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48076 messages, Last post on Dec 05, 2009 at 6:04 AM
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Replying to: traindriver (Apr 29, 2009 8:54 pm) "Is it vain or uppity to spend the same money on a used premium brand when you could have bought something new that is down the ladder a notch or two?" You brought up an interesting point. Being twice your age, allow me to give you my slant on it. When I was your age, I told my wife that I didn't want us to wait until we were old to have and do things in life. We borrowed money for our first trip to Europe and paid it back in monthly payments. We bought an MGB, a Lincoln, a Caddy, etc. when the payments were higher than we would have liked. We spent money on antiques when newer furniture would have been cheaper. I think that you get my drift. Do I regret any of it? Absolutely not! Now that we're older, everyone's dropped dead and left us money and property. While it is a secure feeling to have it, it doesn't mean the same thing that it did when we were younger. I'm very glad that we enjoyed our earlier years within reason. I was careful with the money but could have saved more. I don't know if saving more would have made us happier now. We are comfortable with good insurance and retirement benefits. Also, you can't count on what others may leave you. We've been surprised to tell you the truth. Still, we don't need it to live. The bottom line is this: If a one or two year old luxury car is what you want, then you should buy it. It has nothing to do with being "vain or uppity". It's the enjoyment that you derive from it. I once bought a cheap Buick Skylark to be economical. I hated the car. After three years, I traded it for a Ford Bronco with everything on it. I was so much happier. Have what you want within reason. You won't be back this way again. Richard |
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Replying to: graphicguy (Apr 30, 2009 7:23 am) Richard
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Replying to: imidazol97 (Apr 30, 2009 5:02 am) Cookies are not nearly as productive as the spy cam. A company cruises parking lots taking pictures of license plates. The dealer then can find out what you own, your payments and payoff, your credit score and income, children's names and activities, your mortgage, how old you were when you bought your first car, what tv shows you watch and your favorite foods. This guarantees you will be clubbed like a baby seal. In truth, no, dealers do not get any info from cookies. Advertisers do and your surfing habits generate spam and pop-ups for different products. Not a local dealer thing. |
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Replying to: richard64 (Apr 30, 2009 7:31 am) I think the "within reason" part is the key. Most people just hear the first part of that sentence. That's a big reason why we got into this current mess. |
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Replying to: richard64 (Apr 30, 2009 7:56 am) I don't know what a Wonderbar is, but when I read the post the first time I read wonderBRA. That's also a neat thing, but don't visualize it pls. This is a family forum. |
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Replying to: richard64 (Apr 30, 2009 7:31 am) No need to cut and paste everything you said but I totally agree with your philosophy. You said it much better than I could. Thanks for sharing that with me. Now I will not feel guilty no matter what I choose. I am selective with what I splurge on and will not allow it to compromise my savings or get me too far in the hole. Within reason is key. Too many folks just don't understand how money "works." I totally agree on the antiques as well. We've picked up a few nice things along the way. I especially treasure the family pieces; I have the bed that my great grandfather was born in circa 1890-something. check your email. |
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Replying to: golic (Apr 30, 2009 4:39 am)
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