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Toyota Camry Lease Questions

518 messages,  Last post on Nov 24, 2009 at 5:16 AM

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What is this discussion about? Toyota Camry, Car Leasing, Sedan

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#409 of 518 Re: Toyota Camry SE w/ Leather Lease question [bc012001] by Car_man HOST Dec 14, 2008 (2:56 pm)
Replying to: bc012001 (Dec 11, 2008 6:58 am) Hi bc012001. Unfortunately you are in Toyota's Southeast region. SE Toyota does not use Toyota Financial Services for leasing. Instead it uses its own captive finance company, which I do not personally keep tabs on. Sorry that I could not be of more help.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#410 of 518 Re: [th83] by Car_man HOST Dec 14, 2008 (2:57 pm)
Replying to: th83 (Dec 13, 2008 5:22 pm) Hi th83. Unfortunately you are in Toyota's Southeast region. SE Toyota does not use Toyota Financial Services for leasing. Instead it uses its own captive finance company, which I do not personally keep tabs on. Sorry that I could not be of more help.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#411 of 518 Camry Lease Deal by Bobnvirginia Dec 19, 2008 (12:00 pm)
Hello,   I am considering a 2009 Camry SE, 4cyl 5spd auto, jbl, moonroof and sport leather pkg and VSC.   Internet Gen Mgr Special in Northern Virginia $22,755.00 trading in a car $2700.00 upside down.   Looking for advice on the price and any lease info......57% residual but do not know the money factor for my area.   Help! And Thank You! Replies to this message: kiawah (Dec 21, 2008 7:54 am)
#412 of 518 Re: Camry Lease Deal [Bobnvirginia] by kiawah Dec 21, 2008 (7:54 am)
Replying to: Bobnvirginia (Dec 19, 2008 12:00 pm) A little hard to do comparisons not knowing the true value of your trade and whether it is really upside down or they're just telling you that.....but compare the new vehicle against www.fitzmall.com, they have 17 SE's you can compare. May want to get a standalone trade value on your trade from an automall, so you can do apples to apples comparisons on the deals.
#413 of 518 2009 Camry Lease Seattle Area by shand32783 Dec 22, 2008 (7:42 am)
So without much work you can get a 2009 Camry LE Auto model for about 90% of MSRP:   Model 2532 is $21,425 includes destination charge, but excludes state and local taxes, tags, registration and title, insurance and dealer charges. Adjusted Capitalized Cost is $19,236 based on dealer participation.   How much wiggle room do you think there is in there for negotiating?   Also do you think it's possible to get a Corolla in that same area? About 90% of MSRP for a lease also?   Thanks for your thoughts!
#414 of 518 Am I being unreasonable by maennj Dec 29, 2008 (6:03 am)
Hello guys,   I have been in a dealership and was trying to lease camry le 2009. The cap cost was $19,995, residual value was $15,500 according to the dealer (24 months, 12k mile) and money factor is 0.0027.   Please tell me what would be the monthly payment if I paid $4,500 down. The dealer said it's $159 and I thought it's too high considering that the depreciation is only $4495. I offered $120 monthly Replies to this message: kiawah (Dec 29, 2008 6:42 am) maennj (Dec 29, 2008 6:50 am) kiawah (Dec 29, 2008 7:08 am) and 1 more...
#415 of 518 Re: Am I being unreasonable [maennj] by kiawah Dec 29, 2008 (6:42 am)
Replying to: maennj (Dec 29, 2008 6:03 am) Restructure the deal, you don't want to put money down on a lease. If you are in an accident and the vehicle is totaled, you will loose your money. Replies to this message: maennj (Dec 29, 2008 6:50 am) kiawah (Dec 29, 2008 7:08 am) maennj (Dec 29, 2008 7:31 am)
#416 of 518 Re: Am I being unreasonable [kiawah] by maennj Dec 29, 2008 (6:50 am)
Replying to: kiawah (Dec 29, 2008 6:42 am) Hi,   Ok, let's say I put more money on monthly and reduce the down payment to only dealer fees. How much should be the monthly payment ? Because according to the numbers I give, it should be incredibly low . Can you help me with this   Thanks Replies to this message: kiawah (Dec 29, 2008 7:08 am) maennj (Dec 29, 2008 7:31 am)
#417 of 518 Re: Am I being unreasonable [maennj] by kiawah Dec 29, 2008 (7:08 am)
Replying to: maennj (Dec 29, 2008 6:50 am) I'm not a leasing expert, but I think the error in your logic is that you are viewing the 4500 depreciation as the only amount that you are financing, and needing to pay back with your payments.   The bank/leasing company is fronting the complete 20Kish of money to pay the dealership, with the expectation of getting a leasing stream for 2 years, and then a cash settlement on the sale of the car, plus absorbing the risk of the transaction (you defaulting, or car not selling for the residual), plus profit added on for them, plus origination fees and taxes.   I'm not in the market and haven't been watching the papers for a year, but as I remember approximately 200 a month for a 3 year deal was in the ballpark. That was all before the economy going south, and the credit market tanking.   I believe 2 year leases are less desirable and should cost more per month, compared to a 3 year lease.   I just looked in the paper, and didn't see any local ads for Toyota leases, so I don't have a comparison for you. Replies to this message: maennj (Dec 29, 2008 7:31 am)
#418 of 518 Re: Am I being unreasonable [kiawah] by maennj Dec 29, 2008 (7:31 am)
Replying to: kiawah (Dec 29, 2008 7:08 am) Aah ok that explains. Thank you for information .

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