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47291 messages,  Last post on Nov 09, 2009 at 12:45 PM

You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester

What is this discussion about? Car Buying


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#44036 of 47291
Re: New car financing [houdini1] by cadillacmike
Jun 22, 2009 (9:34 am)
Reply

Replying to: houdini1 (Jun 11, 2009 1:14 pm)

I think I paid $30.00 the day I drove off with my ElDorado convertible. Credit card payment. Of course I had a trade, and it was my 2nd car from that dealer. 5 months later was a different story, i had to pay $2,000.00 down, but that was also a credit card payment and i was able to bet $$$ back from citibank on the purchase. I haven't paid any real initial money out of pocket on delivery since the early nineties.
#44037 of 47291
Re: Happy Fathers Day [oldfarmer50] by jmonroe
Jun 22, 2009 (9:41 am)
Reply

Replying to: oldfarmer50 (Jun 22, 2009 8:02 am)

Boy, they REALLY will do anything to move cars these days.
  
Is that what you had in mind?

 
Yeah, that’s exactly what I had in mind. So, what is you favorite house color and make sure the salesman washes up after the painting so he doesn’t contaminate your supper.
 
jmonroe
#44038 of 47291
Re: New car financing [deltheking] by cadillacmike
Jun 22, 2009 (9:42 am)
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Replying to: deltheking (Jun 11, 2009 2:43 pm)

I've used USAA for my last 3 or 4 purchases (probably 4) last two were 4.4 and 4.9% - but that was a few years ago (the loans are paid up this year). They are hard to beat, and offer a .25% rate decrease for automatic payments, which makes it even tougher to beat. Plus their web site allows me to see and make additional principal payments if desired, but on 4.4% why bother?? Actually if the loans weren't so close to termination, it would make sense, since other than my home mortgage (5.375%) the car loans are acttually higher than any credit card debt i have.
 
My last dealer financed car was a problem - over 10 years ago, and the finance company every year without fail tried to slam me for insurance verification - they couldn't be bothered to make a call to an 800 number to verify coverage which i had had at the time with the same ins company (USAA) for a dozen (now 25) years. That more than anything else made me mad about dealer financing.
#44039 of 47291
Re: New car financing [fezo] by cadillacmike
Jun 22, 2009 (9:56 am)
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Replying to: fezo (Jun 12, 2009 2:07 pm)

Yet another reason I've never driven off the same day. There's always something that I want done on the car and I'm happy to wait the next day (or week in one case) for everything to be complete. My only stipulation is that the date on the stuff had better match with the actual day I'm there signing everything, and NO numbers change - that hasn't happend in over 13 years though.
#44040 of 47291
Re: A Spot delivery story. [exb0] by cadillacmike
Jun 22, 2009 (10:00 am)
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Replying to: exb0 (Jun 12, 2009 5:45 pm)

That's why my last two cars ( and next two) are going to be Cadillacs, no dickering over roadside assistance.
 
And also why i always insist on a NEW battery installed (and I check) if the car is over 6 months on the lot.
#44041 of 47291
Re: Beware! Edmunds collects and sells your information! [nick1958] by cadillacmike
Jun 22, 2009 (10:04 am)
Reply

Replying to: nick1958 (Jun 13, 2009 1:45 pm)

Keep your shorts on - they can email me all thay want - I'm in afghanistan.
#44042 of 47291
Re: Chinese cars sooner or later? [vtdog] by cadillacmike
Jun 22, 2009 (10:17 am)
Reply

Replying to: vtdog (Jun 19, 2009 8:27 am)

That's why I refer to it as the PS crusier
 
I had a few as rentals - and i stand by the nickname
 
and I'm over 45, but i won't buy one.
#44043 of 47291
Re: cash for clunkers [oldfarmer50] by greanpea68
Jun 22, 2009 (2:08 pm)
Reply

Replying to: oldfarmer50 (Jun 22, 2009 8:07 am)

Seriously though, you say this starts in 10 days? I thought the earliest the clunkers program would start is August.
 
Well that is the thing.... the information I am getting is that it is supposed to start July 1st..... But there is way to much involved.... My understanding is that dealers have to be approved for it, or be signed up for it.... What ever it is, this will be interesting to watch and participate in.
 
GP
#44044 of 47291
Re: personal checks [fezo] by explorerx4
Jun 22, 2009 (4:27 pm)
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Replying to: fezo (Jun 19, 2009 6:59 pm)

good thing i didn't read your post until today, i'd be ready to blow up!
turns out tv is covered under an extended service plan, so was my mom's car (about a month left).
my wife brought the computer to some of the great computer geeks she works with.
they think it is fixable and are thinking the heat sink got disconnected from the cpu, so it overheated easily. we hope that is what it is.
#44045 of 47291
Re: personal checks [explorerx4] by jmonroe
Jun 22, 2009 (6:35 pm)
Reply

Replying to: explorerx4 (Jun 22, 2009 4:27 pm)

they think it is fixable and are thinking the heat sink got disconnected from the cpu, so it overheated easily. we hope that is what it is.
 
For your sake I hope it is fixable. However, I never heard of a heat sink that became disconnected. It's not an electrical component that is electrically connected to anything. It's a passive mechanical thingy that absorbs heat from electrical/electronic components so they don't burn themselves up. They are finned something like a like a radiator so they have more surface area for the space they consume. When the right size is used for components that generate heat they are usually quite effective.
 
I think something got lost in the translation but like I said, I hope it is fixable and without great expense or loss of memory (computer memory that is).
 
jmonroe

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