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BMW 6-Series Lease Questions

136 messages,  Last post on May 12, 2009 at 8:45 PM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? BMW 6 Series, BMW M6, Car Leasing, Coupe, Convertible

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#70 of 136 Re: BMW 6-Series: Lease Questions [Car_man] by knottyhottie Nov 08, 2006 (10:22 am)
Replying to: Car_man (Nov 08, 2006 2:32 am) Hi Car_man, the manager told me he's using US Bank for the deal b/c my credit is good. The quote he gave me was for a 39 month lease, with zero down and 15K miles per year. If the money factor is lower with this bank, why would the payment be higher than through BMW FS? Unless the residual value US Bank has is lower than BMW FS, right? Thanks for your help Replies to this message: Car_man (Nov 28, 2006 2:31 am)
#71 of 136 USB MF by drlease Nov 11, 2006 (10:48 am)
Knottyhottie,   The dealer is marking up the MF on you. And yes, USB does have a lower residual. Outside banks have a much more reasonable residual than manufacturer programs. You can get more off than $2000. I bought one in Atlanta last week for $4800 off. Tell the dealer they need to do at least $4000 off to get the deal done. They can do it. Replies to this message: unknown (Nov 16, 2006 3:13 am)
#72 of 136 Re: USB MF [drlease] by Nov 16, 2006 (3:13 am)
Replying to: drlease (Nov 11, 2006 10:48 am) Ok so 5k off on a 06 is a good deal or 5k off on a 07...I got 24k off a 102k 2005 SL500 last year go figure...I guess the 6'ers are more rare.   I want to lease a black low optioned conv. before the end of the year...I'm in LA
#73 of 136 Re: BMW 6-Series: Lease Questions [knottyhottie] by Car_man HOST Nov 28, 2006 (2:31 am)
Replying to: knottyhottie (Nov 08, 2006 10:22 am) Hey knottyhottie. You're right. If the money factor that is available through U.S. Bank is lower than the one that is currently available through BMW Financial Services, the only reason why a lease through it would be more expensive is if its residual values are lower.   Car_man Host Prices Paid Forum
#74 of 136 Hello Car man, new 650 lease question? by bmw650ci Jan 01, 2007 (9:42 pm)
Hello, I am new to the forum, but have enjoyed edmunds website for years. I found your forum and see you have given excellent advice on lease information regarding the 650. My questions may be repetitive , but your advice would really help me with this as this car is quite expensive for me to lease. My best price on an 2007 650 convertible, with a sticker of 86690 is a net cap cost of 83191. out of pocket is 3900. lease terms 12k miles/36 months, residual 63% money factor .00337, Is this a good deal or can I do much better, my sales tax is 8.1%, payment 1370/mo   Thanks for the information, it is much appreciated as I am also somewhat new to leaseing. Steve Replies to this message: Car_man (Jan 08, 2007 2:47 am)
#75 of 136 Hi Car Man, need help on a new M6 by doclonghorn Jan 05, 2007 (2:48 pm)
Car Man, Just curious if you know what a good customer choice monthly would be on an '07 M6 with a sticker of about $109k. I currently have an '05 645ci and am in good shape getting out of it break even. I am willing to put down $5 - 10K if necessary to bring the monthly down. I have seen ads on E-bay for new M6 leases at $1599 per month with zero down. Is that reasonable??? Residual value is huge on the M's, and with the past two I owned befor ethe 645 it kept monthly a bit lower. Thoughts?? Thanks very much! Replies to this message: Car_man (Jan 08, 2007 2:55 am)
#76 of 136 Re: Hello Car man, new 650 lease question? [bmw650ci] by Car_man HOST Jan 08, 2007 (2:47 am)
Replying to: bmw650ci (Jan 01, 2007 9:42 pm) Welcome Steve. One of the reasons that this car is so expensive to lease is that BMW is not currently providing any sort of lease support on it. As a result, if you were to lease one through BMW Financial Services right now, you would have to use its standard lease money factor. Its buy rate standard factor varies by region, but should currently be around .00320 for consumers who pay a security deposit at lease signing. This is equivalent to an interest rate of around 7.68%. The factor that you were quoted looks OK if you are having your car's security deposit waived, but is a little high if you aren't (BMW FS will waive its security deposit requirement in exchange for a .00015 money factor increase).   As far as this car's selling price goes, you are being given around a $3,500 discount on a car that has a spread of around $6,500 between its full MSRP and dealer invoice price. This leaves around $3,000 for the dealer. I am not intimately familiar with what the market for this car is right now, but this looks like a reasonable deal to me.   The bottom line is that this deal looks about right for this car to me.   Car_man Host Prices Paid Forum
#77 of 136 Re: Hi Car Man, need help on a new M6 [doclonghorn] by Car_man HOST Jan 08, 2007 (2:55 am)
Replying to: doclonghorn (Jan 05, 2007 2:48 pm) Hi doclonghorn. I would be happy to estimate what the lease payment would be like on this car for you. In order for me to do so I need to know its approximate selling price. For now I will assume that you are getting a $3,000 discount on it. If you are able to negotiate a better price, the payment will be lower than what I come up with and vice versa. According to my calculations, if you were to lease a 2007 BMW M6 Convertible with an MSRP of $109,000 and a selling price of $106,000 through BMW Financial Services right now for 36 months with 15,000 miles per year, your zero down, pre-tax monthly payment should be around $1,675.   Car_man Host Prices Paid Forum
#78 of 136 650i coupe lease by sodais350 Jan 22, 2007 (7:07 pm)
Car_man,   I've noticed you're quite educated in BMW leases. I have a few questions if you don't mind. I'm looking into leasing an 07 650i coupe auto or manual for 36mos 10k mi yr, or whichever term that is 36 mos or less MAX 39 to give me the best scenario. With MSRP of 85595 I believe (hoping for 3-4k off msrp) with minimal down what would the payment?? I'm located in Central CA tax rate is 7.25% 720 score. I'd be interested in knowing the residual & MF through BMW FS & acq fee and/or sec deposit. I want the Sport pkge, criuse, comfort access, heads up, heated seats, active steering and I think that's it if that helps you any...thanks in advance! Replies to this message: Car_man (Feb 04, 2007 7:54 am)
#79 of 136 BMW 650i convertible - Lease Question by marlasw Jan 27, 2007 (9:06 pm)
Car_man, Help. I'm trying to determine if the lease deal I'm being offered is decent. Am looking at a 2006 650i convertible with 2600 miles. Am being offered a lease factor of .00407 (approx. 9.77%?)by the dealership. Our tax rate is 8.25% where I live and car sales price is $79K. They want $6980 down. Lease would be 36 months w/ 18,000 miles/year, resulting in $1661.27/month. Does this seem like a reasonable deal or am I being taken for a bit of a ride? Replies to this message: sodais350 (Jan 27, 2007 11:06 pm) Car_man (Feb 04, 2007 7:59 am)

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