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Volvo XC90 Lease Questions

1553 messages,  Last post on Dec 09, 2009 at 2:44 AM

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What is this discussion about? Volvo XC90, Car Leasing, SUV

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#1122 of 1553 Re: Lease for $494 month with $0 due at signing. [qbrozen] by hurley8564 Jul 28, 2008 (4:54 pm)
Replying to: qbrozen (Jul 28, 2008 12:06 pm) O Sorry about that the MSRP is $45,200 Replies to this message: doug09 (Jul 28, 2008 8:10 pm)
#1123 of 1553 xc90 $395.81/mo is this good deal? by etimes Jul 28, 2008 (6:04 pm)
Basic Model MSRP $36,995 Gross Cap $26,255 Adj Cap $25,690 Residual $15,168 $1000 down includes 1st pmnt 36 mo lease 12k miles/yr   Not sure about this but rent charge $2795, I assume this involves MF? Trying to figure out apr? Please let me know if you think this is a good deal and about the rent charge? Thanks Replies to this message: kyfdx (Jul 28, 2008 6:40 pm) etimes (Jul 28, 2008 7:05 pm)
#1124 of 1553 Re: xc90 $395.81/mo is this good deal? [etimes] by kyfdx HOST Jul 28, 2008 (6:40 pm)
Replying to: etimes (Jul 28, 2008 6:04 pm) The rent charge is the total finance charges on the lease..   Divide that number by the term (36 months), and that gives you the monthly finance charge...   Divide the monthly finance charge by the sum of the adjusted cap and the residual, and that gives you the money factor..   In this case, it is .0019   Multiply .0019 by 2400 to get the roughly equivalent APR, which is 4.56%.   Don't focus on the money factor, though... The cheap lease payment comes from the big discount from MSRP...   regards, kyfdx Host-Prices Paid Forums Replies to this message: etimes (Jul 28, 2008 7:05 pm)
#1125 of 1553 Re: xc90 $395.81/mo is this good deal? [kyfdx] by etimes Jul 28, 2008 (7:05 pm)
Replying to: kyfdx (Jul 28, 2008 6:40 pm) Thanks for the explanation on money factor and rent charge. Does the big discount make up for a higher APR in this case? Overall, does this look like a good deal for a lease? This is my first experience leasing and trying to get a feel for what a good lease shoud be. Thanks again.
#1126 of 1553 Re: what do you think [nyc101] by jmonty1971 Jul 28, 2008 (7:06 pm)
Replying to: nyc101 (Jul 10, 2008 11:30 am) Hi, what dealer was this?
#1127 of 1553 lease for 2008 v6 by jmonty1971 Jul 28, 2008 (7:18 pm)
How does this deal sound?   2008 v6 metallic paint climate, versatility, premium, rear-seat entertainment packages 39 months 12k/year $1000 out of pocket for first month, etc. $610/month.   I have loyalty as I'll be turning in a 2006 XC90. I was hoping to do better for an 08. Any thoughts? Anyone done better with any dealers in the NYC/northern NJ area? Replies to this message: qbrozen (Jul 29, 2008 7:04 am)
#1128 of 1553 Re: Lease for $494 month with $0 due at signing. [hurley8564] by doug09 Jul 28, 2008 (8:10 pm)
Replying to: hurley8564 (Jul 28, 2008 4:54 pm) This is a great deal.....it will be better if you choose 36 months (given the high residues)
#1129 of 1553 Re: lease for 2008 v6 [jmonty1971] by qbrozen Jul 29, 2008 (7:04 am)
Replying to: jmonty1971 (Jul 28, 2008 7:18 pm) what is MSRP? check out the deals posted above you. Yours doesn't sound so hot when folks are getting lower payments with $0 out of pocket.
#1130 of 1553 Lease return by zkaudio Jul 31, 2008 (9:15 am)
So... upon signing my lease, I was informed that I have something like 1k in waived wear and tear... anyone know if the 1k allowance is also for mileage excess? Or does that 1k only apply to wear/tear items? Also, is volvo/ford credit known for dinging leaseholders excessively upon lease turn in? I just had great experiences returning BMW and Infiniti cars, hoping Volvo is as easy as they were. Replies to this message: zamo (Jul 31, 2008 9:23 am) fluid15 (Jul 31, 2008 9:45 am) stim (Aug 04, 2008 3:03 pm)
#1131 of 1553 Re: Lease return [zkaudio] by zamo Jul 31, 2008 (9:23 am)
Replying to: zkaudio (Jul 31, 2008 9:15 am) They are great. Mileage is not covered of course.   I turned in my car on Feb this year, and had $0 used of the allowance. Car had a couple of dings, and scratched leather on the front seat.   More info here: http://www.volvocarfinance.com/lease/features_benefits.jhtml

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