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Prices Paid: Buying & Leasing Experiences Volvo XC90 Lease Questions
1173 messages, Last post on Sep 07, 2008 at 2:38 PM
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Thanks to everyone who's been posting, this has been a good forum for information. We almost went with the Audi Q7, but I didn't quite like their system of throwing everying into option packages. So we went with a 24 mo. lease. This gives us the opportunity to see how the new Q7 & X5 hit the market. My deal: 2007 XC90 3.2 - Metallic paint - AWD - Premium - Versatility - Convenience - Climate - BiXenon headlights MSRP: $46,907 Dealer Add-ons: - Wood dash - Front window tint - Supplemental Advertising ($250) CAP COST: $44,236 Residual: 72% (15k/yr) MF: 0.00077 Acq. Fee: $600 Doc Fee: $240 Monthly Payment = $536.20 / mo. Dealer was in AZ, overall experience was very good. They were straightforward and pleasant to deal with. Only "surprise" was the Supplemental Advertising fee by Finance, looking back I should have denied this since it wasn't in the original deal.
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I would appreciate thoughts on the following lease and purchase prices that I received on a new 2007 XC90 3.2 AWD: This XC90 is Black w/ Graphite Leather interior. It also has: AWD Premium Pkg. Climate Pkg. Convenience Pkg. Versitility Pkg. MSRP $45,895. We will sell you this car for $39,975. + tax & tags, and yes, a $95. dealer processing fee. LEASE: The same car with everything included in the monthly payments (only 1st payment and security down): 10,500 miles per year x 36 mos. = $635/month 12,000 miles per year x 36 mos. = $645/mo. THANKS!
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The purchase price sounds very good, they're obviously including the $2500 cash back and looks like they're taking almost nothing over invoice. The Lease looks high. With the Lease you don't get the $2500 cash back, but the payments are still much higher than mine (see post above) even though my MSRP was higher. Yours in a 36 month quote vs. 24 for mine, so not sure which residual and MF they offered.
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Replying to: fluid15 (Oct 04, 2006 8:58 am)
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Replying to: dlkri1 (Oct 04, 2006 1:11 pm) |
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Hopefully I can get some quick thoughts on this deal, as I may sign off on it tonight. I'm looking at an XC90 3.2, with the Premium and Climate packages, as well as AWD. I am eligible for Z-Plan purchasing, and so I was given the invoice price of $39,443. 24/mo. lease, 12k mi./yr, $0 down. MF = .00064 Residual = 72% The monthly payment, tax included, came out to $493/mo. $1780 due at signing, which is cancelled out by my tradein, so I drive off the lot for free. Thoughts? |
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I know that money factors and prices vary by region, but this deal given to me sounds bad compared to what many others are finding here on this board  07 3.2 met. paint Premium and versatility packages msrp - $45075 sales price - $43236 down - 2219 residual on 24 month lease - $31553 12k miles/year money factor - .00171 monthly - $558 Has anyone in the west (especially the northwest) ben able to find a better deal? Thank you
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Replying to: webracy (Oct 12, 2006 3:36 pm) where is the catch, or how will they try to screw me???
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Replying to: 23109vc (Oct 15, 2006 10:32 am) Thanks, |
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Replying to: 23109vc (Oct 15, 2006 10:32 am) BTW, I would never negotiate a deal with money down. Why give them the money up front when you can hold onto it and break it up into monthly payments if that is your goal? Plus it's just smoke and mirrors to make the "$389/mo." look appealing. I can sell you a $90k Porsche for $389/mo. if you give a sufficient downmpayment. |
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