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Prices Paid: Buying & Leasing Experiences Lexus IS 250 / IS 350 Lease Questions
1165 messages, Last post on Nov 17, 2009 at 6:18 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: Car_man (Apr 28, 2009 2:24 am)
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Replying to: Car_man (Apr 06, 2009 3:00 am) I'm guessing this was no money down? I saw greeneyes got a money factor of .0006, but of course she put down $3200. If anyone can help me with further info on this figure, I'd really appreciate it. I'm trying to calculate my potential lease. thank you very much |
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Replying to: valuehunter07 (May 05, 2009 5:33 pm) In the case you stated it doesn't make any sense to me to do it. Without MSD interest rate was 3%, after MSDs it was 1.44%. That is a difference of 1.56%, but they hold onto your $3200 for three years. I can get a better rate putting the $3200 in a ING savings account. |
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Replying to: valuehunter07 (May 05, 2009 5:33 pm)
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Replying to: mmarketos (Apr 28, 2009 1:07 pm) This is NOT a good deal. Sorry I didn't see your message til now or I would have responded before. I got a 2009 IS 250 RWD with premium, navigation and 18" for almost $25 less than that per month, including tax (9.25% in CA). Granted, I did put down 9 MSDs to lower the interest rate (no cap cost reduction -- plus I rolled up my acquisition fee), but for that price per month you should at least have the navi and 18" wheels too! |
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Replying to: greeneyespsu (May 06, 2009 3:09 pm) |
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Replying to: kingpcgeek (May 07, 2009 5:11 am) |
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Replying to: greeneyespsu (May 07, 2009 11:24 am) You are incorrect, its 1.5% (on an annual basis) of the amount financed, not the selling price. Personally I would rather be in control of my extra $3825, free to put it into anything I want instead of having an auto finance company lock it up for 3 years with very little return. |
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Replying to: kingpcgeek (May 07, 2009 12:28 pm) You should look into it. It's a good deal...  regards, kyfdx
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Replying to: greeneyespsu (May 06, 2009 3:09 pm) That's WAY better than what I'm getting quoted right now, which is .00125 (3%). Did the MF go up, or is there something else I can do to try to get it lower? My credit score is 720. |
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