- #379 of 518
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Re: Camry SE w/o nav and tires [ebetty]
by Car_man HOST
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Nov 02, 2008 (5:41 pm)
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Replying to: ebetty (Oct 30, 2008 7:26 am)
Hi ebetty. Toyota Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2009 Camry XLE V6 Sedan with 15,000 miles per year in its Cincinnati region are .00140 and 59%, respectively for consumers who qualify for its Tier 1+ credit tier. Keep in mind though that TFS places restrictions upon which options can be residualized. This makes it very difficult to calculate lease payments for vehicles.
Car_man
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- #380 of 518
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Re: Camry SE w/o nav and tires [Car_man]
by amazonqt
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Nov 12, 2008 (6:01 pm)
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Replying to: Car_man (Nov 02, 2008 5:41 pm)
Help me nego a good rate on a 2009 Camry LE or SE. What are the rates for the Milwaukee, WI area? I usually just take in an ad I find in the paper and see if the dealer will match it. Must will match the deal but they don't budge on anything else! They try to act like they aren't making ANY money off the deal. I never nego based on the residual rates. I'm really not familiar with that part of the deal. How do I go about getting a better deal that way?
One dealer is offering $225 with 875 down includes 1st payment and acquisition fee plus tax, title, license. Other dealers want about $2K due at signing!!! 
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- #381 of 518
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Help me with this decision
by arvan
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Nov 13, 2008 (10:54 am)
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How does this deal sound. In upstate NY, Camry XLE with leather package, 4 cyl, no nav, MSRP 28780, 3x36 for $373 with 500 down. All taxes included.
Please help with comments!
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- #382 of 518
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Residual and MF SEV6
by njpathfinder
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Nov 16, 2008 (7:35 pm)
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Car man - Please post the residual and MF for an 09 Camry SE v6 12k in NJ. Thank you
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- #383 of 518
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Re: Camry SE w/o nav and tires [amazonqt]
by shahran
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Nov 18, 2008 (7:14 pm)
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Replying to: amazonqt (Nov 12, 2008 6:01 pm)
This sounds very good to me, what is the MSRP? Is it the Camry LE? The deal they have right now is $259 a month for 36 months with a $909 drive off 12k miles per year and that doesn't include tax. Is yours $225 a month with tax a,d 12k miles per year?
If we could find out the MF and residuals on the LE it would be great.
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- #384 of 518
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Re: Camry SE w/o nav and tires [amazonqt]
by Car_man HOST
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Nov 20, 2008 (4:20 am)
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Replying to: amazonqt (Nov 12, 2008 6:01 pm)
Hi amazonqt. The best way to get a good deal on a lease off a Toyota Camry right now is to shop around with a few dealers for the lowest possible selling price. The selling prices of leased vehicles are negotiable, just as if you were paying cash for or financing them. The Camry is a high volume vehicle that most dealers will be willing to blow out at around dealer invoice. You can look up the invoice price of the exact Camry that you want over in the New Vehicle Pricing section of Edmunds.com.
Once you arrive at a selling price that you are happy with, have the dealer calculate your car's monthly payment using its buy rate lease money factor, which is probably right around .00129, and you're in business.
Car_man
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- #385 of 518
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Re: Help me with this decision [arvan]
by Car_man HOST
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Nov 20, 2008 (4:23 am)
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Replying to: arvan (Nov 13, 2008 10:54 am)
Hi arvan. The best way to evaluate this deal would be to look at this car's selling price. The selling prices of leased vehicles are negotiable, just as if you were paying cash for or financing them. Without this number, it is difficult to tell how much over dealer invoice, and in turn how much room for negotiation there is left in this deal. Let us know what the selling price is and I am sure that either myself or another knowledgeable community member will be happy to give you their opinion on this deal.
Car_man
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- #386 of 518
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Re: Residual and MF SEV6 [njpathfinder]
by Car_man HOST
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Nov 20, 2008 (4:25 am)
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Replying to: njpathfinder (Nov 16, 2008 7:35 pm)
Here's the information that you're looking for, njpathfinder. Nissan Motor Acceptance Corp.'s current buy rate lease money factor and residual value for a 36 month lease of a 2009 Camry SE V6 with 12,000 miles per year in your area are .00129 and 61%, respectively for consumers who qualify for its Tier 1+ credit tier. The problem with this residual value is that TFS places restrictions upon what options can be residualized. As a result, it is difficult for anyone other than dealers, who are given lists of actual dollar residual values by Toyota for the units that they have in inventory, to use them to calculate lease payments.
Car_man
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- #387 of 518
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by shahran
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Nov 20, 2008 (12:11 pm)
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Can you please post the residual and MF for the Camry LE for 36m with 12k miles per year please?
Thank you!
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- #388 of 518
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How to get out lease without penalty?
by secondlease
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Nov 22, 2008 (6:39 am)
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Hi,
I'd like to ask how to get out of lease(2008 camry) early? it is 36 months lease with 20 months left. monthly payment is $295.74. current mileage is 15,800.
Thanks in advance.
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