMW delivery fee (not negotiable). Multiple security deposits are a good option and will lower the money factor as opposed to a chunk of money down. You will get the money back after lease termination as well. Good luck!

Messages Page 365 of 392

To POST a message, please Sign In.

Advertisement

Browse by Category

Browse by Vehicle
   View All Vehicles

Browse by Board
Browse by Topic
View All Topics

Edmunds Community

Advertisement