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Prices Paid: Buying & Leasing Experiences Toyota Camry Lease Questions
518 messages, Last post on Nov 24, 2009 at 5:16 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: Bobnvirginia (Dec 19, 2008 12:00 pm) |
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So without much work you can get a 2009 Camry LE Auto model for about 90% of MSRP: Model 2532 is $21,425 includes destination charge, but excludes state and local taxes, tags, registration and title, insurance and dealer charges. Adjusted Capitalized Cost is $19,236 based on dealer participation. How much wiggle room do you think there is in there for negotiating? Also do you think it's possible to get a Corolla in that same area? About 90% of MSRP for a lease also? Thanks for your thoughts! |
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Hello guys, I have been in a dealership and was trying to lease camry le 2009. The cap cost was $19,995, residual value was $15,500 according to the dealer (24 months, 12k mile) and money factor is 0.0027. Please tell me what would be the monthly payment if I paid $4,500 down. The dealer said it's $159 and I thought it's too high considering that the depreciation is only $4495. I offered $120 monthly
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Replying to: maennj (Dec 29, 2008 6:03 am)
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Replying to: kiawah (Dec 29, 2008 6:42 am) Ok, let's say I put more money on monthly and reduce the down payment to only dealer fees. How much should be the monthly payment ? Because according to the numbers I give, it should be incredibly low . Can you help me with this Thanks
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Replying to: maennj (Dec 29, 2008 6:50 am) The bank/leasing company is fronting the complete 20Kish of money to pay the dealership, with the expectation of getting a leasing stream for 2 years, and then a cash settlement on the sale of the car, plus absorbing the risk of the transaction (you defaulting, or car not selling for the residual), plus profit added on for them, plus origination fees and taxes. I'm not in the market and haven't been watching the papers for a year, but as I remember approximately 200 a month for a 3 year deal was in the ballpark. That was all before the economy going south, and the credit market tanking. I believe 2 year leases are less desirable and should cost more per month, compared to a 3 year lease. I just looked in the paper, and didn't see any local ads for Toyota leases, so I don't have a comparison for you.
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Replying to: kiawah (Dec 29, 2008 7:08 am)  .
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I am going through a lease broker They just came at me with these numbers My credit is over 700+ with Transunion Toyota Camry 2009 SE V6 with Nav and all the bells and whistles Msrp 31,734 Negociated Price 28,146 Out of pocket (license,bank fees, 1st payment, etc... ) 1,500 00135 Money Factor 61% Residual 12,000 Miles a year $483.99 including tax per month Is this a good deal? They are pressuring me to close asap PLEASE HELP ME PEOPLE I am located in California
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Replying to: LordOrion420 (Jan 05, 2009 4:53 pm)
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Replying to: bmathis (Jan 05, 2009 5:59 pm) |
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