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Volvo XC90 Lease Questions

1173 messages,  Last post on Sep 07, 2008 at 2:38 PM

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What is this discussion about? Volvo XC90, Car Leasing, SUV

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#470 of 1173 Need Advice by aja150 Mar 15, 2007 (6:26 pm)
Hello All, I need some advice -   I just got back from a volvo dealership in the Chicago burbs (Lisle, IL) and I was shocked by the lease terms they just offered me:   2007 Volvo XC90 Titanium Gray 3.2 V6 AWD MSRP of $47,395   I wanted to pay $550 per month with absolutely no money down on a 48 month lease and I have about $4,500 in negative equity on a 2003 Trailblazer I wanted to roll into the lease payment.   After much back and forth, the sales person quoted me $657 per month with $1,500 down as his final price. Can this be right? That seems way too high?? Am I just living in a dream world?   Thanks in advance Replies to this message: Car_man (Mar 26, 2007 3:21 am)
#471 of 1173 XC90 DEALS - VOLVO 80TH ANNIVERSARY FOR MARCH by dfarber Mar 15, 2007 (6:29 pm)
I am in the NY tri state area and have noticed lease specials for a 24 month XC90 AWD 3.2 with an msrp of $45075 have come down. For around $399 a month with around $4K all in (down pmt of 2k + taxes + first/last month pmt +registration), you can lease the car. 10500 miles a year.   also saw at montclair nj's website that they have the deal for $369 a month.   Question for anyone- is this 80yr anniversary March event something that is for real, and come April, will this car be more expensive to lease? Should I get the car this March as opposed to April or May?   Any input would be appreciated.   Dave NYC Replies to this message: upperc1 (Mar 15, 2007 7:21 pm) Car_man (Mar 26, 2007 3:26 am)
#472 of 1173 Re: XC90 DEALS - VOLVO 80TH ANNIVERSARY FOR MARCH [dfarber] by upperc1 Mar 15, 2007 (7:21 pm)
Replying to: dfarber (Mar 15, 2007 6:29 pm) $399/month...w/$4000 down(Total out-of-pocket...taxes,tags,reg,1st and last month) sounds good to me
#473 of 1173 NY Sales Tax on a Lease by upperc1 Mar 16, 2007 (7:23 pm)
Can you tell me if you pay Sales Tax in NY on the total price of the car??? Or, do you pay sales tax on the length of your lease (ie 24 months)????? Replies to this message: dfarber (Mar 17, 2007 8:03 am)
#474 of 1173 Re: NY Sales Tax on a Lease [upperc1] by dfarber Mar 17, 2007 (8:03 am)
Replying to: upperc1 (Mar 16, 2007 7:23 pm) just for the 24 months. take your monthly pmt plus down pmt and multiply by the 8% rate.
#475 of 1173 Just leased a new xc90 3.2 AWD- $468/month 0 down by dfarber Mar 17, 2007 (6:58 pm)
msrp is 45075 has premium, climate, and versatility packages. has metallic paint. got a 24 month 10,500 mile lease.   put 0 down except for the $2800 which you can't avoid:   $468 first month pmt+$475 security deposit + $595 bank fee + $992 in NY State taxes + $300 other (registration/license plates)   $468 is my monthly pmt.   think i got a good deal b/c i priced it out on the lease calculator. with a money factor of .00087, i am getting the car for around $40,250 which is $5K off MSRP. Replies to this message: delson1 (Mar 18, 2007 5:12 pm) dfarber (Mar 18, 2007 5:46 pm) dcjme (Mar 20, 2007 10:01 am) dfarber (Mar 20, 2007 6:55 pm)
#476 of 1173 Re: Just leased a new xc90 3.2 AWD- $468/month 0 down [dfarber] by delson1 Mar 18, 2007 (5:12 pm)
Replying to: dfarber (Mar 17, 2007 6:58 pm) dfarber, did you essentially get the advertised $399/month deal and just put less down? Also, did you look into the Montclair Volvo deal? I saw that advertised too, but have not had a chance to look at it further. Replies to this message: dfarber (Mar 18, 2007 5:46 pm)
#477 of 1173 Re: Just leased a new xc90 3.2 AWD- $468/month 0 down [delson1] by dfarber Mar 18, 2007 (5:46 pm)
Replying to: delson1 (Mar 18, 2007 5:12 pm) yes- I did put 0 down, but pls note: if i had put the 1995 down, the pmt they offered was $384/month and not the $399 advertised.   i used montclair's advertised $369/month w/ 1995 down (44,600 msrp) and i added metallic paint which drove the montly pmt up from 369 to 384.   i then put 0 down, which took my pmt to 468.
#478 of 1173 Re: Just leased a new xc90 3.2 AWD- $468/month 0 down [dfarber] by dcjme Mar 20, 2007 (10:01 am)
Replying to: dfarber (Mar 17, 2007 6:58 pm) dfarber -- Thanks for posting this. I'm using this now as the basis for a negotiation on a similar car. Sorry if I missed this info in an earlier post, but do you know what the residual percentage on the car was? Another poster had the V8 at 71%. Just curious if the 3.2 is the same.   Thanks Replies to this message: dfarber (Mar 20, 2007 6:55 pm)
#479 of 1173 Re: Just leased a new xc90 3.2 AWD- $468/month 0 down [dcjme] by dfarber Mar 20, 2007 (6:55 pm)
Replying to: dcjme (Mar 20, 2007 10:01 am) my residual was 68%. i'd imagine the v8 would be similar. 71% could have been the percentage a few months ago, but it will drop throughout the year so 71 seems high at the current time. the dealer will give you the purchase option so you can figure it out yourself.   best of luck. i've found this website incredibly helpful. before i stumbled upon it, i was ready to lease the car at a $50/month higher payment than what i ended up getting.

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