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Smart Shopper Stories from the Sales Frontlines
48164 messages, Last post on Dec 09, 2009 at 7:02 AM
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Replying to: graphicguy (Nov 01, 2009 7:59 am) Richard |
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Replying to: graphicguy (Nov 01, 2009 10:54 am)
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Replying to: houdini1 (Nov 01, 2009 11:21 am) 
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Replying to: houdini1 (Nov 01, 2009 11:21 am) That's an excellent point. You might have to work a bit on your own to get that price though. With that card it's all in the bag. I'd consider an Amex card but I wonder if they still have income qualifying limits. Being land rich and cash poor like me makes credit tough some times. BTW, just had a developer make an offer on the farm that may put me in GG's income bracket soon. Suddenly, those BMWs are looking pretty nice. 
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Replying to: oldfarmer50 (Nov 01, 2009 3:39 pm)
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Replying to: oldfarmer50 (Nov 01, 2009 3:39 pm) The rule of farming is...if you get a big windfall you jusk keep farming until it is all gone too. I have a brother in law who did that.
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Replying to: oldfarmer50 (Nov 01, 2009 3:39 pm) I've had an AMEX card for a good long while. I use it strictly for business travel expenses. Don't remember there being an income gate you had to hit. Just a clean credit record. Maybe their qualifiers have changed with all the credit woes the country has been through over the past couple of years, though. Unless AMEX is sending money back to the dealership for any downpayment put on the card, I can't see any advantage for either AMEX, or the dealership, except for the obvious co-marketing opportunities. My AMEX card has to be paid off every month (or incur some major financial penalties and interest charges). I know they've got other credit cards which allows them to collect interest, but I'm unfamiliar with those. Maybe that's what AMEX is counting on? Interest being paid on the downpayment charge? The prices they quote are pretty hefty discounts. So, I'm not certain what the dealership gets out of it, except the hope of expanding their customer base? And moving a car quick and easily? Interesting concept, in any event!
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Replying to: graphicguy (Nov 02, 2009 5:16 am) Amex is not that hard to get but there may be an annual fee. You can even get around the fee by getting a "Costco" amex, which can be used just like any other amex card. |
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Replying to: driver100 (Nov 01, 2009 6:36 pm) The actual rule is: " If you want to farm for 20 years and end up with a million dollars, it's easy. Just start off with TWO million." 
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Replying to: graphicguy (Nov 02, 2009 5:16 am) I noticed a connection to the other site you mentioned (True Car), for the price you get. However, it looks like the price you get through Amex is a guaranteed no hassle price. FWIW, I ran my '09 Genny through the Amex site and they were around $1200 more than I paid in March, if I went to a dealer 35 miles away, and the 2010's are out now  If I wanted to go to a dealer 195 miles away (the guy I bought from in Ohio was around 120 miles away so it's probably not him but it might be Fitzmall in Maryland), the price was around 700 dollars less than what I paid in March. I'd say that is not too good either considering the 2010's are out now. Maybe I did get a good deal when I bought. jmonroe
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