- #1190 of 1410
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Re: Volvo xc90 Lease [marinite]
by floridamom1
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Sep 18, 2008 (4:13 am)
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Replying to: marinite (Sep 17, 2008 11:18 pm)
We've never leased a vehicle before so this was new to us. Are you saying you think we got a good or bad deal, Marinite?? Here's the numbers as I recall them
MSRP 45350
Cost after incentives, discounts, etc. 30000 (This is the cap cost right?)
Residual 12698
mf .00190
Payment $441
The $2000 included title, regist, dealer fee and first months payment.
This was $100 less per month than the local dealer. We ended up traveling 35 minutes noroth to get this deal. The local dealer said he couldn't/wouldn't match the price, which often seems to be the case Naples!!
I'll give the car a fair chance, but if I cant find a comforatble setting for the seat and steering wheel, I may take you up on your offer to assume the lease!! 
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- #1191 of 1410
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Re: Volvo xc90 Lease [stim]
by fluid15
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Sep 18, 2008 (10:33 am)
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Replying to: stim (Sep 17, 2008 5:28 pm)
We took a few 5-6 hour trips and one long 10-12 hr trip. I didn't have a problem with the seats except for the headrests which are not adjustable. They angle uncomfortably forward - which is purely a safety design - which I wish was adjustable.
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- #1192 of 1410
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Re: Volvo xc90 Lease [floridamom1]
by marinite
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Sep 19, 2008 (2:47 am)
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Replying to: floridamom1 (Sep 18, 2008 4:13 am)
Good deal, I personally think!
I was just curious about the $2000 which sounded high but not when I see what it covers. I think the only difference between the Honda Odyssey cost/fee is the dealer fee - any idea how much that charge was? Not that the van compares AT ALL to the Volvo! The van is not.cool.whatsoever. ...but we have twins and it's super easy for loading them.
Yes, let me know if you still can't stand the seats - they are something to get used to. I have a Volvo sedan now myself. I find that putting the seat bottom flat and getting lots of lumbar support is key - also I put the steering wheel close to my leg so my arms aren't reaching too high. Also helps so you don't notice the headrests which are huge if you really look at them. Part of the big safety package. Hope any of these ideas help.
Marinite
ps - I'm in NoCal but hey, could meet you in Texas  if you really, really need an assumption and I haven't used some of your numbers to score an amazing lease deal, too!
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- #1193 of 1410
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Re: Good deal? [ellisn03]
by Car_man HOST
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Sep 19, 2008 (4:18 am)
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Replying to: ellisn03 (Aug 26, 2008 7:29 pm)
HI ellisn03. It is difficult for me to tell how good a deal this is without knowing either this truck's MSRP or its dealer invoice price. These numbers will show me how much of a discount or how much over invoice you are paying for this vehicle. Plus it will enable me to use Volvo Finance's current lease program to work up a monthly payment to compare to the one that you mentioned. Let me know what this number is and I'll tell you what I think. You can look up the MSRP and invoice price for this model right here at Edmunds.com by visiting the New Vehicle Pricing section of this site.
Car_man
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- #1194 of 1410
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Re: How far below MSRP are dealers willing to go? [dt78]
by Car_man HOST
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Sep 19, 2008 (4:22 am)
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Replying to: dt78 (Sep 01, 2008 1:52 am)
Hi dt78. The size of the discount that you will be able to negotiate on the XC90 that you are interested in will depend upon whether you are leasing it through Volvo Finance or through an independent bank. If you lease is through a bank other than Volvo Finance then you probably will be able to come close to the sort of massive discount that you mentioned because Volvo is currently providing a $6,750 cash incentive on leases of base'08 XC90 models through independent banks.
If you opt to go with Volvo Finance's lease program, which has much better money factors and residuals than independent banks would, then the cash incentive is reduced to $2,000.
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
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- #1195 of 1410
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Re: How far below MSRP are dealers willing to go? [Car_man]
by stim
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Sep 19, 2008 (4:25 am)
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Replying to: Car_man (Sep 19, 2008 4:22 am)
What are the current incentives on 2008 V8's? How are the residuals (know they are bad just how bad) and MF's either through VF or independents?
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- #1196 of 1410
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Re: [jk764]
by Car_man HOST
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Sep 19, 2008 (4:29 am)
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Replying to: jk764 (Sep 06, 2008 1:35 pm)
Hi jk764. I'm sorry to hear about your rough Toyota experience, but at least everything worked out well and you got a new Volvo from a decent dealer. If you'd like, you can share your recent dealer experiences with everyone by hopping on over to the Dealer Ratings & Reviews section of Edmunds.com. Thanks and enjoy your new XC90  .
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
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- #1197 of 1410
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Re: How far below MSRP are dealers willing to go? [Car_man]
by floridamom1
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Sep 19, 2008 (4:35 am)
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Replying to: Car_man (Sep 19, 2008 4:22 am)
Just curious Car_man.....will my experience turning the car in at the end of the lease be different leasing with a bank vs Volvo finance? By that, I mean , will Volvo finance be less "picky" about nickel and diming us for wear and tear on the vehicle? The Finance Manager tried to scare me into adding insurance of $16 per month to my payment to cover "normal wear and tear". He said that the bank would scrutinize the car and that I could end up owing thousands at the end. Having never leased before, I was concerend, but said no in the end. 
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- #1198 of 1410
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Re: September MF and Residual #'s out??? [dannyfreed]
by Car_man HOST
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Sep 19, 2008 (4:39 am)
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Replying to: dannyfreed (Sep 10, 2008 5:16 pm)
Here's the information that you're looking for, dannyfreed. Volvo Finance's current buy rate lease money factor and residual value for a 36 month lease of a 2008 Volvo XC90 3.2 7-Passenger AWD with 15,000 miles per year are .00041 and 42%, respectively. When negotiating your lease on this vehicle, make sure to take the $2,000 cash incentive that Volvo is currently providing on leases of it through Volvo Finance into account.
Car_man
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- #1199 of 1410
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Re: How far below MSRP are dealers willing to go? [stim]
by Car_man HOST
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Sep 19, 2008 (4:44 am)
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Replying to: stim (Sep 19, 2008 4:25 am)
Good morning stim. Volvo Finance's lease program varies by term and mileage allowance. For now I will assume that you are interested in a 36 month lease with 15,000 miles per year. Let me know if you want something different. Volvo Finance's current buy rate lease money factor and residual value for a 36 month lease of a 2008 XC90 V8 with 15,000 miles per year are an amazingly low .00001 and 43%, respectively. Volvo is currently providing a $2,000 cash incentive on '08 XC90s that are leased through Volvo Finance.
I don't know what the money factors and residual values for this truck would be for leases through independent banks, but if you lease through a bank other than Volvo Finance, Volvo is providing an unbelievable $10,000 cash incentive on this model right now.
Car_man
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