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Prices Paid: Buying & Leasing Experiences Ford Fusion Prices Paid and Buying Experience
224 messages, Last post on Nov 21, 2009 at 8:00 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: sp4littlejohn (Jul 09, 2009 12:35 am) If I'm understanding, you're saying that he has left your granddaughter, he has the Fusion and he's not making payments on it? Correct? Technically, you DO own the car if you are the 'primary' on the loan! You can legally take posession of the vehicle...and you should! Get the car back and sell it! That will save your credit rating from being damaged further. If you can afford it, you might want to consider paying the loan current immediately while you're trying to get the car back! As for getting the car back, repo men will work for an individual just like they will a bank. They usually earn $350-$400 for a typical car repo, so you could expect to pay $400 or so for them to take repo it for you. Maybe pay them an extra $100 to beat the crap out of your granddaughter's soon-to-be ex-husband if they see him!!! Another possible solution- report the car stolen! It's registered in your name and he left the state in it without your consent...that constitutes theft in most states (Georgia for one, but not sure about Texas). Don't let this SOB ruin your credit and/or end up causing you to lose any more money than absolutely necessary! |
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| If you sign without reading, you are in trouble. Even as a cosigner you would still be screwed. That's why they call it a cosigner. Because the signer couldn't get it otherwise. I heard a statistic once that about 80% to 90% of loans with a cosigner get defaulted on or the cosigner ends up paying for it or has their credit ruined. #1 rule, don't cosign if you aren't willing to pay for it yourself. Not much you can do about it other than pay for the car yourself and try and get it from him and sell it to .... me. ^_^ | |
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Replying to: sp4littlejohn (Jul 09, 2009 12:35 am) And, our other member is correct. It doesn't matter if you are the borrower, or the co-signer. You are completely and fully responsible for the payments. That is the whole point of the bank needing a co-signer (and, a big red flag, if someone needs you for that). If it were me, I'd start making those payments. You guaranteed that loan, and you will wreck your credit if you don't keep it current. (Or, ask your granddaughter to make them). This problem is not going to go away. Sorry to hear about your bad luck. regards, kyfdx |
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Replying to: sp4littlejohn (Jul 09, 2009 12:35 am) don't blame the dealer , blame yourself , and your daughter and son in law. sheeesh! |
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Replying to: sp4littlejohn (Jul 09, 2009 12:35 am) |
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Replying to: jeffyscott (Jul 06, 2009 4:42 pm) |
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I am in the market for a 2010 Fusion SE Automatic, 2.5L, Spoiler, with 202A Spec Package (i.e. moonroof ). Multiple dealers are offering it to me for $20,500 (this is after the $1000 manufacturer's rebate, but before taxes and licensing...probably another $1,500). This price came without any haggling, but it is what they said there best offer was. What should I counter with? How low should I go? Thanks, Erik
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Replying to: eriks1979 (Jul 16, 2009 7:31 pm) |
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Anyone know if x-plan buyers also qualify for any rebates/incentives that Ford may offer? Also is it true that x-plan prices are generally around invoice price? thanks
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Replying to: petras2 (Jul 25, 2009 11:40 am)
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