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Prices Paid: Buying & Leasing Experiences Volkswagen Passat Lease Questions
666 messages, Last post on Jul 03, 2008 at 11:19 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: bluebird23 (Apr 24, 2008 10:27 pm) My car is paid off with only 59,000 miles on odometer but gets only about 13 city/17 highway. I drive about 1,000 miles per month. So I am enjoying my time with no car payment but with gas prices going up, I would be saving half my new lease payment just in gas. My extended warranty ends this summer. Tough decision. |
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Replying to: lepia (Apr 25, 2008 10:51 am) I'm not sure what the current loyalty is for April.
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Replying to: rjlaero (Apr 26, 2008 6:57 am) I think you are correct about VA, as well... You pay on the entire purchase price.. Of course, their tax rate is around 3%, so not as bad as it sounds.. regards, kyfdx |
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Hi everynone, Now that I learned the formula to calculate the montly payment of a car, I am trying to understand or figure out the following: Interest Rate Money Factor Residual In order for me to calculate the proper monthly payment for a Passat Lux, I will need to know these three values. In my experience gained in the past 3 weeks, by going to 3 diiferent dealers, I noticed that each one of these 3 values above are different when visiting each dealer. So the questions is: Is there a fix value for the interest rate, money factor and residual. I would think that the interest rate would depend on: 1) One's credit rating and 2) which bank the dealer works with. However, the money factor and residual should be the same throughout the 50 states. Am I right? Anyone? OK, For those interested, I just answered one of my questions: The residual is set by the manufacture at its own leasure. That gives the dealer room to change the residual value of a car. http://www.leaseguide.com/Articles/residualvalues.htm
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I don't qualify for the Loyalty program but have been offered the following lease 36 months, 15K miles/year, $1000 due at signing, 35 payments of $469. Only good today, I guess some incentives are expiring at the end of the month.
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Replying to: js0012 (Apr 30, 2008 1:02 pm) AZGuy
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Replying to: azguy2 (Apr 30, 2008 4:40 pm)
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Did I get a good deal? Passat Komfort Wagon 36 month lease 12K miles per annum zero down mats included $372 per month incl. tax I'm in Indianapolis area
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Replying to: js0012 (Apr 30, 2008 5:57 pm) Good luck. It will be interesting to see what deals and promotions are retained next month. AZguy. |
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Replying to: trailmower1 (Apr 30, 2008 6:44 pm) AZGuy
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