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Prices Paid: Buying & Leasing Experiences Toyota Highlander Lease Questions
407 messages, Last post on Nov 03, 2009 at 8:02 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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I have excellent credit and live in Texas. I like to change my car every 2-3 yrs, but drive a lot of miles. I was told that I should lease... I wanted to know if this is a good deal (offer from private lease company -- see below) or can someone tell me what deal I should expect for credit score of 785? I wasn't able to negotiate this down any further... New 2009 Highlander Limited FWD Lease Offer Options: Navi pkg (pkg #8), floor and cargo mats, mud guards, wheel locks, window tint MSRP: $38,488 Purchase Price: $35,597 Dealer Invoice: $35,347 Lease for 48mos/60K (cuz of my driving habit) Money Factor: 6.84% (I think this is high) Residual Value of $11,670 First payment of $728 ($728/mo lease) Note: I plugged in the numbers provided to me with Acq fee of $795, Doc fee $50, Title fee of $180, I didn't get the $728 pmt quoted by the lease agent (it was roughly $700). I keep on hearing that we shouldn't put money down on a lease. However, I can get a 2.99% balance transfer rate until paid off with my credit card with a maximum transfer fee of $100. Note: I have an excellent credit and pay my bill on time. Should I consider this option as a down payment (it looks like I will save on finance charge)? If so, how much should I put down.
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2009 Highlander limited...Extra value package...spoiler..wheel locks..mudguards and cargo net Msrp39,475.....Reduced to 36,000 12k miles..36 months Rate.00001 Residual 18015 Total Init Pmt 3484.33 Monthly Payment of $491.79 Is this a good payment? I would love to have it in the mid 4's... Help......
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Replying to: carbuzz101 (Jun 16, 2009 9:42 am) http://www.usatoday.com/money/autos/2009-06-25-lease-buy-car_N.htm?loc=interstit- ialskip |
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Replying to: indecision (Jun 04, 2009 5:50 pm) |
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Replying to: wease944 (Jun 26, 2009 2:43 pm) If you landed this deal in the mid 400s please let me know. Thanks |
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Lease is up next month on a 2006 Highlander. I think the car is clean (few chips, scratches less than an inch, etc.) and will be under the allowed mileage. That said, this is my first lease and we will be turning it back in to Toyota - no replacement. Does Toyota publish what is considered "normal" for wear and tear? What are your experiences with returning a lease through TFS - are they reasonable? Just don't want to be surprised in a few weeks after the inspection to find they want big bucks. If it helps, we live in the New England area. Besides pre-return photos - any other tips for lease returns? Return to any Toyota dealer - or is there a benefit to returning it to the original dealer (80 miles away)? I have gotten different opinions on this.
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carman: wondering if you can tell me current m/f and resid. for current highlander ltd (fwd) 3 years 12k miles per year I had thought it was .0007 and the resid should be above 45% (but I have a jerky socal dealer telling me it's 38%) loaded with just the nav/mnrf pkg and msrp'ing at 37,779 what would be a decent sales price to you in So California? and rather than post a separate message could you also tell me what it is for the mazda cx-9 grand touring fwd same miles and years w/nav and mnrf as well big thanks
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Car_man, Can you please provide the lease numbers on the Sport and Limited models on a 36month, 15k mi/yr lease. Do you know if there's any additional support? Thanks |
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Replying to: hooops (Aug 06, 2009 8:54 am) Could you please provide current mf and RV for Highlander Ltd AWD and Highlander Hybrid Ltd AWD, 36 month/12k. Also, please confirm if there are other incentives in addition to $1500 & $750 customer cash? Can these cash incentives be combined with the lease rates? Thanks, Brian San Fran, CA
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Replying to: goucla (Aug 09, 2009 12:21 am) |
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