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Prices Paid: Buying & Leasing Experiences Volvo S40 Lease Questions
260 messages, Last post on Jul 16, 2008 at 3:16 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: sprinkler13 (Aug 13, 2007 4:59 pm) what you have now is pretty much in line with what leasecompare is showing, so it looks good. by the way, financing a car for 7 years is nuts. Granted, 6.25% on a 7-year note is pretty darn good, but would you really want to be making payments on a car after 6 years and 90k miles? I've come to the realization that if I can't pay off a car in 5 years, then I can't afford it. In any case, thanks to the lease incentives on volvos, it is far better to lease, then buy it out.
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Replying to: qbrozen (Aug 13, 2007 5:58 pm)  Out of curiosity...do you think that there might still be room to get them down on the cap cost? Thanks for your help.
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Replying to: sprinkler13 (Aug 13, 2007 9:21 pm)
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Replying to: qbrozen (Aug 14, 2007 6:08 am)
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Replying to: sprinkler13 (Aug 14, 2007 10:06 am) |
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Does anyone have an idea of the difference in residuals between an S40 2.4 or an S40 T5? I received a quote for a T5 that was quite a bit below the 2.4 and I'm trying to estimate the finance numbers while waiting for a response from the dealer (They just gave me a configuration and a monthly payment...no specifics). I thought that I had already received a really good quote for a 2.4 w/ Auto, Select, Sirius, and Lojack from another dealer, but all things being equal, if I can get the T5 with auto and premium for a bit less and have to lose lojack and sirius, it seems worth it right?
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Ok...here is my current quote for a T5 with Premium. I have a couple of options as a couple of dealers have the same basic car just with different colors. T5 Black/Black w/ Premium MSRP 31435 Selling price 21533 bank fee 595 adjusted Cap Cost: 22128 residual $13202 36/15k tax 8.25% Monthly Payment incl. tax 353/mo. Upfront cost $615 (1st month, upfront tax, doc fee, registration) The other T5 deal is for one with a metalic paint job, but the monthly payment is within a couple bucks. I'm heading to the dealer to look at the black one tonight and hopefully they will just come down a bit to account for the 475 difference in the two cars. Seems like a decent price for this car.
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Hi All, My the lease on my 2004 S40 ends this month and I'm in the market for a new car. I've really had to push to get the sales person to give me the money factor and and he is either great at pretending to not understand financing, or he really doesn't, but either way his wishy washy attitude on giving me all the numbers in 1 clear concise conversation leaves me feeling unsure of if I am getting a good deal or not with him. How do the following quotes seem to you? Is there room for a better deal here? I've been given quotes for leasing an S40 2.4i with the select package for 3 years: MSRP: $29,535 Residual: $13291 Money factor: .00237 12k miles a year $950 due at signing includes 1st month payment, tax, tag, and title S60 2.5T with premium package 48 month lease $359 a month MSRP: $36,830 Residual: $24,000 Money Factor: .00215 12k miles a year $1,000 due at signing includes 1st month payment, tax, tag, and title Thanks for your advice! |
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Replying to: ferret (Aug 19, 2007 11:05 am) |
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Replying to: ferret (Aug 19, 2007 11:05 am) We went to one dealer who quoted us for s 2.4i with the select , auto, sirius and lojack for 36 years/15k miles a year for $379/month including tax and $600 at signing for 1st, registration, and doc fee. I was thinking it was a good quote until I went to another dealership and they quoted me on a T5 w/ premium, metalic paint, at $355 month including tax for 36/15k. I ended up going back to my original dealer and asking them about that quote and they ended up getting down to $350/month on a T5 w/ premium (no metalic). We went with this dealer since they had a better color choice than the other dealer with the same basic car. Up front we only had to pay 1st month, registration, and doc fee which came out to like $620 or something. |
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