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Toyota Highlander Lease Questions

410 messages,  Last post on Dec 02, 2009 at 12:30 PM

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What is this discussion about? Toyota Highlander, Car Leasing, SUV

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#21 of 410 Re: Highlander offer question [golic] by Car_man HOST Feb 27, 2006 (2:55 am)
Replying to: golic (Feb 08, 2006 10:20 am) Hi golic. This specific discussion is for consumers who have questions about leasing Toyota Highlanders. You will probably get much better feedback on the price that you were quoted for the truck that you are interested in by visiting the following discussion: "Toyota Highlander: Prices Paid & Buying Experience".   Car_man Host Smart Shopper / Prices Paid Forums
#22 of 410 Re: 06 Highlander 4x2 4cyl lease rate [soylentgreen] by Car_man HOST Feb 27, 2006 (3:06 am)
Replying to: soylentgreen (Feb 15, 2006 7:53 pm) Greetings soylentgreen. Toyota's lease money factors vary by region. I need you to tell me what state you are in in order for me to tell you if the factor that you were quoted is in line with Toyota Financial Services' buy rate lease money factor for this model right now. For now, I can tell you that Toyota Financial Services' money factors for the '06 Highlander are as high as .00190 in some regions.   I would have been annoyed by the whole "just for you" comment as well, but what are you going to do that's how some dealers just act. I'm sure that they fool a lot of people, too. A $1,500 discount really is not enough. A base 2006 Toyota Highlander has a spread of around $2,700 between its full MSRP and dealer invoice prices. I suspect that you will be able to negotiate at least another $750 off of this truck's selling price. You may want to stop by the following discussion to see how much other community members have paid for similar trucks lately: "Toyota Highlander: Prices Paid & Buying Experience".   Car_man Host Smart Shopper / Prices Paid Forums
#23 of 410 Re: 06 Highlander Ltd lease [suferman] by Car_man HOST Feb 27, 2006 (3:10 am)
Replying to: suferman (Feb 19, 2006 12:02 pm) Hi suferman. All three of the trucks that you mentioned have special lease programs available on them right now. It is tough to say which one will be the least expensive to lease though without knowing the exact MSRPs and approximate selling prices for the models that you are interested in. If you provide me with this information, I'd be happy to estimate lease payments on all of them so that you can see which one is the best deal. I have to warn you though, their lease programs in April will be different than they are today. To get a completely accurate picture, you will have to check back with me during the month that you actually want to lease your new vehicle.   Car_man Host Smart Shopper / Prices Paid Forums
#24 of 410 Lease questions: by jericho88 Mar 07, 2006 (12:46 pm)
Hey Car_man, Was wondering if you could help answer a question...I'm an Massachusetts; The lease calculator on Edmunds, how acurate is it to the Toyota lease system,or any other manufacturers system to calculate lease payments? here is my scenario; 30929 highlander purchase price of 28,500, 6K down. dealer is willing to make first payment and waive aquisition / security deposit. residiual is 17,6XXish (can't remember) and i was told the money factor is .0019. I have a quote of 230/ month but the calculator indicates a payment of 217/ month. i believe reg items are about 150. i was also told the 750 rebate does not apply if we go with the lease, is this true...   Thanks for everything, this forum is great!!!   oh ya, do you know the residual and money factor for the Tacoma Sport 4 door 4X4 also?   -Chuck Replies to this message: golic (Mar 07, 2006 1:19 pm) jericho88 (Mar 07, 2006 1:21 pm) golic (Mar 07, 2006 1:45 pm) and 3 more... Car_man (Mar 24, 2006 3:12 am) otis1 (Apr 26, 2006 6:26 pm)
#25 of 410 Re: Lease questions: [jericho88] by golic Mar 07, 2006 (1:19 pm)
Replying to: jericho88 (Mar 07, 2006 12:46 pm) Why are you putting the 6K down? Replies to this message: jericho88 (Mar 07, 2006 1:21 pm) golic (Mar 07, 2006 1:45 pm) briegel (Mar 07, 2006 5:15 pm) Car_man (Mar 24, 2006 5:10 am) and 1 more...
#26 of 410 Re: Lease questions: [golic] by jericho88 Mar 07, 2006 (1:21 pm)
Replying to: golic (Mar 07, 2006 1:19 pm) 6k is a trade in...actually more than that but were getting some cash back also. i've heard good and bad about money down. ultimately we wanted a certain payment for the 3 yrs. and the 6K gets us there... Replies to this message: golic (Mar 07, 2006 1:45 pm) briegel (Mar 07, 2006 5:15 pm) Car_man (Mar 24, 2006 5:10 am) rmlinn (Apr 26, 2006 5:50 pm)
#27 of 410 Re: Lease questions: [jericho88] by golic Mar 07, 2006 (1:45 pm)
Replying to: jericho88 (Mar 07, 2006 1:21 pm) Well here is the reason it makes me cringe.   Lets say in three months or in the next year or so the unfortunate "total" of the car happens.   My guess is Toyota has gap insurance built into the lease. So your insurance company pays Toyota leasing for the value of the car and your GAP insurance covers any difference and guess what happens to You and your 6K down payment? *headtilt*   It disappears faster than the profits at Enron Gone, Poof. You stand as the ONLY one to loose on the deal.   I really think "buying" down the lease payment is a very poor economic decision in which you are bearing all the risk for the false comfort of a lower monthly payment.   You worked hard for your money, hang on to it. Stick that same 6K in a savings account and pull out the extra $167 each month to make the payment...YMMV Replies to this message: briegel (Mar 07, 2006 5:15 pm) Car_man (Mar 24, 2006 5:10 am) rmlinn (Apr 26, 2006 5:50 pm)
#28 of 410 Re: Lease questions: [golic] by briegel Mar 07, 2006 (5:15 pm)
Replying to: golic (Mar 07, 2006 1:45 pm) Or...use the trade-in money for multiple security deposits to reduce the money factor and therefore the lease payment. It won't reduce the payment as much as an equivalent down payment, but you will get the money back at lease-end and the ROI is better than any other "sure thing" investment available! Toyota/Lexus Financial Services does this with Lexus...ask if they do it with Toyota also.
#29 of 410 Lease factors by suferman Mar 08, 2006 (10:24 am)
What is the money factor and residuals on a lease for the following cars (all 2006 - 2WD)?   Toyota RAV Ltd. V6 (leather/JBL/heated seats/moonroof)   Toyota Highlander Ltd. V6 (leather/JBL/heated seats/moonroof)   Honda Pilot EX-L   Any incentives on these models? I will lease by end of month.   Thanks
#30 of 410 06 highlander hybrid limited - lease by womble Mar 08, 2006 (1:37 pm)
hi - I really want the hybrid limited 4x2 but don't need the navigation system. Most seem to come with that standard. Should I try to get the deal I want and see if the dealer will throw in navigation for free or try and find it without? Also, what is the money factor and residual on this right now? I was quoted $1999 down and $500 per month (plus tax) on a $38,695 MSRP but I really don't want to pay more than $450 per month (plus tax). Anyone in CA leased a hybrid limited recently and got close to those numbers? Also, when will we find out about the new body type? I'm worried I will lease in June and the new car will be out 3 months later. thanks y'all.

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