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48021 messages,  Last post on Dec 01, 2009 at 8:07 PM

You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester

What is this discussion about? Car Buying


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#20212 of 48021
Re: Two in a row [mackabee] by richard64
Oct 27, 2007 (6:46 pm)
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Replying to: mackabee (Oct 27, 2007 6:31 pm)

You WILL be healthy again. Anyone with your guts and style can't help but get well.
 
You're right about the fun. When I saw the price tag for the Transatlantic crossing on the Queen Mary II the other day, I thought what FUN that would be IF I had the money. Still, life is fun. Friends came over and we put the top down and rode around all morning. I was proud of my purchase and, for once, my wife thought that I had done a good thing. Eventually, I may let her drive it.
#20213 of 48021
Re: #1000 [richard64] by mackabee
Oct 27, 2007 (6:48 pm)
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Replying to: richard64 (Oct 27, 2007 6:32 pm)

Hey teach, that was a good lesson on Joel's use of the words their and there. However, you didn't go deep in to the possessive use of their such as: "I'm their Daddy!" or "Their mother made them some delicious cup cakes. They're over there by the pantry." or "I'm going there tomorrow to see their new Ford!"
                  
#20214 of 48021
night, by mackabee
Oct 27, 2007 (7:11 pm)
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I'm going to finish the second part of American Gangster.
 
#20215 of 48021
Awesome movie! by mackabee
Oct 28, 2007 (7:36 am)
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I do wonder where they got all those old 50's and 60's and 70's cars for the movies. Great movie!
 
 Mackabee
#20216 of 48021
Re: Two in a row [snakeweasel] by dino001
Oct 28, 2007 (8:21 am)
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Replying to: snakeweasel (Oct 27, 2007 12:13 pm)

But if you have the same five credit cards with 10K-15K limit each (after five-ten years of being good customer it's quite easy even with not very high incomes) plus a few store cards you acquired to take advantage of zero percent offers when purchasing fridge or furniture, and you paid everything off or owe total of 2-3 grand, closing those store cards and even one or two major will have a minimal impact on the score, especially if you have plenty of other good credit history, like car loans and mortgage all paid on time for years. Too much credit available (in relation to income) is also a score detractor, as it can be seen as "potential" liability. There can be such a thing as too much available revolving credit - even if not used.
 
Outside of paying on time and credit length (which by the way are two largest components), other factors of the score are not absolute - they all depend on context and the advise should be more individualized based on those personal factors. I just wanted to clear that up, so nobody thinks their credit will go to ruins if they close that Circuit City or Home Depot card so they can't get a car loan now even though they have never been late in their life, they have 20K of other revolving credit available and unused, they paid off three car loas already and ten years of mortgage history.
#20217 of 48021
Re: Awesome movie! [mackabee] by richard64
Oct 28, 2007 (8:33 am)
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Replying to: mackabee (Oct 28, 2007 7:36 am)

Two sources for the movie cars: Private collectors and museums. You can rent your vintage automobile to the movie studio for quite a nice sum. Back in the '90's Hollywood began making some of their movies in Wilmington, NC so as to have an East Coast location. I have known a few people who have rented their old cars to them. Also, some people in Wilmington have rented out their old homes to the studio. They made enough money to make home improvements---or maintain their vintage automobiles.
#20218 of 48021
Re: What kind of car is this? [joel0622] by benderofbows
Oct 28, 2007 (8:37 am)
Reply

Replying to: joel0622 (Oct 27, 2007 5:39 pm)

There have been all kinds of funny stories made up about that picture, but according to Snopes.com this is the real deal.
 
"This picture actually captures the aftermath of a July 2005 accident in Fort Smith, Arkansas, the result of a teenage driver who was distracted by a cell phone and ran his Ford F-150 pickup off the road, sending the vehicle airborne and launching it into a garage, where it came to rest atop a Ferrari:
 
Lasure, Sara. "Ferrari Flattened by Pickup Truck." KFSM-TV [Ft. Smith - Fayetteville]. 7 Aug 2005.
 
"A Fort Smith family had their home remodeled, unintentionally, after a pickup truck landed in their garage on top of a 2000 Ferrari.
 
The accident happened just before four Sunday evening on Jenny Lind Road in Fiona Hills. According to the police report, the teenage driver reached for a cell phone and ran off the road and became airborne. He caused about two hundred thousand dollars worth of damage to the garage, the Ferrari, a PT Cruiser as well as 2 motorcycles.
 
The speed limit is posted at 30 miles per hour, but the owner of the damaged home as well as neighbors say there have been plenty of problems in the past. It's been nonstop traffic for the neighborhood with a steady stream of cars driving by to get a view of a flattened Ferrari and devastated garage.
 
Owner Steve Marts wasn't home at the time of the accident, but got the bad news over the phone. "I was just numb, just real numb," Marts said."
#20219 of 48021
Re: #1000 [mackabee] by richard64
Oct 28, 2007 (8:48 am)
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Replying to: mackabee (Oct 27, 2007 6:48 pm)

I'll have to give up on Joel. What do you do with a boy from Nashville who uses "thar" to indicate a place? We'll excuse him and chalk it up to "local color" in language useage. Wish I knew where jmonroe lives. Wonder what his excuse is?
#20221 of 48021
Re: Two in a row [dino001] by snakeweasel
Oct 28, 2007 (9:14 am)
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Replying to: dino001 (Oct 28, 2007 8:21 am)

OK I cannot say this enough part of your credit score is how much of your available credit is used percentage wise. Close a credit card and your percentage goes up and negatively effects your rating. It may have a very small effect but could take you from a 720 to a 700 rating.
 
This is not to say if you open an account to take advantage of a special deal that you have to keep it open. Just that long standing accounts should be kept open and used every now and again.

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