- #474 of 1552
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Re: NY Sales Tax on a Lease [upperc1]
by dfarber
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Mar 17, 2007 (7:03 am)
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Replying to: upperc1 (Mar 16, 2007 6:23 pm)
just for the 24 months. take your monthly pmt plus down pmt and multiply by the 8% rate.
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- #475 of 1552
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Just leased a new xc90 3.2 AWD- $468/month 0 down
by dfarber
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Mar 17, 2007 (5:58 pm)
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msrp is 45075
has premium, climate, and versatility packages. has metallic paint. got a 24 month 10,500 mile lease.
put 0 down except for the $2800 which you can't avoid:
$468 first month pmt+$475 security deposit + $595 bank fee + $992 in NY State taxes + $300 other (registration/license plates)
$468 is my monthly pmt.
think i got a good deal b/c i priced it out on the lease calculator. with a money factor of .00087, i am getting the car for around $40,250 which is $5K off MSRP.
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- #476 of 1552
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Re: Just leased a new xc90 3.2 AWD- $468/month 0 down [dfarber]
by delson1
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Mar 18, 2007 (4:12 pm)
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Replying to: dfarber (Mar 17, 2007 5:58 pm)
dfarber, did you essentially get the advertised $399/month deal and just put less down? Also, did you look into the Montclair Volvo deal? I saw that advertised too, but have not had a chance to look at it further.
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- #477 of 1552
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Re: Just leased a new xc90 3.2 AWD- $468/month 0 down [delson1]
by dfarber
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Mar 18, 2007 (4:46 pm)
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Replying to: delson1 (Mar 18, 2007 4:12 pm)
yes- I did put 0 down, but pls note: if i had put the 1995 down, the pmt they offered was $384/month and not the $399 advertised.
i used montclair's advertised $369/month w/ 1995 down (44,600 msrp) and i added metallic paint which drove the montly pmt up from 369 to 384.
i then put 0 down, which took my pmt to 468.
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- #478 of 1552
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Re: Just leased a new xc90 3.2 AWD- $468/month 0 down [dfarber]
by dcjme
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Mar 20, 2007 (9:01 am)
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Replying to: dfarber (Mar 17, 2007 5:58 pm)
dfarber -- Thanks for posting this. I'm using this now as the basis for a negotiation on a similar car. Sorry if I missed this info in an earlier post, but do you know what the residual percentage on the car was? Another poster had the V8 at 71%. Just curious if the 3.2 is the same.
Thanks
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- #479 of 1552
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Re: Just leased a new xc90 3.2 AWD- $468/month 0 down [dcjme]
by dfarber
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Mar 20, 2007 (5:55 pm)
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Replying to: dcjme (Mar 20, 2007 9:01 am)
my residual was 68%. i'd imagine the v8 would be similar. 71% could have been the percentage a few months ago, but it will drop throughout the year so 71 seems high at the current time. the dealer will give you the purchase option so you can figure it out yourself.
best of luck. i've found this website incredibly helpful. before i stumbled upon it, i was ready to lease the car at a $50/month higher payment than what i ended up getting.
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- #480 of 1552
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Re: JAN 07 Lease Rates [kylechoffman]
by Car_man HOST
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Mar 26, 2007 (1:30 am)
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Replying to: kylechoffman (Feb 22, 2007 1:29 pm)
No problem kylechoffman. Are these prices the MSRPs or the X-Plan prices of the trucks that you're interested in? I need you to provide me with both in order for me to calculate sample lease payments.
Car_man
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- #481 of 1552
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Re: March Incentives [goucla]
by Car_man HOST
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Mar 26, 2007 (1:44 am)
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Replying to: goucla (Oct 24, 2006 2:06 am)
Hi goucla. I believe that Volvo Finance's money factors and Volvo's cash incentives for the 2007 XC90 are exactly the same in March as they were in February.
Car_man
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- #482 of 1552
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Re: Lease Help [familyguy7]
by Car_man HOST
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Mar 26, 2007 (1:58 am)
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Replying to: familyguy7 (Mar 06, 2007 8:08 am)
Hi Dana. Is this lease being run through Volvo Finance or an independent bank? This is an important piece of information because the money factor that will be used to calculate your XC90's lease payment is better for leases through Volvo Finance, but Volvo is providing additional cash incentives on leases of this model through independent banks. I'm going to guess that this is a Volvo Finance lease. Let's take a look at this vehicle's selling price. The spread between the full MSRP and dealer invoice price of a base 2007 XC90 V8 is around $3,000 plus Volvo is currently providing a $1,000 cash incentive on leases of it through Volvo Finance. This gives you a total of $4,000 or so to play with. You were quoted a discount of $3,560. This looks like a very reasonable price to me. Make sure that the dealer that you are working with uses this Volvo Finance's current 36 month buy rate lease money factor of .00193 or its 48 month buy rate of .00197 to calculate your monthly payment and you're in business.
Car_man
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- #483 of 1552
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Re: XC90 lease [ukgirl]
by Car_man HOST
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Mar 26, 2007 (2:01 am)
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Replying to: ukgirl (Mar 07, 2007 12:05 pm)
Hi ukgirl. You never mentioned the selling price of the XC90 that you are interested in leasing. This is an important number for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing the price of the truck that you want to lease you don't know how good a price you are getting it for. The second reason is that one needs the selling price of a vehicle that they want to lease is that it is necessary to calculate its lease payment. I would be more than happy to give you my opinion of this deal if you let me know what its selling price is.
Car_man
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