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Volvo XC90 Lease Questions

1550 messages,  Last post on Dec 06, 2009 at 3:00 PM

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What is this discussion about? Volvo XC90, Car Leasing, SUV

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#1083 of 1550 Re: for comparison [fluid15] by zamo Jul 08, 2008 (5:25 pm)
Replying to: fluid15 (Jul 08, 2008 3:28 pm) When I got mine in July 11th 2006 (car is gone btw), my was a true sign & drive ($0 due at signing), and the MF was 0.000004. The best I have ever seen. I was a no-Volvo customer so I could not get to the $429 a month. Got $459 a month instead.
#1084 of 1550 Re: for comparison [fluid15] by stim Jul 08, 2008 (7:51 pm)
Replying to: fluid15 (Jul 08, 2008 3:28 pm) Was a good deal and I'm not expecting to pay in the low 4's but I'm willing to pay a bit more for the 2008, but will have to see this week or next to start the process. Have to do something before the end of the month. What helped was the end of year depreciation since the 07's were trickling on the lot. Don't know what the 09' status is as of yet. The MF was a huge deal deal, but what helped at the time was the significant adjustment of the list price and the bumped up residual. Don't know what the MF is currently - see 0% on the loans for the 6 cyl's - nothing on the 8's as of yet. Don't think they imported as many this year. Almost afraid to see what the numbers are going to look like. Was quoted a few weeks ago and the monthly for 36 months 2500 down was in the mid 6's including tax which is too high.   Drove the Audi Q - for me a love hate relationship. I prefer the higher seating of the Volvo and I prefer the SUV like ride - very cushy and the handling on mine is fine. I have a sports car and don't need a "sports" SUV. The fit and electronics of the Audi is better than the Volvo which feels dated. Would like at least the radio station or track on the speedo like most of the cars built today. Have the rear seat AC which can only be adjusted from the rear and resets itself when you turn off the car - not really smart as I use it to cool the car down. Picky stuff but when you look at a Lexus GX470, Audi or BMW it is a wish item.   Cannot complain about the mileage on long trips - average at 22. at speeds of 80mph. Has to have premium - use regular and the MPG's drop in to the 17-18 range. Tested this a few times - premium does make a difference. Highway travel is quiet and smooth - nearly Lexus GX which I do like - just no deals available and the gas MPG's are pretty dismal.   Audi has more rear seat room but not room in the third row. In the Volvo I can put my 73 year old father back there and he doesn't complain! No way in the Audi or BMW X series. I drove one of those and you feel every stone and expansion joint - very stiff. Don't even try to negociate a lease - negociation and low APR is nonexistant.   For two or three more years will stick with the Volvo if I can get a decent deal but in today's market its going to be tough. Manufacturer's can't afford to really give out the incentives even though the cars are really NOT moving off the lots. The Mercedes, Volvo, BMW and Audi lots are full or 08's and I've seen a few 07's as well. Tough times!
#1085 of 1550 what do you think by nyc101 Jul 10, 2008 (11:30 am)
here is the deal i got from a local ny dealer: xc90 3.2 premium versitility climate metalic paint   $1395 up front (ist month, bank fee, NY registration fees) 36 months 12k $487 or 15K $499 including Tax (7.625%)   Coming off 2006 xc90 lease ($548 24 month $1800 up front which included security deposit)   Sound like a fair deal? thanks Replies to this message: stim (Jul 10, 2008 3:08 pm) nyc101 (Jul 11, 2008 7:09 am) jmonty1971 (Jul 28, 2008 7:06 pm)
#1086 of 1550 Re: [shermtime] by paulc5r Jul 10, 2008 (3:07 pm)
Replying to: shermtime (Jul 07, 2008 3:17 pm) Good luck. I also took advantage of that program. Keep in mind Two years ago the dealer inventory was fat with V8 and ocean racers no one wanted Not to many V8 in inventory. I am picking mine up tommorrow 3 year lease 2K 520 tax includes. I wanted the V8 again The deals are coming on the Xc70. Real cheap 24 month leases Replies to this message: stim (Jul 10, 2008 3:11 pm) paulc5r (Jul 10, 2008 7:19 pm) stim (Jul 10, 2008 8:32 pm)
#1087 of 1550 Re: what do you think [nyc101] by stim Jul 10, 2008 (3:08 pm)
Replying to: nyc101 (Jul 10, 2008 11:30 am) How much down. On your post it looks like 0.   From my calculation with a residual of .56/36 months you are paying about .72 percent (estimated) and a Net Cap of 38000 which is a decent discount from list if we were back in September but not that great considering that the 09's are around the corner - like the end of this month. Remember the car has depreciated a calendar year so they should realistically take more off the list price since the car depreciates the most in the first year. AND they want to get rid of it.      Total List - approx = 43350 - 38800 = 4550 discount = which could be more and you can reduce your payments a lot more than the price quoted. Did you negociate from list or just ask for a lease? Replies to this message: nyc101 (Jul 11, 2008 7:09 am)
#1088 of 1550 Re: [paulc5r] by stim Jul 10, 2008 (3:11 pm)
Replying to: paulc5r (Jul 10, 2008 3:07 pm) How tough was it to get the 520? Also what was the list price of the car? Did you finance through Volvo or from another bank? Did they quote a money factor?   ANY info would help as I'm probably going in this weekend. They have a few V8's on the lot including one thats been sitting since probably January - white pearl, premium leather, - loaded except for nav and DVD headrests. Replies to this message: paulc5r (Jul 10, 2008 7:19 pm) stim (Jul 10, 2008 8:32 pm)
#1089 of 1550 Re: [stim] by paulc5r Jul 10, 2008 (7:19 pm)
Replying to: stim (Jul 10, 2008 3:11 pm) It was not tough at all. He did not even have the car on lot. He did a dealer trade (MSRP) $51,220 ICE White. Car is being picked up tomorrow from other dealer. I do not think the financing is through Volvo. The dealer incentives are there. It comes down to how much they are willing to put into the deal. This dealer always beats the National advertised campaigns. I always deal directly with the sales manager. What I would do is call the sales manager at dealership and tell him what you are looking for. Do not waste you time going to the dealer on a Saturday and sit there for 2 hours playing the waiting game That is how I became friends with him. The salesman do not do the deals. I think alot of people who leased two years ago are looking for that same deal. I do not think it is coming. Replies to this message: stim (Jul 10, 2008 8:32 pm)
#1090 of 1550 Re: [paulc5r] by stim Jul 10, 2008 (8:32 pm)
Replying to: paulc5r (Jul 10, 2008 7:19 pm) I'd be happy with the numbers you got. Couple of weeks ago went in but the numbers were ridiculously high. Has a few V8's and they've been sitting for months. Interested in a pearl white that he has sitting there for at least since October - with dark tan premium leather I think the list was 55,000. Also had a black/tan premium with Nav and that was listed at 57K. Hate the Volvo Nav and I have a Garmin anyway but the numbers were in the mid to upper 6's for a three and in the 7's for a two. WAY too high - he knows what I paid last time and even was looking at the deal sheet when we were talking. Gave indications that the deal was possible UNTIL he went to talk to the sales manager who jumped up the price.   Our 06 subsidized deals were great but when I picked the car up in July of 06 I commented to my dad that they had to jack up the residual to 75% with a finance MF of .000012 to get my pre tax rate of 350 for two years. Since the XC90 is nearing the end of the line a high residual is crazy but if they want to move these things they have to seriously lower the money factor. Big money looser all way around but they just can't leave they sit - they'll bankrupt their dealers.   My theory is with the financial losses these banks and manufacture finance co. are getting hit with lately - repos - they seem to be recouping their losses on those who they know can make consistent payments so they'll squeeze every drop at least on interest.   Been to a Lexus dealer this last week and looked at a GX470. Not bad but a little too truck like. Lexus MF was .00112 and they discounted pretty decently without any haggling. Payments are in the 5's low.
#1091 of 1550 Re: what do you think [stim] by nyc101 Jul 11, 2008 (7:09 am)
Replying to: stim (Jul 10, 2008 3:08 pm) nothing down, except 1st month; bank fee and MV fees ($1400) taxes in the payment. I got the numbers based on a lease. I am guessing that if i go in to sign i can get a few more $ off. I was just wondering if i was in the ballpark of a good deal or there was a lot more room to negotiate. Thanks for your help and comments
#1092 of 1550 Re: [stim] by zamo Jul 11, 2008 (7:33 am)
Replying to: stim (Jul 07, 2008 12:23 pm) Well, its the 11th, and the only thing I can see is that the 24 month lease programs are long gone. Same for the S80s.

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