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Subaru Outback Lease Questions

249 messages,  Last post on Nov 25, 2009 at 8:55 AM

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What is this discussion about? Subaru Outback, Car Leasing, Sedan, Wagon

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#78 of 249 more questions. by jad376 Jun 25, 2007 (7:08 pm)
The dealer replied via email that "gap insurance is included". Do I absolutely need this? Which situation would I not need gap insurance? What hidden costs would be in the lease that I can try to eliminate in addition to getting the selling price down further below what he's offering?   Again, the offer from the dealer:   '07 Subaru Legacy Limited (last one left): MSRP: 26,140 "$300 under invoice" price offered: $24,379   $339/month, $1100 down, 15k/year, 39 months   $369/month with $0 down   Res: 52%, MF: .00235   I believe the MF could be slightly lower. What do you think?   Thanks all! Replies to this message: dino001 (Jun 26, 2007 5:54 am)
#79 of 249 Re: more questions. [jad376] by dino001 Jun 26, 2007 (5:54 am)
Replying to: jad376 (Jun 25, 2007 7:08 pm) Most leases these days include GAP protection w/o optout option. And to be honest, GAP is what you absolutely DO NEED when leasing with no/little down (which is the way to go in a lease). It protects you from bank demanding money in case of a total.   I would never buy GAP for a loan, but I would never lease (I mean "normal" lease, not one of those exotic put 10 grand down or so) without GAP.
#80 of 249 Legacy Limited! by jad376 Jun 28, 2007 (6:37 am)
OK, thanks for all your advices. The dealer just came back with $22,238 - $3,902 off the MSRP. Lease payment of $369/month folding all taxes and fees into the monthly payment with absolutely nothing down! Anything else I should know whatsoever? I'm going to get the car tomorrow.
#81 of 249 ... by jad376 Jun 28, 2007 (7:05 am)
I just plugged in the numbers to a lease calculator just to be sure - if this one is based on 12,000 miles a year, it's just a few dollars more than right-on-target. If the lease calculator is based on 10,000, I guess I've got a good deal on my hands.   MSRP: $26140.   Negotiated lease price: $22238 ($1000 lease cash included)   Tax, title, license, fees, etc.: $1100   Cap: $23,338   52% residual: $13,593   Money Factor: .00235   39 months   6% PA sales tax   $356.86 per month. If this is based on 12,000 miles per year (1000 miles per month), and the 250 extra miles needed to bring it up to 15,000 would be 0.15 per mile - that would, in theory, bring it up to $394 and change...so it looks like a pretty good deal after all.   I sent out some dealer inquiries to Volvo dealers about the V50, too - they come close ($431 for a $37,000 car?), but I'd rather save $3,588 in lease costs. Ciao!   J. Replies to this message: bobbyjones (Jun 28, 2007 9:52 pm) kyfdx (Jun 29, 2007 3:06 am)
#82 of 249 Re: ... [jad376] by bobbyjones Jun 28, 2007 (9:52 pm)
Replying to: jad376 (Jun 28, 2007 7:05 am) Don't forget to see if the cap includes inception fee ($595-$695) and the dealers "documentation" fee ($200-300).   -B
#83 of 249 Re: ... [jad376] by kyfdx HOST Jun 29, 2007 (3:06 am)
Replying to: jad376 (Jun 28, 2007 7:05 am) Also.. PA tax on leases is 9%..
#84 of 249 Thanks all! by jad376 Jul 01, 2007 (8:29 pm)
Saturday morning, I took delivery of my brand-new '07 Leggy, Diamond Grey Metallic w/black leather. $339/month, 39 months, 15k/year. That's it. Thanks to you all - I couldn't have done it without reading this forum all this year!   Although my car is a bit hard to get used to after seven years of PT Cruisers, the Leggy is winning me over slowly. It's much, much quieter than our Audi. I plan to get a Tornado for the naturally aspirated four-banger (although I did average 27 mpg on the way from Morristown, NJ to Bethlehem PA, not bad for day one), and next up will be a portable, dockable aftermarket nav system. I'm thinking of rigging a removable holder in the space between the air vents - you Subaru owners sure like to write about your cars on the discussion forums, so I won't have a problem finding advice in that area. Next up will probably be a bike rack for the low-profile roof rails. Again, thanks a ton and eventually come and Google over to the other Legacy forums (probably in the "Diamond Grey Thread"?) for pictures.   Ciao! Replies to this message: Car_man (Aug 07, 2007 1:41 am)
#85 of 249 John Galt by worldly1 Jul 10, 2007 (9:33 am)
Hi....I am talking with a dealer about leasing a 2008 Outback Limited. This is what he proposed.....MSRP $28,690 My price $26,085 42 Mo & 10K per year $700 Trade in on my current Subaru $2,000 out of pocket with a payment of $318 per Mo plus tax.   I appreciate your input...Thanks Replies to this message: Car_man (Aug 07, 2007 1:46 am)
#86 of 249 John Galt by worldly1 Jul 10, 2007 (4:06 pm)
Hi....Re: the Outback mentioned above....I forgot to mention the residual of $16,067 after 42 Mo Replies to this message: xwesx (Jul 12, 2007 9:33 am) worldly1 (Jul 12, 2007 2:15 pm)
#87 of 249 Re: John Galt [worldly1] by xwesx Jul 12, 2007 (9:33 am)
Replying to: worldly1 (Jul 10, 2007 4:06 pm) $700 trade in? What Subaru do you have?! Replies to this message: worldly1 (Jul 12, 2007 2:15 pm)

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